Best Upo Apps

181+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our upo list covers 181+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Upo Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UniUPOUniUPOFreeNoNoJul 2026
2UPOUPOFree5.0★ (1)NoNoJul 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoJul 2026
4UFO VPN: Ultra Fast Secure VPNUFO VPN: Ultra Fast Secure VPNFree4.7★ (16K)YesYesJul 2026
5PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (166K)NoNoJul 2026
6biblioUPObiblioUPOFree4.7★ (3)NoNoMay 2026
7Career Day UniUPOCareer Day UniUPOFreeNoMay 2026
8OmniCard: UPI, Card & RewardsOmniCard: UPI, Card & RewardsFree4.7★ (40)NoNoJul 2026

Top Picks for Upo

More Upo apps to explore

4
UFO VPN: Ultra Fast Secure VPN
UFO VPN: Ultra Fast Secure VPN
UFO VPN: Ultra Fast Secure VPN
Proxy Master, Unlimited Speed
Free

This app creates an encrypted tunnel to protect your online identity and secure your data. It offers unlimited bandwidth, a global server network, and bank-level encryption for total privacy. Secure your connection on any network, whether public Wi-Fi or mobile data.

Encrypted tunnel for data protectionHides IP address for online anonymityStrict no-logs policy
📊 Productivity
(16K)
free with in-app purchases
5
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(166K)
free with in-app purchases
6
biblioUPO
biblioUPO
biblioUPO
by DOT BEYOND SRL
Free

Access library services, search for books and ebooks, and manage your loans. Discover available resources, request items, and extend your borrowing periods. Save personal bibliographies and suggest new acquisitions.

Search for books and ebooksBarcode scanning for quick searchesFilter search results
📚 Books
(3)
free
7
Career Day UniUPO
Career Day UniUPO
Career Day UniUPO
by GOAPP SRL
Free
📚 Education
(0)
8
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
Free

This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.

UPI payments without a bank accountCorporate card for business expensesExpense tracking and receipt uploads
💰 Finance
(40)
free
9
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
10
Rediff: UPI, Mail & News App
Rediff: UPI, Mail & News App
Rediff: UPI, Mail & News App
Rediff Mail, News & Payments
Free

This app combines email, news, and payment services into a single platform. Manage your inbox with advanced spam filters, stay informed with breaking news and trending stories, and make fast, secure payments for recharges and bills.

Spam-free email inboxReal-time news updatesVisual web stories
💰 Finance
(5)
free
11
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.3K)
free with in-app purchases
12
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees
💰 Finance
(556)
free
13
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Save & Invest
Free

Manage your finances with a digital banking app offering a lifetime free credit card with significant cashback, UPI payments, expense tracking, and investment options like mutual funds and digital gold. It also provides access to personal loans and mini loans.

Lifetime free credit card with high cashbackFast and secure UPI paymentsExpense tracking and budgeting tools
💰 Finance
(329)
free
14
Cash Book - Balance & Expense
Cash Book - Balance & Expense
Cash Book - Balance & Expense
Cashflow, Einnahmen & Ausgaben
Free

This app simplifies financial management for individuals and businesses. Track income, expenses, and cash flow with digital registers, generate reports, and manage staff salaries or debts. It offers features like data backup, bill attachment, and search/filter options for easy record-keeping.

Unlimited cash book creationGenerate and export reports (Excel, PDF)Attach bill images to entries
💼 Business
(2.3K)
free with in-app purchases
15
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
16
BHIM SBIPay
BHIM SBIPay
BHIM SBIPay
by State Bank of India
Free

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

Send and receive money between banksPay for recharges (prepaid, postpaid, DTH)Order food from multiple restaurants
💰 Finance
(98)
free
17
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Transcorp
Free

This app provides a seamless digital payment experience in India for foreign nationals and NRIs. It allows for fast and secure UPI transactions, online payments, and easy fund top-ups using international cards. Designed for convenience, it enables users to transact like locals.

Fast and secure UPI paymentsScan QR codes to pay merchantsOnline payments with UPI handle
💰 Finance
(91)
paid
18
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
19
Upofrequency
Upofrequency
Upofrequency
by Easystaff S.r.l.
Free

This app provides students and faculty of the University of Piemonte Orientale with comprehensive information on class schedules, lecture details, and room availability. It also offers real-time attendance tracking and push notifications for important announcements.

Course and degree program configurationWeekly and semester class schedulesDetailed lecture information
📚 Education
(0)
free
20
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
💰 Finance
(204)
free

FAQ about Upo

Are there free upo apps for iPhone?
Yes — 20 of the top upo apps we rank are free to download, including UniUPO and UPO.
UniUPO has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 181+ upo apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
UniUPO is an application designed to provide information about Università del Piemonte Orientale. It offers resources for prospective students and tools for current students to manage their academic careers.
UniUPO provides links to web pages containing useful information to help you choose your degree program. This allows you to explore available courses and make informed decisions about your studies.

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