Best Small Loan Amount Apps

248+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated October 2026

Upstart is the household name in small loan amount apps, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Small Loan Amount Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (48K)NoNoNov 2026
2PayMe - Personal loan appPayMe - Personal loan appFree3.5★ (37)NoNoNov 2026
3Boomerang BorrowingBoomerang BorrowingFree—YesYesSep 2026
4Loan TrackLoan TrackFree—NoNoMay 2026
5Loanly AppLoanly AppFree——NoAug 2026
6Borrowly: Borrow & LendBorrowly: Borrow & LendFree—NoYesOct 2026
7PactApp - Loan ContractsPactApp - Loan ContractsFree—YesNoJul 2026
8Brorow: Borrow & LendBrorow: Borrow & LendFree—YesYesJun 2026

Top Picks for Small Loan Amount Apps

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(48K ratings)
Free
#79in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Borrow money for personal needs or debt consolidation with fast approvals and flexible repayment options. Access funds quickly through personal loans or a revolving credit line. Manage your account, compare offers, and get support 24/7.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
PayMe - Personal loan app#2

PayMe - Personal loan app by Huey Tech Private Limited

Instant personal loan app
Strong Contender
💰 Finance
3.5(37 ratings)
Free
PayMe - Personal loan app screenshot 1
PayMe - Personal loan app screenshot 2
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This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

More Small Loan Amount Apps apps to explore

FAQ about Small Loan Amount Apps

What are the best small loan amount apps for iPhone?
Upstart: Personal Loans + More tops our small loan amount apps ranking as of October 2026, with a 4.9-star average from 48K App Store ratings, and it's free to download.
Yes — 20 of the top small loan amount apps we rank are free to download, including Upstart: Personal Loans + More and PayMe - Personal loan app.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ small loan amount apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.