Best Tap To Pay On Phone Apps

203+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 203+ tap to pay on phone apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Tap To Pay On Phone Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.5K)NoNoAug 2026
2JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (11K)YesNoAug 2026
3Tap to Pay - Card PaymentsTap to Pay - Card PaymentsFree5.0★ (1)NoNoJun 2026
4Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
5Tap to Pay, POS System・TofuTap to Pay, POS System・TofuFree4.8★ (361)NoYesJul 2026
6PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
7Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoAug 2026
8PayRangePayRangeFree4.7★ (221K)YesNoAug 2026

Top Picks for Tap To Pay On Phone

Tap to Pay + Contactless + POS#1

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Editor's Choice
💼 Business
4.8😞(3.5K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Facilitates transactions efficiently
  • 💡 Versatile for various business needs

Room to Improve

  • 🐛 Payments not received or delayed
  • 🔒 Difficult to close accounts
  • 💰 Unexpected charges and fees
JIM: Tap to Pay & Payment Link#2

JIM: Tap to Pay & Payment Link by CloudWalk, Inc.

Sell & Get Paid Now
Strong Contender
💰 Finance
4.7😞(11K ratings)
FreeAds
JIM: Tap to Pay & Payment Link screenshot 1
JIM: Tap to Pay & Payment Link screenshot 2
JIM: Tap to Pay & Payment Link screenshot 3
JIM: Tap to Pay & Payment Link screenshot 4
JIM: Tap to Pay & Payment Link screenshot 5
JIM: Tap to Pay & Payment Link screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment
Tap to Pay - Card Payments#3

Tap to Pay - Card Payments by B TO J PTY LTD

Accept Credit Card Payments
Worth Considering
💼 Business
5.0(1 ratings)
Free
Tap to Pay - Card Payments screenshot 1
Tap to Pay - Card Payments screenshot 2
Tap to Pay - Card Payments screenshot 3
Tap to Pay - Card Payments screenshot 4
Tap to Pay - Card Payments screenshot 5
Tap to Pay - Card Payments screenshot 6

Transform your iPhone into a mobile payment terminal to accept contactless card and mobile wallet payments instantly on-site. Eliminate the need for separate hardware and get paid faster, improving cash flow and professionalism for mobile businesses.

More Tap To Pay On Phone apps to explore

4
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
5
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
💼 Business
(361)
free with in-app purchases
6
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
7
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
8
PayRange
PayRange
PayRange
by PayRange Inc.
Free

Pay for services at supported machines using your phone. Simply swipe on your screen to select a machine and authorize payment, eliminating the need for cash or coins. Enjoy a quick, secure, and convenient way to pay for vending, laundry, and more.

Pay with phone swipeSupports vending machinesSupports laundry machines
🔧 Utilities
(221K)
free with in-app purchases
9
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
10
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
11
Tap to Pay POS: Small Business
Tap to Pay POS: Small Business
Tap to Pay POS: Small Business
Accept Card Payments Instantly
Free

Transform your iPhone into a mobile payment terminal to accept card and mobile wallet payments instantly on-site. Streamline transactions, reduce administrative tasks, and enhance your professional image with this secure and easy-to-use solution for mobile businesses.

Accept contactless card payments via iPhoneNo external card reader or POS hardware neededInstant on-site payment processing
💼 Business
(2)
free
12
Tap to Pay - Swan
Tap to Pay - Swan
Tap to Pay - Swan
Accept payments on your phone
Free
💰 Finance
(0)
13
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
14
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(70K)
free with in-app purchases
15
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

Open and pay tabs from your phoneView live order updatesSelect tips with one tap
🍔 Food & Drink
(3K)
free
16
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
💰 Finance
(26K)
free
17
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(107K)
free with in-app purchases
18
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
19
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
20
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(861K)
freemium

FAQ about Tap To Pay On Phone

What are the best tap to pay on phone apps for iPhone?
Tap to Pay + Contactless + POS tops our tap to pay on phone apps ranking as of June 2026, with a 4.8-star average from 3.5K App Store ratings, and it's free to download.
Yes — 20 of the top tap to pay on phone apps we rank are free to download, including Tap to Pay + Contactless + POS and JIM: Tap to Pay & Payment Link.
Tap to Pay + Contactless + POS has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 203+ tap to pay on phone apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows merchants to accept credit card payments directly through their iPhone using Tap to Pay and contactless technology. It eliminates the need for separate payment terminals, offering a streamlined solution for in-person transactions.
You can accept major credit cards including VISA, MasterCard, American Express, and Discover, among others. The app is designed to handle a wide range of payment cards for your convenience.