Aspiration Spend, Save, Invest

Aspiration Spend, Save, Invest

Save Money, Save the Planet

⭐️4.7 / 5
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🙌30K
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All Versions of Aspiration Spend, Save, Invest

2.23.7

June 26, 2024

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.
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2.23.6

June 24, 2024

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.
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2.23.5

June 10, 2024

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.
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2.23.4

May 27, 2024

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.
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2.23.3

May 13, 2024

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.
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2.23.2

May 2, 2024

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.
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2.23.1

May 2, 2024

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.
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2.23.0

April 29, 2024

What's new: an improved Impact tab where you can explore all of the ways you can help fight climate change. Fund tree planting with Plant Your Change, find climate-friendly places to shop and earn cash back with Conscience Coalition, and more! What we always do: squash bugs, improve performance, and transform everyday citizens into climate-change fighting superheroes.
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2.22.6

April 17, 2024

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.
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2.22.5

April 15, 2024

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.
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Price History of Aspiration Spend, Save, Invest

Description of Aspiration Spend, Save, Invest

SPEND & SAVE ACCOUNT • Sign up for Aspiration to start spending, saving, and investing with a conscience. • Fund the planting of a tree with every purchase you make* • Feel good knowing your deposits will not fund fossil fuel exploration or production*** • Unlimited withdrawals at over 55,000+ Allpoint ATMs • Earn up to 3.00% APY with the Save account. Terms & Conditions apply.** • Get paid up to 2 days early**** DISCLAIMERS The Aspiration Spend & Save accounts are checking and savings accounts offered through Coastal Community Bank, Member FDIC. Approved deposit accounts are FDIC insured up to $250,000 per depositor. For balances greater than $250,000, Coastal will Sweep the excess funds to one or more FDIC-insured depository institutions in their Sweep network (each a “Bank”) up to $250,000 per Bank. With five Banks available through the Coastal Community Bank Insured Bank Deposit Program (aspiration.com/2024-deposit-account-agreement#page=45), Deposits are FDIC-insured up to $1.25 million per depositor. This amount is subject to change at any time. Visit fdic.gov. Aspiration’s Program Banks (https://www.aspiration.com/2024-sweep-program-banks) have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining. Aspiration Debit Cards are issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard® International Incorporated. Aspiration is under separate ownership from any other named entity. Aspiration is not a bank. An affiliate, Aspiration Fund Adviser, LLC is an SEC registered investment adviser. *When opting into Aspiration's Plant Your Change Service, we round up Aspiration Debit Card transactions to the next whole dollar amount and transfer the excess to your Plant Your Change Service Account. For details, visit our Plant Your Change FAQ (www.aspiration.com/plant-your-change-FAQ). **The Aspiration Save Account’s up to 3.00% Annual Percentage Yield (APY) is variable and accurate as of April 2024. Rates are subject to change. To earn 1.00% APY (3.00% APY if customer is enrolled in Aspiration Plus) interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must have settled debit card transactions of $500.00 or more, monthly, on their Aspiration debit card. Additional terms apply. Visit our Terms (www.aspiration.com/spendandsavedisclosure) & APY FAQ (www.aspiration.com/APY-FAQ) for details. ***Aspiration’s Program Banks (www.aspiration.com/program-banks) have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining. ****Aspiration’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy (www.aspiration.com/funds-availability-policy) of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Aspiration generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. *****Aspiration’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For additional Cash Back details, visit aspiration.com/FAQ_cashback & aspiration.com/FAQ_consciencecoalition. Visit aspiration.com/policies for additional terms and conditions of services. © Copyright 2024 Mission Financial Partners, LLC
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Aspiration Spend, Save, Invest: FAQ

Does Aspiration Spend, Save, Invest offer an iPad version?

Aspiration Spend, Save, Invest is not iPad-compatible.
Aspiration Partners Inc launched the Aspiration Spend, Save, Invest app.
To function properly, the app requires at least iOS 16.0.
With an overall rating of 4.7 out of 5, Aspiration Spend, Save, Invest is a must-have app for users.
Finance Is The App Genre Of The Aspiration Spend, Save, Invest App.
2.23.7 is the latest released Aspiration Spend, Save, Invest version.
The Aspiration Spend, Save, Invest app was last updated on July 1, 2024.
Aspiration Spend, Save, Invest was released on February 5, 2023.
Child-friendly content, no violence or scary images.
The Aspiration Spend, Save, Invest app can be used in English.
No, Aspiration Spend, Save, Invest is not part of Apple Arcade.
No, you won't find in-app purchases featured in Aspiration Spend, Save, Invest.
No, you cannot utilize Aspiration Spend, Save, Invest with Apple Vision Pro.

