Great for when in need
I have used 4-5 different CTP apps before. All of them have their pluses and minuses. My biggest plus for Empower is that they offered a higher rate then any other app I’ve used in the past. Other require you to build trust first before raising available funds. Empower gave me that trust just after my first CTP loan. Really helped me to avoid a late fee on a bill, when I didn’t get paid until the following day. They take very minimal fees and was super easy to use. Highly recommend this app for people who work full time and receive a regular basis direct deposit. I can only speak for myself, as I’m unaware of what they offer for others who maybe work part time or don’t have a steady reoccurring revenue.
I was able to borrow $150 on day 1 of using the app. Paid it back the following week and 3 days later they offered me a $250 loan. Again, this is my experience and I’m sure everyone else’s can be different depending on a multitude of qualifications Empower likely reviews and requires.
Only one way to find out! I recommend giving it a shot, if your needing some extra CTP during these hard times in our country. Let’s Go Branden!!
I was able to borrow $150 on day 1 of using the app. Paid it back the following week and 3 days later they offered me a $250 loan. Again, this is my experience and I’m sure everyone else’s can be different depending on a multitude of qualifications Empower likely reviews and requires.
Only one way to find out! I recommend giving it a shot, if your needing some extra CTP during these hard times in our country. Let’s Go Branden!!
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I was skeptical at first
So just like any payday advance app I was skeptical about using it because they’re never legit, but it’s been a little over a year that I’ve been using the empower app and it’s great when I need a little cash to hold me over till next payday or if an emergency comes up and I’m short on funds. The most you can get it 200$ but it also gives you 2 other amount if you don’t need to narrow the max amount offered, when accepting the amount it tells you all the fees that are to be paid back on your next payday, the money deposits into my bank account in less than 2 minutes when paying the extra fee. I’m not 100% percent sure if this app actually helps your credit but I’ve noticed that since I’ve been using it and I’ve been paying the loan back on time my credit score has increased by 58 point, yes I said that right 58!! There is a monthly fee to use it but it’s only 8 dollars which isn’t bad compared to some of the other fees I’ve seen from less promising payday lenders. I would highly recommend this app!
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GREAT APP
it’s not great at all but apple wouldn’t publish my review I guess because I was honest but I bank with chime so it’s only so many apps I can use empower was one of them the first issue came about when I couldn’t get an advance because they told me they didn’t see any direct deposits in my account which there was but the next pay I was able to get only a 10 dollar advance with a 875 dollar pay check….I got the free trial and had put for them to bill my chime account so I could continue to advance if I needed fast forward I had got my 10 dollar advance and I had it to put it on my empower card because I didn’t wanna pay a 3.00 fee for an instant transfer to my chime and soon as they gave me my 10 dollar advance they took it 8 dollars within the 10 mins and then support told me they took the 8 dollars for my subscription I told them I understand that but I didn’t tell you guys to take subscription money from my empower card I even told them I didn’t even set my empower card up or order one when I first got the free trial and choose chime as my bank I asked support to give me my 8 dollars back because how do u guys expect me to pay the 10 back when y’all took it and I couldn’t even use it they told me they weren’t giving me a refund and that they would cancel my subscription and not give me MY MONEY back horrible app don’t use it at all!
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At first it was helpful
Initially the app was very helpful. My husband also uses the app as well. We had a situation where he didn’t have enough money in his own account to cover his advance so I typed in my information so at least he could pay back to advance. We’ll come to find out if I did that then I am unable to use my own app. I contacted customer support and they said that once the advance is repaid with HIS account then it will be resolved. That’s understandable. So he got a new debit card and typed in his new information and paid back the Advance through his own account. I was able to finally delete my information from his (because it won’t let you delete the account linked to the last advance) and I thought all is well. Went to my own account and I am STILL unable to use my own account for my own advance. The account still says my information is associated with another account which it is NOT anymore. Contacted support which is nothing but robots giving you generic answers to specific questions. Literally said they don’t have a solution??? What do you mean? How are you unable to allow me to just use my account again? You can see my information is completely separate now. There is no reason I shouldn’t be able to use my account. The app is completely useless now so I’ll have to just delete it and cancel if there’s no recourse for these issues. Really disappointing because otherwise the app was extremely helpful.
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Love this
I’ve tried other apps like this but they either didn’t raise my amounts or charged an arm and a leg but this one so far has been up front about the charges and after I paid twice they raised my amount which was so helpful at that time and I also use their savings feature and before I knew it I had a few hundred dollars out away which was also amazing. I really like how now you can choose the amount you need you don’t have to take the whole loan if you don’t need it and I love that. I also had some issues with my email and was locked out of my account and at first I was upset I couldn’t just reach a live person but I followed all the steps and they literally fixed my account and had me back in it within 30 minute last on a Sunday night so I’m very happy and will continue to be a faithful customer and all my other apps have been deleted and I tell all my friends because with the way things are right now we all need a little help once in a while and this app has really pulled through for me every time I’ve needed it
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Best App for help.
