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Changed - Automate Debt Payoff

Changed - Automate Debt Payoff

Do Debt Differently!

⭐️4.6 / 5
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All Versions of Changed

4.46

June 12, 2024

A few minor updates to improve your experience: - Added overlays for temporarily unavailable features - Bug fix for login issue
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4.45

June 6, 2024

A few minor updates to improve your experience: - Added upcoming due dates tile on Summary Dash - Debt balance history chart - Payment history table for regular payments - Loan calculation fixes - Updated Plaid link for Chase accounts R.I.P. Debt, Your Changed Team
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4.44

May 15, 2024

Hey Squirrel Squad! We hope you're having a great day! We've got a good one for ya...Experience lightning-fast onboarding and take control of your finances with our latest update! Lightning-Fast Onboarding: Say goodbye to lengthy processes. Our world-famous QuickLink feature accelerates onboarding, allowing you to link all your debts simultaneously. Gain a comprehensive view, automate actions, and start saving big on your debt repayment journey. Instant Debt Overview: Track your debts effortlessly with a quick summary right at the top of your summary page. A clear snapshot of your financial landscape awaits! Enhanced Card Payoff: Premium members can now link a card manually Bug Extermination: Our "exterminator" has been hard at work! We've bid farewell to pesky bugs to ensure a smoother and glitch-free experience. Buh-Bye to interruptions! Keep Your App Updated: Don't miss out on the latest and greatest features. Your financial journey deserves nothing less! Update your app to unlock a world of possibilities. Also in this update: - Updated an issue where the navigation bar was showing up incorrectly for some users - Fixed some more bugs R.I.P. Debt, Your Changed Team
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4.43

May 7, 2024

Hey Squirrel Squad! We've got a good one for ya...Experience lightning-fast onboarding and take control of your finances with our latest update! Lightning-Fast Onboarding: Say goodbye to lengthy processes. Our world-famous QuickLink feature accelerates onboarding, allowing you to link all your debts simultaneously. Gain a comprehensive view, automate actions, and start saving big on your debt repayment journey. Instant Debt Overview: Track your debts effortlessly with a quick summary right at the top of your summary page. A clear snapshot of your financial landscape awaits! Enhanced Card Payoff: Premium members can now link a card manually Bug Extermination: Our "exterminator" has been hard at work! We've bid farewell to pesky bugs to ensure a smoother and glitch-free experience. Buh-Bye to interruptions! Keep Your App Updated: Don't miss out on the latest and greatest features. Your financial journey deserves nothing less! Update your app to unlock a world of possibilities. Also in this update: - Updated an issue with a screen that was displayed to members when it should not have been - Updated onboarding flow for Preferred Partners - Updated how members can reach out to support R.I.P. Debt, Your Changed Team
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4.42

April 30, 2024

Hey Squirrel Squad! We've got a good one for ya...Experience lightning-fast onboarding and take control of your finances with our latest update! Lightning-Fast Onboarding: Say goodbye to lengthy processes. Our world-famous QuickLink feature accelerates onboarding, allowing you to link all your debts simultaneously. Gain a comprehensive view, automate actions, and start saving big on your debt repayment journey. Instant Debt Overview: Track your debts effortlessly with a quick summary right at the top of your summary page. A clear snapshot of your financial landscape awaits! Enhanced Card Payoff: Premium members can now link a card manually Bug Extermination: Our "exterminator" has been hard at work! We've bid farewell to pesky bugs to ensure a smoother and glitch-free experience. Buh-Bye to interruptions! Keep Your App Updated: Don't miss out on the latest and greatest features. Your financial journey deserves nothing less! Update your app to unlock a world of possibilities. Bid Farewell to Debt: Confidence is the key to financial freedom. Also in this update: - Improved a few analytics processes R.I.P. Debt, Your Changed Team
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4.41