Screenshots of Aspiration Spend, Save, Invest

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Reviews of Aspiration Spend, Save, Invest

  • Many years of Aspiration coming to an end

    I have used aspiration from 2017 to present and overall it was a positive experience. But overall the quality of the product rendered.. banking and customer service has diminished. Originally unlimited out of network ATM withdrawals reimbursed.. they did away with that. Live chat and US based customer service.. gone. Then they switched banks from Radius to Costal Community bank other then my banking records becoming a PDF it was ok. Then more recently they switched from money market to tradition checking/saving accounts. Recently on the 23/24th there was system glitch (previously mentioned by another review). I had recently received my paycheck and scheduled payment for Chase CC, Discover CC and Capital One CC, as well as car payment. The glitch caused all those payments to fail. Fortunately I have another bank because if I didn’t those payments would be later. Chase and Capital One won’t let me transfer funds from Aspiration until Aspiration sends the proof of ownership on bank letterhead. Guess what it’s been a week and they haven’t been able to do that. My time with aspiration is almost certainly at an end.. 7+ years of mostly positive experiences tainted by some small annoying g changes and then massive system failure. If you can’t properly run tanagers, can’t explain what happened and can’t go through the requested steps to fix this issue with my other banks.. why would I bank with you?

    Developer Response

    Hi, I'm so sorry to hear that. I can't help over media, but if you call or email us and ask for a Letter of Account Ownership, we'll be happy to provide it. Our team is working hard every day to fine tune our existing line of services and launch new products. I assure you we will continue to make improvements to our service offerings as we continue to grow.
  • Horrible Bank

    Okay, I wanted to like this bank because it has a really good premise and I liked the idea of not supporting the big banks. But omg if you ever have to do any real banking, they are honestly horrible.

    Can’t get cashiers check which I needed for a rental deposit a couple years ago. I needed a wire transfer for earnest money on a house I tried to purchase and they canceled the wire, causing me to almost lose my offer. They froze my account for no reason. And anytime you get on their customer service line they are completely useless. Don’t get me wrong they are nice on the phone but that is all they have going for them, every single thing I have asked them including simply, can I get a current bank statement since I couldn’t wait for the monthly statement to come out for my mortgage lender to review, they basically told me to kindly kick rocks. And if they don’t they just say “we will notify the people who can help” but every time they have said that, I never receive the help I requested. And you can’t speak to these fictitious people who can actually do something about your problems, you can only talk to the low level support.

    0/10 would recommend to no one. I am in the process of canceling my account. Go to a local bank or credit union. Stay the f away from this scam.

    Developer Response

    Thank you for the in-depth feedback. I'm very sorry to hear about this experience! Our team is working hard every day to fine-tune our existing line of services and launch new products. I assure you we will continue to make improvements to both the mobile app and our service offerings as we continue to grow.
  • Degrading service

    I’ve banked with Aspiration since the beginning and have stuck with them because I believe in their mission and deeply appreciate the transparency of their mutual fund portfolio management.

    However, their products seem to no longer be maintained and all the features that make them unique are degrading over time; their impact tracker tracks so few purchases that the feature might as well be retired, their cash back push notifications are completely broken and show incorrect amounts, and for the past five months I’ve had to manually email them receipts (followed by phone calls) to receive cash back at all for select purchases with their Conscious Coalition partners. Last month alone, I was missing $90 in cash back (which they rebated, but I question if the effort to do this every month is worth it anymore).

    I pay for an Aspiration Plus membership every year, have banked with them since the beginning - even staying as their interest rates continue steeply declining - and yet I feel completely disregarded as a user of their services and like they don’t really care if I withdrew all funds today and closed my accounts.

    Developer Response

    I'm very sorry to hear about this experience! Thank you for the in-depth feedback. I have notified my team of your feedback and assure you that it will be communicated to the appropriate teams. Our team is working hard every day to fine-tune our existing line of services. I assure you we will continue to improve both the mobile app and our service offerings as we continue to grow. If you ever have questions, concerns, or feedback in the future, please don’t hesitate to reach out! We appreciate you helping us save the planet and I apologize again for the negative experience thus far.