Best Ugift529 Apps

198+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

READYSAVE 529 is the household name in ugift529, but it's far from the only option. We track 198+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for Ugift529

READYSAVE 529#1

READYSAVE 529 by Ascensus Inc

Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(27K ratings)
Free
READYSAVE 529 screenshot 1
READYSAVE 529 screenshot 2
READYSAVE 529 screenshot 3
READYSAVE 529 screenshot 4
READYSAVE 529 screenshot 5

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Convenient for tracking 529 plans
  • ๐Ÿ’ก Allows recurring contributions
  • ๐Ÿš€ Fast and responsive

Room to Improve

  • ๐Ÿ› Buggy and unreliable
  • ๐Ÿ” Limited functionality compared to website
  • ๐Ÿ” Lacks key features like performance tracking and withdrawal options
Backer: Smart 529 Savings#2

Backer: Smart 529 Savings by Principly, Inc.

Simple, fast, fun way to 529
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(495 ratings)
Free
Backer: Smart 529 Savings screenshot 1
Backer: Smart 529 Savings screenshot 2
Backer: Smart 529 Savings screenshot 3
Backer: Smart 529 Savings screenshot 4
Backer: Smart 529 Savings screenshot 5

Easily open a 529 college savings plan for your child. Invite family and friends to contribute to your child's education fund and watch savings grow tax-free. Get a recommended plan in minutes.

What We Love

  • ๐Ÿ‘ User-friendly and intuitive interface
  • ๐Ÿ’ก Simplifies 529 college savings setup
  • ๐ŸŽ Easy shareable links for gift contributions
  • ๐Ÿ‘ฅ Multi-user fund management capabilities

Room to Improve

  • ๐Ÿ’ฐ Unexpected monthly fees ($2-5)
  • ๐Ÿ› Broken preview links for account sharing
  • ๐Ÿ› Save button non-functional across platforms
Qapital: The Money Saving App#3

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(86K ratings)
Free
Qapital: The Money Saving App screenshot 1
Qapital: The Money Saving App screenshot 2
Qapital: The Money Saving App screenshot 3
Qapital: The Money Saving App screenshot 4
Qapital: The Money Saving App screenshot 5
Qapital: The Money Saving App screenshot 6

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

What We Love

  • ๐Ÿ’ฐ Effective savings tool
  • ๐Ÿ“ˆ Helps build good financial habits
  • ๐Ÿค Useful for joint savings goals
  • ๐Ÿค– Automated savings rules

Room to Improve

  • ๐Ÿ•ฐ๏ธ Slow money transfers
  • ๐Ÿ”’ Difficulty reconnecting bank accounts
  • ๐Ÿ’ฐ Unexpected fees/charges

More Ugift529 apps to explore

4
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
๐Ÿ’ฐ Finance
(289K)
subscription
5
GCX - Discounted Gift Cards
GCX - Discounted Gift Cards
GCX - Discounted Gift Cards
Shopping, Deals & Gift Cards
Free

Save money on everyday purchases by buying discounted gift cards for popular brands. You can also sell unwanted gift cards for cash, with digitized cards eliminating the need for physical shipping.

Buy discounted gift cardsSell unwanted gift cardsDigitized gift cards
๐Ÿ›๏ธ Shopping
(29K)
free
6
Guac - Save While You Spend
Guac - Save While You Spend
Guac - Save While You Spend
Guac
Free

This app automatically saves money by linking to your bank account and setting personalized savings goals. It offers ways to accelerate savings through a marketplace and side hustles, allowing seamless fund transfers when goals are met.

Sync bank account for automatic savingCreate personalized savings goalsSet custom savings rules
๐Ÿ’ฐ Finance
(2.1K)
free with in-app purchases
7
EarlyBird: Invest & Celebrate
EarlyBird: Invest & Celebrate
EarlyBird: Invest & Celebrate
Save For Your Babyโ€™s Future
Free

Invest in your child's financial future from birth with a platform that combines professional portfolio management with family gifting. Create a digital time capsule of memories and milestones, fostering generational wealth and lasting legacies.

Professionally managed investment portfoliosFamily and friend gifting platformDigital memory keeping and time capsule
๐Ÿ’ฐ Finance
(532)
subscription
8
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
Debit Card, Allowance, Chores
Free

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

Automated allowanceChore rewardsSavings goals
๐Ÿ’ฐ Finance
(14K)
free with in-app purchases
9
Elfster: The Secret Santa App
Elfster: The Secret Santa App
Elfster: The Secret Santa App
Wishlists & Gift Exchange
Free

Organize effortless and free gift exchanges for any occasion, from holidays to birthdays and weddings. Create shareable wishlists and use a smart name generator with custom exclusions for fair pairings. Easily invite participants and discover trending gift ideas.

