Best Tap To Pay On Phone Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Out of 250+ tap to pay on phone apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Tap To Pay On Phone Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.6K)NoNoAug 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
3Tap to Pay - Card PaymentsTap to Pay - Card PaymentsFree5.0★ (3)NoNoAug 2026
4Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026
5Tap to Pay, POS System・TofuTap to Pay, POS System・TofuFree4.8★ (361)NoYesAug 2026
6PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
7Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoAug 2026
8Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026

Top Picks for Tap To Pay On Phone

Tap to Pay + Contactless + POS#1

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Editor's Choice
💼 Business
4.8😞(3.6K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Facilitates transactions efficiently
  • 💡 Versatile for various business needs

Room to Improve

  • 🐛 Payments not received or delayed
  • 🔒 Difficult to close accounts
  • 💰 Unexpected charges and fees
Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(603K ratings)
Free
#28in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
Tap to Pay - Card Payments#3

Tap to Pay - Card Payments by B TO J PTY LTD

Accept Payments on your phone
Worth Considering
💼 Business
5.0(3 ratings)
Free
Tap to Pay - Card Payments screenshot 1
Tap to Pay - Card Payments screenshot 2
Tap to Pay - Card Payments screenshot 3
Tap to Pay - Card Payments screenshot 4
Tap to Pay - Card Payments screenshot 5
Tap to Pay - Card Payments screenshot 6

Transform your iPhone into a mobile payment terminal to accept contactless card and mobile wallet payments instantly on-site. Eliminate the need for separate hardware and get paid faster, improving cash flow and professionalism for mobile businesses.

More Tap To Pay On Phone apps to explore

4
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
5
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
💼 Business
(361)
free with in-app purchases
6
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
7
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
8
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
9
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(411K)
free with in-app purchases
10
Charge: Mobile POS for Stripe
Charge: Mobile POS for Stripe
Charge: Mobile POS for Stripe
Tap to Pay on iPhone
Free

Transform your iPhone into a portable payment terminal. Accept contactless and manual card payments directly, manage products, customers, tips, and taxes. All transactions sync with your Stripe account, offering a secure and efficient way to process payments on the go.

Contactless payment acceptance on iPhoneManual card entry for phone ordersProduct catalog and customer management
💼 Business
(2)
free
11
360Pay
360Pay
360Pay
by 360 Pay
Free
💰 Finance
(0)
12
SoéPay - Tap to Pay
SoéPay - Tap to Pay
SoéPay - Tap to Pay
by SOEPAY LIMITED
Free

Accept contactless payments directly on your iPhone without additional hardware. This app allows businesses to process various card types, digital wallets, and offers built-in POS functionality with real-time tracking and e-receipts.

Accept contactless payments on iPhoneNo extra hardware requiredSupports 15+ card types and e-wallets
💼 Business
(1)
free
13
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
14
Cashoo
Cashoo
Cashoo
Quick and Easy Payments
Free

Easily send and receive money with loved ones, shop at businesses, pay bills, and donate to charities. Manage your spending with a transaction history and enjoy a secure, cashless lifestyle.

Send and receive moneyShop at businessesPay bills
💰 Finance
(1)
free
15
iStore Pay
iStore Pay
iStore Pay
by ZA Online Store (Pty) Ltd
Free
💰 Finance
(0)
16
Payday Today
Payday Today
Payday Today
PaydayToday
Free

Access accrued wages or available funds set by your employer. Easily request and transfer funds to any bank or e-wallet. Utilize vouchers for in-app transactions or send them to loved ones.

Access accrued wagesWithdraw available fundsTransfer to banks/e-wallets
💰 Finance
(1)
free
17
PayTabs
PayTabs
PayTabs
Merchant App
Free

This app helps businesses manage payments and sell products globally. It offers seamless checkout experiences with multiple currency and payment options, including digital wallets. Businesses can also send and receive invoices easily via various channels.

Secure mobile paymentsGlobal sales managementSeamless checkout integration
💰 Finance
(0)
free
18
SoonPay - Send, Receive, Save
SoonPay - Send, Receive, Save
SoonPay - Send, Receive, Save
by Soon Pay LLC
Free

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

Instant P2P paymentsACH bank transfersSpending tracking
💰 Finance
(3)
free
19
Camp Masters - Tap to Pay
Camp Masters - Tap to Pay
Camp Masters - Tap to Pay
by Ramsey Popcorn Co., Inc.
Free
💼 Business
(0)
20
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases

FAQ about Tap To Pay On Phone

What are the best tap to pay on phone apps for iPhone?
Tap to Pay + Contactless + POS tops our tap to pay on phone apps ranking as of August 2026, with a 4.8-star average from 3.6K App Store ratings, and it's free to download.
Yes — 20 of the top tap to pay on phone apps we rank are free to download, including Tap to Pay + Contactless + POS and Square Point of Sale (POS).
Tap to Pay + Contactless + POS has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ tap to pay on phone apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows merchants to accept credit card payments directly through their iPhone using Tap to Pay and contactless technology. It eliminates the need for separate payment terminals, offering a streamlined solution for in-person transactions.
You can accept major credit cards including VISA, MasterCard, American Express, and Discover, among others. The app is designed to handle a wide range of payment cards for your convenience.