April 24, 2024

Hey Squirrel Squad! We've got a good one for ya...Experience lightning-fast onboarding and take control of your finances with our latest update! Lightning-Fast Onboarding: Say goodbye to lengthy processes. Our world-famous QuickLink feature accelerates onboarding, allowing you to link all your debts simultaneously. Gain a comprehensive view, automate actions, and start saving big on your debt repayment journey. Instant Debt Overview: Track your debts effortlessly with a quick summary right at the top of your summary page. A clear snapshot of your financial landscape awaits! Enhanced Card Payoff: Premium members can now link a card manually Bug Extermination: Our "exterminator" has been hard at work! We've bid farewell to pesky bugs to ensure a smoother and glitch-free experience. Buh-Bye to interruptions! Keep Your App Updated: Don't miss out on the latest and greatest features. Your financial journey deserves nothing less! Update your app to unlock a world of possibilities. Bid Farewell to Debt: Confidence is the key to financial freedom. Also in this update: - Improved support experience - Improved error logging - Fixed a few more bugs R.I.P. Debt, Your Changed Team
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4.40

April 10, 2024

Hey Squirrel Squad! We've got a good one for ya...Experience lightning-fast onboarding and take control of your finances with our latest update! Lightning-Fast Onboarding: Say goodbye to lengthy processes. Our world-famous QuickLink feature accelerates onboarding, allowing you to link all your debts simultaneously. Gain a comprehensive view, automate actions, and start saving big on your debt repayment journey. Instant Debt Overview: Track your debts effortlessly with a quick summary right at the top of your summary page. A clear snapshot of your financial landscape awaits! Enhanced Card Payoff: Premium members can now link a card manually Bug Extermination: Our "exterminator" has been hard at work! We've bid farewell to pesky bugs to ensure a smoother and glitch-free experience. Buh-Bye to interruptions! Keep Your App Updated: Don't miss out on the latest and greatest features. Your financial journey deserves nothing less! Update your app to unlock a world of possibilities. Bid Farewell to Debt: Confidence is the key to financial freedom. Also in this update: - We made it a lot simpler to verify your loan info! - Added notifications when a new critical release is ready for download R.I.P. Debt, Your Changed Team
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4.39

April 2, 2024

Hey Squirrel Squad! We've got a good one for ya...Experience lightning-fast onboarding and take control of your finances with our latest update! Lightning-Fast Onboarding: Say goodbye to lengthy processes. Our world-famous QuickLink feature accelerates onboarding, allowing you to link all your debts simultaneously. Gain a comprehensive view, automate actions, and start saving big on your debt repayment journey. Instant Debt Overview: Track your debts effortlessly with a quick summary right at the top of your summary page. A clear snapshot of your financial landscape awaits! Enhanced Card Payoff: Premium members can now link a card manually Bug Extermination: Our "exterminator" has been hard at work! We've bid farewell to pesky bugs to ensure a smoother and glitch-free experience. Buh-Bye to interruptions! Keep Your App Updated: Don't miss out on the latest and greatest features. Your financial journey deserves nothing less! Update your app to unlock a world of possibilities. Bid Farewell to Debt: Confidence is the key to financial freedom. Also in this update: - Fixed a bug on the current primary loan page R.I.P. Debt, Your Changed Team
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4.38

March 28, 2024

Hey Squirrel Squad! We've got a good one for ya...Experience lightning-fast onboarding and take control of your finances with our latest update! Lightning-Fast Onboarding: Say goodbye to lengthy processes. Our world-famous QuickLink feature accelerates onboarding, allowing you to link all your debts simultaneously. Gain a comprehensive view, automate actions, and start saving big on your debt repayment journey. Instant Debt Overview: Track your debts effortlessly with a quick summary right at the top of your summary page. A clear snapshot of your financial landscape awaits! Enhanced Card Payoff: Premium members can now link a card manually Bug Extermination: Our "exterminator" has been hard at work! We've bid farewell to pesky bugs to ensure a smoother and glitch-free experience. Buh-Bye to interruptions! Keep Your App Updated: Don't miss out on the latest and greatest features. Your financial journey deserves nothing less! Update your app to unlock a world of possibilities. Bid Farewell to Debt: Confidence is the key to financial freedom. Also in this update: - Redesigned Stash My Cash Dashboard - Better routing of Recommendations action taken - Other design updates on dashboard screens R.I.P. Debt, Your Changed Team
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4.37