I just recently signed up via all of the google questions that can be asked with wondering how do I get money right away. It suggested a number of apps but the app seemed the midst appealing, being that I only have to add my debit card and will receive help. IT WORKS!!!! You download this app and attach your account not only does it help you with your spending, it helps you in actual life right away, based upon who you are and what you have done in the pass in order for you to need an advance. It doesn’t look at your previous expenditures and says NO. It actually learns about who you are, your patterns, and most importantly how to help you in your current situation. I just signed up and got paid directly via me adding my debit card. Great app….Nothing more to say.
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Customer support doesn’t listen
So far so good except for linking my card. I was able to add my account no problem. I was able to get $100 advance no problem. The problem started when I tried to add my card to get an instant transfer, I received an error message saying that the card wasn’t linked to the account which is crazy because it’s the only card for it (I check to make sure I entered everything correct and I did) so I had to opt for receiving it 2 days later which is ok.
But I did try to connect customer support because I would like to add my card for the future.
They literally aren’t even reading what I said, first I was told my account wasn’t accepted and it most definitely was because I was offered the $100 advance. Then they said I couldn’t get an advance which again was wrong because I literally already started the transfer. Then I was told they couldn’t make changes to the transfer when I never even said anything about changing it. All I want is to add my card that’s absolutely it. This is why I hate chats and emails it takes forever and it’s almost always a bot. Please get that together!
But I did try to connect customer support because I would like to add my card for the future.
They literally aren’t even reading what I said, first I was told my account wasn’t accepted and it most definitely was because I was offered the $100 advance. Then they said I couldn’t get an advance which again was wrong because I literally already started the transfer. Then I was told they couldn’t make changes to the transfer when I never even said anything about changing it. All I want is to add my card that’s absolutely it. This is why I hate chats and emails it takes forever and it’s almost always a bot. Please get that together!
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Response from developer
Thank you for your feedback. We're continuously improving our products, so this feedback is extremely helpful. Please feel free to reach out to us at help@empower.me with any other questions or concerns.
I’m new
Hello everyone I’m very new to The Empower app. I have seen and heard of the Empower app on ads before quite a few times before and have been very interested in giving it a try, so I am rating this app 2 stars for now due to I did have to pay 8 bucks for the first month just to get an advance of 10 dollars, I’m a bit confused on that and pretty turned off about it due to the fact that I have used other apps like Dave and Albert and their fees are no where near that high, Dave’s is somewhere around $1.99 or $2.99 a month and Albert I believe was free or $4.99 if you wanted to explore other features on the app. So with that said I am rating Empower 2 stars. I will give the app a month to prove to me whether or not, I actually keep the app. Part of downloading the app was the fact that I seen on the ads from different sites that I was using that you could get up to $250 for a pay advance, not saying that I need the advance all the time but when you need it, you need it and so I really think $8 dollars a month is really high just starting out for a $10 cash advance, so I will come back on here next month around the 28th, 29th of February and let everyone know how I actually feel and if it’s worth the $8 dollars. Thank you for reading my review and if you try this app out, please let me know what you think?
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Great App!
I gave this app 4 stars simply on the matter that I’ve had Empower since 2021 and at that time they didn’t except my Banks. I’ve had some e-mail issues that have caused me to change my email address so when downloading the Empower app again I had to go thru much headache just trying to update my phone number as well as my email address. It was a bit hectic and still isn’t fixed in its entirety, however, once emailing customer support and being able to actually get into my account, I was instantly approved for a $25 Instant Loan which was directly deposited into my checking account onto my debit card as soon as I accepted the offer and added my debit card information. I really only needed a few dollars to make it to work and collect my bonus check and I had little to NO petroleum in my tank. Thanks to Empower, not only was I able to add a few dollars to my gas tank, I was also able to stop by McD’s for a breakfast sandwich and coffee, lol. Came in handy at the right time. I will change my 4star to a 5 star once I get my credentials with my account situated. Other than that, so far so good, can’t wait to see what else Empower has to offer. Good looking out Empower! Keep up the good work.
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Horrible Advances Changing
You pay for this membership services with your loan and bank connection to this app and it’s so annoying when it goes from 150$-250 dollars sometimes and now back to 75$ dollars when I still have funds in my account and it does me no good to barrow ever again from this app if this keeps happening this has been 3 times already when it’s new year’s today now when I just paid this app 260$ dollars back with the fees and it never can stay accurate or anything and i always have my account in the positive so I’m not sure why it keeps changing because it’s doing the same thing for my grandma too we barrow pay it back on time just to be broke and barley able to barrow anything back because it’s more in fees than the loan is worth now and I’m always paying it back on time with a day early now putting my account in the negative always on Thursday’s now just because of y’all not charging on the right payday
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