Welcome to a better payday. One with fast, flexible payout options for your earnings—whether that’s wages, tips, mileage reimbursements, direct deposit, or more. When your company offers Branch, you can receive a free digital bank account and debit card that you can take with you for life, plus free financial wellness tools right at your fingertips. And it’s all possible through our simple, 90-second signup.
With your Branch account and card, you can save, spend, or send earnings however you like.
SAVE
Keep your money securely in the Branch digital wallet; with a dedicated Savings Goal feature you can even set aside funds for specific financial goals.
SEND
Send your money to external bank accounts if needed, or to peers by connecting other P2P apps.
SPEND
Use your Branch Card to shop in-person or online, pay for gas and groceries, and get cash for free at more than 55,000 ATMs.
With Branch, you can…
+Get Fast, Flexible Access to Your Earnings
Branch pushes money into your account the moment your company pays you. No more waiting for bank delays or paper checks.
+Create Your Own Payday
If your employer opts in to earned wage access, you can advance up to 50% of your earned wages on-demand to cover unexpected expenses.
+Enjoy Fee-Free Banking Options
Say goodbye to overdraft charges, in-network ATM fees, and other hidden bank fees.
+Access Free Financial Wellness Tools
Earn cash back rewards on everyday spending, set aside funds for your unique savings goals, see personalized spending insights, and more.
+Pay Bills
Use Your Branch Card or digital wallet to pay for recurring bills, subscriptions, and automatic payments.
+Transfer Money Easily
Quickly move money between other bank accounts when needed.
+Pay On the Go
Contactless payments are easy to use by enabling Apple Pay or Google Pay.
Sign up in 90 seconds or less and start accessing your earnings right away. Need help? Our responsive customer support (from real people!) can help you via phone or in-app chat.
Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.
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Summary of user reviews
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This app hasConvenient instant pay advances
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This app hasHelpful for managing finances and unexpected expenses
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This app hasAbility to get paid 1-2 days early
🤝
This app hasGood for companies to stay connected with employees
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This app hasUseful schedule management features
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This app hasHigh fees for instant transfers
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This app hasUnreliable account verification and syncing issues
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This app hasPoor and unresponsive customer support
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This app hasInconsistent advance eligibility and limits
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This app hasForced to use Branch's bank account for direct deposit