Best Small Loan Amount Apps

248+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

Upstart is the household name in small loan amount apps, but it's far from the only option. We track 248+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Compare top Small Loan Amount Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9β˜… (44K)NoNoOct 2026
2Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeβ€”YesNoSep 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5β˜… (88K)YesYesOct 2026
4PayMe - Personal loan appPayMe - Personal loan appFree3.5β˜… (33)NoNoSep 2026
5Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8β˜… (137K)NoNoOct 2026
6FUTR AgentFUTR AgentFree2.0β˜… (1)NoNoSep 2026
7WhoWhom β€” IOU & debt trackerWhoWhom β€” IOU & debt trackerFreeβ€”NoYesSep 2026
8Loanly AppLoanly AppFreeβ€”β€”NoAug 2026

Top Picks for Small Loan Amount Apps

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
πŸ’° Finance
4.9😞(44K ratings)
Free
#76in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • πŸ‘ Easy to use
  • πŸ‘ Convenient app
  • πŸ‘ Quick loan approval
  • πŸš€ Fast loan disbursement

Room to Improve

  • πŸ› Login issues
  • πŸ’° High interest rates
  • πŸ•°οΈ Slow payment processing
  • πŸ€” Unclear approval criteria
  • 🀨 Unethical business practices
Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
πŸ’° Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • πŸš€ Smooth app experience
  • πŸ‘ User-friendly interface
  • πŸ’‘ Innovative peer-to-peer lending model
  • 🀝 Helpful when in financial need

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ•°οΈ Slow customer support response times
  • πŸ’³ Issues with bank account linking
  • πŸ€·β€β™€οΈ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Small Loan Amount Apps apps to explore

FAQ about Small Loan Amount Apps

What are the best small loan amount apps for iPhone?
Upstart: Personal Loans + More tops our small loan amount apps ranking as of September 2026, with a 4.9-star average from 44K App Store ratings, and it's free to download.
Yes β€” 20 of the top small loan amount apps we rank are free to download, including Upstart: Personal Loans + More and Money Borrowing: Cash Advance.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ small loan amount apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.