Secret Santa generator with smart exclusionsShareable wishlists from top retailersEasy invitations and management
๐ŸŒŸ Lifestyle
(331K)
free
10
Givingli: Send Gifts & Cards
Givingli: Send Gifts & Cards
Givingli: Send Gifts & Cards
Digital Greetings & Gift Cards
Free

Send personalized digital greeting cards and e-gifts from top brands instantly. Plan events, track RSVPs, and manage gift registries all in one place. Never miss a special occasion with scheduled gifting.

Customizable digital gift cardsPersonalized e-greeting cardsE-gifts from top brands
๐ŸŒŸ Lifestyle
(40K)
free with in-app purchases
11
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(386K)
free with in-app purchases
12
Principalยฎ
Principalยฎ
Principalยฎ
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
๐Ÿ’ฐ Finance
(228K)
free with in-app purchases
13
FreePrints Gifts โ€“ Fast & Easy
FreePrints Gifts โ€“ Fast & Easy
FreePrints Gifts โ€“ Fast & Easy
Send a Personalized Gift
Free

Create and send personalized gifts using your photos or names. Receive one free customizable gift each month, only paying for shipping. Perfect for any occasion, from birthdays to holidays.

Personalized gift creationOne free gift monthlyPhoto and name personalization
๐Ÿ“ท Photo & Video
(73K)
free with in-app purchases
14
Hadley: Your 529 Plan App
Hadley: Your 529 Plan App
Hadley: Your 529 Plan App
Education saving for all
Free

Easily contribute funds to your 529 college savings plan. Link existing plans or find a new one for free. Track your progress and set up recurring contributions to never miss a savings opportunity.

Link existing 529 plansFind and match to new 529 plansView plan and progress
๐Ÿ“š Education
(28)
free
15
drawnames | Secret Santa app
drawnames | Secret Santa app
drawnames | Secret Santa app
Wishlist & Name Draw Generator
Free

This app simplifies organizing gift exchanges like Secret Santa for any occasion. It allows users to create groups, set exclusions, manage wish lists, and draw names without needing an account. Discover gift ideas and manage multiple events easily.

Secret Santa generatorNo account requiredSet exclusions
๐ŸŒŸ Lifestyle
(198K)
free with in-app purchases
16
Swagbucks: Surveys for Money
Swagbucks: Surveys for Money
Swagbucks: Surveys for Money
Share opinions, get paid cash
Free

Earn cash and gift cards by sharing your opinions through surveys, playing games, and shopping. Discover deals and get cashback on purchases. Redeem rewards for PayPal or various popular gift cards.

Take paid surveysEarn cash and gift cardsMystery shopping
๐ŸŒŸ Lifestyle
(148K)
free with in-app purchases
17
Giftful - Wishlist & Registry
Giftful - Wishlist & Registry
Giftful - Wishlist & Registry
Make a gift list for any event
Free

Create and share universal wishlists for any event or occasion. This app allows users to add items from any store, track prices, and coordinate gifts with friends to ensure surprises remain intact.

Create and share unlimited wishlistsAdd items from any storeSurprise-safe claiming system
๐ŸŒŸ Lifestyle
(77K)
free
18
Fi Money: Open Account Online
Fi Money: Open Account Online
Fi Money: Open Account Online
Track Expenses & Invest Money
Free

This app allows you to open a zero-balance savings account online and manage your finances. It offers expense tracking, automated payments, investment options in mutual funds, and a personal finance assistant. The platform aims to help users build wealth and develop better money habits with a secure and user-friendly interface.

Open zero-balance savings account onlineTrack expenses automaticallyAutomate UPI payments
๐Ÿ’ฐ Finance
(148)
free with in-app purchases
19
Going Merry Scholarships
Going Merry Scholarships
Going Merry Scholarships
Find & apply for scholarships.
Free

This app helps students find and apply for scholarships, grants, and financial aid to fund their college education. It offers personalized matching, simplified application processes, and tools to compare financial aid offers.

Personalized scholarship matchingAuto-filled scholarship applicationsBundled scholarships for multiple applications
๐Ÿ“š Education
(10K)
free
20
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
๐Ÿ’ฐ Finance
(69K)
free with in-app purchases