Best Smart Money Apps

249+ iOS apps curated and reviewed

4.9 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good smart money apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Smart Money Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Smart Money.Smart Money.Free5.0★ (1)NoYesJul 2026
2EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
3NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (124K)YesNoAug 2026
4SpendAI: Smart Money ManagerSpendAI: Smart Money ManagerFreeNoYesMay 2026
5Smart MoneySmart MoneyFree5.0★ (1)NoNoAug 2026
6Savi - Smart Money ManagerSavi - Smart Money ManagerFreeNoYesJun 2026
7Smart Money - Racing AlertsSmart Money - Racing AlertsFreeNoYesJul 2026
8inputIn - Smart Money ManagerinputIn - Smart Money ManagerFreeNoYesAug 2026

Top Picks for Smart Money

Smart Money.#1

Smart Money. by Natalya Lev

Editor's Choice
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
Smart Money. screenshot 1
Smart Money. screenshot 2
Smart Money. screenshot 3
Smart Money. screenshot 4
Smart Money. screenshot 5
Smart Money. screenshot 6

This finance app helps you manage and control your financial well-being. It offers a straightforward approach to financial management without advertisements.

EveryDollar: Budget Management#2

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Strong Contender
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#12in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
NerdWallet: Smart Money App#3

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Worth Considering
💰 Finance
4.8😐(124K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
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NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking

More Smart Money apps to explore

4
SpendAI: Smart Money Manager
SpendAI: Smart Money Manager
SpendAI: Smart Money Manager
SpendAI
Free
💰 Finance
(0)
5
Smart Money
Smart Money
Smart Money
by LOANS.COM.AU PTY LTD
Free

Manage your finances on the go. View balances, transfer funds, pay bills, and track transactions. Securely access your accounts, manage debit cards, and handle loan repayments with ease. Download transaction history and communicate directly with support.

View account balancesTransfer moneyPay bills
💰 Finance
(1)
free
6
Savi - Smart Money Manager
Savi - Smart Money Manager
Savi - Smart Money Manager
Smart Money Manager
Free
💰 Finance
(0)
7
Smart Money - Racing Alerts
Smart Money - Racing Alerts
Smart Money - Racing Alerts
Model-Backed Racing Signals
Free
⚽ Sports
(0)
8
inputIn - Smart Money Manager
inputIn - Smart Money Manager
inputIn - Smart Money Manager
Simple Personal Money Tracker
Free
💰 Finance
(0)
9
Kibo: Smart Money Tracker
Kibo: Smart Money Tracker
Kibo: Smart Money Tracker
Money, without the chaos
Free
💰 Finance
(0)
10
Insider Trades: Smart Money
Insider Trades: Smart Money
Insider Trades: Smart Money
Track Congress, CEO & Whales
Free
💰 Finance
(0)
11
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
12
Money Guard: Spend Smart
Money Guard: Spend Smart
Money Guard: Spend Smart
Protect and Grow Your Wealth
Free
💰 Finance
(0)
13
SmartCoop - Save Money Today
SmartCoop - Save Money Today
SmartCoop - Save Money Today
Your Online Cooperative
Free
💰 Finance
(0)
14
PayNote - Smart Money Managing
PayNote - Smart Money Managing
PayNote - Smart Money Managing
Managing borrowed, lent money
Free

Easily track money you've borrowed or lent to others. Record transaction details, set repayment dates, and add memos for clarity. The intuitive design makes managing your finances simple.

Manage borrowed and lent moneyRecord transaction detailsSet repayment deadlines
💰 Finance
(0)
free
15
CashTrax Smart Money Sidekick
CashTrax Smart Money Sidekick
CashTrax Smart Money Sidekick
Spend Smarter. Save More.
Free
💰 Finance
(0)
16
RenewFlow - Smart Subscription
RenewFlow - Smart Subscription
RenewFlow - Smart Subscription
by Ghanshyam Ajmani
Free
🔧 Utilities
(0)
17
Smart-Money
Smart-Money
Smart-Money
by Ruslan Gaydamashko
Free
💰 Finance
(0)
18
Money Plant iSmart
Money Plant iSmart
Money Plant iSmart
by DEVANA SOFT PRIVATE LIMITED
Free
💰 Finance
(0)
19
MoneyBox - Smart Savings
MoneyBox - Smart Savings
MoneyBox - Smart Savings
Your Smart Savings Companion
Free

This app helps you manage your money and achieve your financial goals with easy tracking, goal-setting, and visual progress reports. It offers saving reminders and a clean interface to build better saving habits.

Easy money trackingSet and track savings goalsGoal-based saving plans
💰 Finance
(0)
free with in-app purchases
20
Smart Finance : Done Right
Smart Finance : Done Right
Smart Finance : Done Right
Fast and Easy, Done Right
Free
🌟 Lifestyle
(0)

FAQ about Smart Money

What are the best smart money apps for iPhone?
Smart Money. tops our smart money apps ranking as of August 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top smart money apps we rank are free to download, including Smart Money. and EveryDollar: Budget Management.
Smart Money. has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ smart money apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Smart Money is a finance app designed to assist users in managing and controlling their financial well-being. It aims to be a helpful assistant for your personal finances.
Smart Money is available on iPhone and iPod devices. It is designed for Apple's mobile operating system.

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