Best Ubcipay Apps

238+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

Out of 238+ ubcipay apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Ubcipay Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UBCIPAYUBCIPAYFreeNoNoMay 2026
2UBCIPAY PROUBCIPAY PROFreeNoNoMay 2026
3NuNuFree4.8★ (24K)YesNoJul 2026
4UBA Mobile BankingUBA Mobile BankingFree4.0★ (12K)NoNoJul 2026
5BankilyBankilyFree4.2★ (741)NoNoJul 2026
6PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (165K)YesNoJul 2026
7WorldRemit: Money Transfer AppWorldRemit: Money Transfer AppFree4.8★ (216K)YesNoJul 2026
8United Community MobileUnited Community MobileFree4.7★ (17K)YesNoJul 2026

Top Picks for Ubcipay

Nu#3

Nu by NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO

Worth Considering
💰 Finance
4.8😊(24K ratings)
FreeAds
Nu screenshot 1
Nu screenshot 2
Nu screenshot 3
Nu screenshot 4
Nu screenshot 5
Nu screenshot 6

This app provides a comprehensive digital financial services platform, aiming to simplify banking and empower users. It offers a transparent and hassle-free experience for managing your complete financial journey, including accounts, credit, investments, and more, with human support available 24/7.

What We Love

  • 🚀 Easy to use
  • 👍 Transparent and intuitive
  • 🚀 Fast and efficient
  • 💡 Modern banking experience

Room to Improve

  • 🐛 Occasional app crashes
  • 🐛 Login issues
  • 🐛 Unreliable facial recognition

More Ubcipay apps to explore

4
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
💰 Finance
(12K)
free
5
Bankily
Bankily
Bankily
by BANQUE POPULAIRE DE MAURITANIE
Free

This mobile banking app allows users to open and manage bank accounts directly from their phones. It facilitates money transfers, merchant payments, bill payments, and phone credit top-ups, aiming to promote financial inclusion.

Open and manage bank accountsMoney transfersMerchant payments
💰 Finance
(741)
free
6
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
7
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send worldwide with low fees
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
💰 Finance
(216K)
free with in-app purchases
8
United Community Mobile
United Community Mobile
United Community Mobile
by United Community Banks Inc
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and set up alerts for account activity. Access financial tools for budgeting and view statements from your device.

Check account balances and transaction historyTransfer funds between accountsDeposit checks remotely
💰 Finance
(17K)
free
9
CIBC Mobile Banking
CIBC Mobile Banking
CIBC Mobile Banking
Everyday banking on the go
Free

Manage your finances securely and conveniently on the go. Access accounts, make payments, deposit checks, and get instant money transfers. Features include a virtual assistant, credit score monitoring, and travel tools.

Secure account access with biometricsApply for accounts and credit cardsInstant and scheduled payments
💰 Finance
(367)
free
10
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(70K)
free with in-app purchases
11
UBA Secure Pass
UBA Secure Pass
UBA Secure Pass
(Formerly called U-Token)
Free

This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.

Transaction authorizationIdentity managementMobile token
💰 Finance
(194)
free
12
UBA Mobile App
UBA Mobile App
UBA Mobile App
UBA Mobile App
Free

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

Manage accountsSend moneySchedule and pay bills
💰 Finance
(873)
free
13
OPay-Beyond Banking
OPay-Beyond Banking
OPay-Beyond Banking
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

Instant money transfersBill payments and airtime top-upsDaily interest on savings
💰 Finance
(97K)
free
14
monobank — digital mobile bank
monobank — digital mobile bank
monobank — digital mobile bank
99 сек — рекорд реєстрації
Free

This digital bank offers rapid account registration and a free virtual card, with options for physical card delivery. It provides features like credit limits, currency exchange, installment plans, and group expense splitting, alongside tools for fundraising and savings.

Fast registration via DiiaFree virtual and physical cardsIncreased credit limit
💰 Finance
(17K)
free
15
Panda Remit
Panda Remit
Panda Remit
Send money to world
Free

Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.

Global remittances in 50+ countriesReceive money via banks and e-walletsSupports small & large amount transfers
💰 Finance
(8.4K)
free with in-app purchases
16
UBL Digital - Safe Banking
UBL Digital - Safe Banking
UBL Digital - Safe Banking
Bank securely with UBL Digital
Free

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

Secure transactionsBill paymentsFund transfers
💰 Finance
(7.4K)
free
17
Commonwealth CU Go Mobile
Commonwealth CU Go Mobile
Commonwealth CU Go Mobile
We CU Differently®
Free

Manage your personal and business finances on the go with this comprehensive banking application. Features include mobile check deposit, P2P payments, loan applications, card management, and financial wellness tools. Access your accounts, track spending, and stay secure with advanced fraud protection.

Mobile check depositPay friends and familyApply for loans and credit cards
💰 Finance
(15K)
free
18
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
💰 Finance
(115K)
free
19
UW Credit Union
UW Credit Union
UW Credit Union
by University of Wisconsin Credit Union
Free

Manage your finances on the go with this comprehensive banking application. View account balances, transfer funds, pay bills, deposit checks, and control your cards securely. It offers tools for smart money management, including credit score tracking and spending analysis.

Quick account balance viewSend and receive money with ZelleBill payment and transfers
💰 Finance
(5.7K)
free
20
UNIFY Financial Credit Union
UNIFY Financial Credit Union
UNIFY Financial Credit Union
by UNIFY Financial Credit Union
Free

Manage your credit union accounts on the go. Open new accounts, transfer funds, deposit checks, and manage your debit cards. Securely message the credit union and set up electronic alerts for important account activity.

Create new accountsSet up transfersDeposit checks with eDeposits
💰 Finance
(8.8K)
free

FAQ about Ubcipay

Are there free ubcipay apps for iPhone?
Yes — 20 of the top ubcipay apps we rank are free to download, including UBCIPAY and UBCIPAY PRO.
UBCIPAY has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 238+ ubcipay apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.