Best Ugift529 Apps

4.7😐(30K ratings)

Free

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

What We Love

🚀 Easy to use
👍 Convenient for tracking 529 plans
💡 Allows recurring contributions
🚀 Fast and responsive
👍 User-friendly interface
👍 Organized and intuitive

Room to Improve

🐛 Buggy and unreliable
🔍 Limited functionality compared to website
🔍 Lacks key features like performance tracking and withdrawal options
🔍 Recurring contributions not flexible enough
🔍 Difficult to find and navigate the app

Backer: Smart 529 Savings by Principly, Inc.

Simple, fast, fun way to 529

Strong Contender

4.7😐(511 ratings)

Free

Easily open a 529 college savings plan for your child. Invite family and friends to contribute to your child's education fund and watch savings grow tax-free. Get a recommended plan in minutes.

What We Love

👍 User-friendly and intuitive interface
💡 Simplifies 529 college savings setup
🎁 Easy shareable links for gift contributions
👥 Multi-user fund management capabilities
📱 Clean and modern app design
🔒 Strong security measures for accounts
⭐ Excellent customer support
🎯 Great for grandparents tracking multiple accounts

Room to Improve

💰 Unexpected monthly fees ($2-5)
🐛 Broken preview links for account sharing
🐛 Save button non-functional across platforms
🐛 Profile editing issues on mobile app
⚠️ Contributions not automatically invested
⚠️ Slow withdrawal processing (monthly only)
⚠️ Gift transaction reliability issues
🔐 Privacy policy concerns with data sharing
❌ Incomplete onboarding process after verification

NetBenefits by Fidelity Investments

Fidelity workplace benefits

Worth Considering

4.6😞(29K ratings)

Free

#40in Finance

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

👍 Easy to use
🚀 Convenient mobile access
🔒 Secure document upload
💡 Helpful retirement planning tools

Room to Improve

🐛 Buggy and glitchy
🕸️ Feels like a mobile website, not a true app
🤔 Confusing navigation and user experience
⏱️ Slow performance and long load times

More Ugift529 apps to explore

Voya

by Voya Services Company

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

Tomorrow’s Scholar 529 Plan

(190K)

free

by The Bank of New York Mellon Corporation

Manage 529 buys, sells, and exchangesProcess payments to owners, beneficiaries, and schoolsFacilitate 529 gifting from family and friends

Manage your 529 college savings account securely from your mobile device. Perform transactions, set up automatic investments, and invite family to contribute. Biometric login enhances security.

by The Bank of New York Mellon Corporation

by Virtus Investment Partners, Inc.

Hadley: Your 529 Plan App

Education saving for all

Link existing 529 plansFind and match to new 529 plansView plan and progress

Easily contribute funds to your 529 college savings plan. Link existing plans or find a new one for free. Track your progress and set up recurring contributions to never miss a savings opportunity.

📚 Education

(28)

free

Bright Directions 529

Advisor-Guided 529 College

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

(385K)

by Union Bank and Trust

Oportun: Savings & Loans

Save money automatically

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Qapital: The Money Saving App

(289K)

subscription

Save. Invest. Budget.

Automated savings goalsSmart budgeting rulesInvest in ETFs

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Acorns: Save & Invest Money

(86K)

subscription

ETF, Stock Investing & Savings

Automated investingInvest spare changeRecurring investments

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Betterment Invest & Save Money

(960K)

subscription

Investments & Cash Accounts

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

(66K)

Principal®

Retire on your terms.

View account balancesRoll over fundsChange contributions

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

(239K)

Trump Accounts: Official App

Invest in your child’s future

Open accounts for eligible childrenAutomatic investment in long-term fundsTrack contributions and monitor performance

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, automatically investing funds for long-term growth. At 18, the account converts to a Traditional IRA.

Universal Federal Credit Union

(27K)

free

by Universal Federal Credit Union

Wealthfront: Save and Invest

Saving, investing, stocks.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

(18K)