Best Vault Payments Apps

228+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated May 2026

Out of 228+ vault payments apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Vault Payments

MyPaymentVault#2

MyPaymentVault by North Lane Technologies, Inc.

Manage your prepaid card.
Strong Contender
๐Ÿ’ฐ Finance
1.4๐Ÿ˜ž(623 ratings)
Free
MyPaymentVault screenshot 1

Manage your prepaid card on the go with this mobile application. View your balance, review transaction history, locate nearby ATMs, and activate your card. Enjoy a secure and seamless login experience with fingerprint authentication.

What We Love

  • ๐Ÿš€ Works fine
  • ๐Ÿ“Š Able to check balance

Room to Improve

  • ๐Ÿ› App crashes/doesn't work
  • ๐Ÿค– Poor customer service
  • ๐Ÿ’ธ Unexpected fees/charges
My Vault Card#3

My Vault Card by Paycom Payroll, LLC

Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(4.1K ratings)
Free
My Vault Card screenshot 1
My Vault Card screenshot 2
My Vault Card screenshot 3
My Vault Card screenshot 4

Manage your payroll card with this app designed for Paycom users. View deposits, transactions, and balances, set up alerts, and find ATMs. Easily add your card to your mobile wallet for secure transactions and access financial education resources.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ User-friendly app
  • ๐Ÿ’ก Ability to get paid early
  • ๐Ÿ”’ Secure account

Room to Improve

  • ๐Ÿ› App crashes consistently
  • ๐Ÿค– Poor customer service
  • ๐Ÿ’ณ Withdrawal and transfer issues

More Vault Payments apps to explore

4
VaultPay - Borderless Payments
VaultPay - Borderless Payments
VaultPay - Borderless Payments
The Human Way to Money
Free

This financial app offers users complete control over their funds through a modern, social interface. It aims to provide a more human-centric approach to managing money.

Social fintech interfaceFull money controlModern financial management
๐Ÿ’ฐ Finance
(2)
free
5
LOBSTR Vault
LOBSTR Vault
LOBSTR Vault
by ULTRA STELLAR, LLC
Free

Enhance your digital asset security with a user-friendly multisignature solution for the Stellar network. This app allows you to create a secure, locally stored signer account on your mobile device to approve or reject pending transactions, protecting your crypto from single points of failure.

Multisignature security for Stellar accountsLocally stored, encrypted signer accountsOn-device transaction confirmation
๐Ÿ’ฐ Finance
(1.2K)
free
6
Uphold: Buy BTC, ETH and 360+
Uphold: Buy BTC, ETH and 360+
Uphold: Buy BTC, ETH and 360+
From $ to Bitcoin in seconds
Free

Trade a wide range of digital assets including cryptocurrencies, national currencies, and precious metals. Access hard-to-find tokens, benefit from low fees, and secure your funds with robust reserve policies. The platform offers easy setup, recurring transactions, and flexible order types.

Trade 360+ cryptocurrenciesAccess 27 national currenciesTrade 4 precious metals
๐Ÿ’ฐ Finance
(89K)
free with in-app purchases
7
GameTime Wallet
GameTime Wallet
GameTime Wallet
by DiTronics Financial Services, LLC
Free

Manage your finances with a comprehensive wallet that supports P2P transfers, online banking, and payroll distribution. Track spending across gaming and betting platforms, and utilize contactless payments. Integrates with physical kiosks and various payment methods for seamless financial management.

P2P money transfersOnline bankingPayroll distribution
๐Ÿ’ฐ Finance
(2K)
free
8
PaymentWiser - Stripe Payments
PaymentWiser - Stripe Payments
PaymentWiser - Stripe Payments
POS and payments for business
Free

Accept credit card payments on the go and online with a simple, intuitive app. It replaces traditional terminals and card readers, offering a low additional fee on top of standard processing charges. Securely process transactions, generate payment links, and manage tips and receipts.

Accept credit card paymentsReplaces credit card terminalsLow additional fee (0.1%)
๐Ÿ’ผ Business
(43)
free
9
Vault โ€“ Borderless Banking
Vault โ€“ Borderless Banking
Vault โ€“ Borderless Banking
Global low-cost money app
Free

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

Instant currency exchangeMulti-currency prepaid MastercardFree global money transfers
๐Ÿ’ฐ Finance
(17)
free
10
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
๐Ÿ’ฐ Finance
(3.9K)
free with in-app purchases
11
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(831K)
free with in-app purchases
12
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
๐Ÿ’ฐ Finance
(1.4K)
free
13
Secret Vault Infinity
Secret Vault Infinity
Secret Vault Infinity
Secret Photo Vault
Free

Securely store photos, videos, and documents with a disguised calculator interface. Organize files, share them via various methods, and sync with cloud services. Features include a private browser, intruder snapshots, and customizable icons.

Disguised calculator interfaceFolder and file lockingCloud sync (Google Drive, Dropbox)
๐Ÿ“Š Productivity
(138)
free with in-app purchases
14
MuchBetter
MuchBetter
MuchBetter
Award Winning Payments App!
Free

A secure digital wallet for fast, easy, and rewarding online and offline payments. Send and receive money instantly with friends and family, and deposit funds on gaming sites. Enjoy a rewarding spending experience with various payment options.

Digital wallet for secure paymentsSend and receive money instantlyDeposit funds on gaming sites
๐Ÿ’ฐ Finance
(396)
free
15
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
๐Ÿ’ฐ Finance
(1.8K)
free
16
Stax Pay
Stax Pay
Stax Pay
All-in-one payments toolset
Free

This comprehensive payment processing toolset offers on-the-go business insights, cash flow management, and the ability to accept various payment types. It streamlines operations by allowing users to process refunds, send invoices, and manage customer data securely.

Accept Visa, MasterCard, Discover, and American ExpressProcess refunds and accept tipsSend invoices and manage customer data
๐Ÿ’ผ Business
(27)
free
17
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
Crypto Card & Payment & Wallet
Free

This app allows users to spend cryptocurrency like cash globally using virtual and physical cards. It also offers a crypto credit account, fiat on-ramps, and a multi-currency wallet for seamless management of digital assets and local currencies.

Spend crypto like cash worldwideStablecoin-based virtual & physical cardsCrypto credit account
๐Ÿ’ฐ Finance
(3.6K)
free with in-app purchases
18
SECU
SECU
SECU
by State Employees' Credit Union
Free

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

View account balances and transactionsLock/unlock debit cardsSchedule and manage bill payments
๐Ÿ’ฐ Finance
(277K)
free
19
Vault It : Hide Your Secret
Vault It : Hide Your Secret
Vault It : Hide Your Secret
Vault It : Hide Your Secret
Free

Securely hide your private photos, videos, audio, and notes. This app also functions as a private browser and contact manager, offering a comprehensive solution for digital privacy. Easily back up your vault to cloud storage.

Secret photo vaultSecret video vaultPrivate browser
๐Ÿ”ง Utilities
(7)
ad-supported
20
Tank Payments
Tank Payments
Tank Payments
Banking, Payments, Fleet Cards
Free

This financial app is designed for freight carriers, offering instant invoice payments and fast money transfers to drivers. It also provides tools to manage fleet spending with customizable cards and real-time transaction alerts.

Instant invoice paymentsFast driver payments via SMSDirect bill payments
๐Ÿ’ฐ Finance
(21)
free