March 11, 2024

Hey Squirrel Squad! We've got a good one for ya...Experience lightning-fast onboarding and take control of your finances with our latest update! Lightning-Fast Onboarding: Say goodbye to lengthy processes. Our world-famous QuickLink feature accelerates onboarding, allowing you to link all your debts simultaneously. Gain a comprehensive view, automate actions, and start saving big on your debt repayment journey. Instant Debt Overview: Track your debts effortlessly with a quick summary right at the top of your summary page. A clear snapshot of your financial landscape awaits! Enhanced Card Payoff: We've amped up support for Amex and Apple Cards. Managing credit card repayments is now seamless and more efficient than ever. Bug Extermination: Our "exterminator" has been hard at work! We've bid farewell to pesky bugs to ensure a smoother and glitch-free experience. Buh-Bye to interruptions! Keep Your App Updated: Don't miss out on the latest and greatest features. Your financial journey deserves nothing less! Update your app to unlock a world of possibilities. Bid Farewell to Debt: Confidence is the key to financial freedom. Also in this update: - Improved enrollment in credit score and report - Added address validation for PO Boxes - Added new testing - Improved bank account linking - Design updates - Fixed a few more bugs R.I.P. Debt, Your Changed Team
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Price History of Changed

Description of Changed

"If you have Debt, you need this app" - Mark Cuban, Changed Investor “…I already feel like it is helping me make a dent on my loan debt. It is super simple to use, and I enjoy checking to see how much I’m saving. I also love the updates they give you on how much you are saving when they send your round-up receipts. Overall, I think it’s a great resource!” - Sam, a Changed member “I’ve been able to send an extra $1,000 over the last year to my loans without effort! What a great idea. Using your spare change to pay your student loans.” -A review from Leslie Roundup change, pay down your Credit Cards, Mortgage, Auto Loan, Personal Debt, or Student Loans, and Save with Stash My Cash. Get out of debt sooner, and save money with Stash My Cash! Download the app that has helped pay off over $60 Million worth of debt. You have debt...we all do (including all of the founders of Changed), and it's the biggest burden in our lives. Committing to 10,15, 25, or 30 years of repayment is no joke. Changed shortens your repayment and gets you out of debt sooner. How does The Changed App work?… •Spare change roundups Simply link your spending cards and we do the rest and save for you automatically. Changed aligns with your natural spending, makes small roundups to the next dollar, and applies the accumulated change toward your debt. Put your savings on Auto-Pilot! •Stash My Cash With Stash My Cash, you can automate your savings so you have some backup money in an emergency savings fund or you can set a goal to save for a big purchase. When you set up Stash My Cash, you can split your savings between paying off debt and saving. Or you can just send 100% of your savings to Stash My Cash. You're in control. •Link Multiple Loans and Credit Cards Changed covers all loan servicers. From Aidvantage, Rocket Mortgage, Mr. Cooper, Great Lakes, Huntington Bank, FLS, SoFi, MOHELA, Nelnet, Earnest, CommonBond, and many more. Link your loans and cards in your main hub and track your savings in your Changed dashboard! •Boosting your savings You also have the option to BOOST your savings directly in the app and knock out debt when you have an extra $20, $50 or $100 here and there. •Scheduled your Boosts Schedule transfers to save on your own terms. $15 every Friday? $1 every day? It's up to you and on your schedule. •Automate savings and payments Changed runs in the background to save for you and automatically send payments. Set-it-and-forget-it. Changed makes transfers to your personal FDIC-insured Changed account based on roundups from your everyday purchases. Once your Changed balance reaches your set threshold, we automatically send a payment to your loan servicer or credit card company to be applied as an extra payment! Whether you have a mortgage, student, auto, credit card, or personal loan, we're here for you. Sit back and take years off of your repayment! •Rewards for Saving and sharing Changed PERKS is the only program that rewards you for getting ahead of your debt. Earn points and bonuses for completing milestones in the app. •Loan Resources Resources to help you learn more about your debt and how to pay it off sooner. **Average users save $60-$70/month in spare change roundups** **Link multiple credit/debit cards to analyze for roundups** **Changed starts at $4/mo** **Roundups and savings are automatic! So are the time-and-money saving payments toward your loans or Stash My Cash!** **Contact support@changedapps.com if you have any questions! We’re here to help.** Changed reduces the need to budget for additional payments toward your debt because it aligns with your natural spending and automates the whole process. Just use your credit/debit cards as you usually would and watch your accumulated change become a powerful tool to help pay down debt and be free from debt. Join the Payoff Debt Revolution and save thousands of dollars and gain years of your life back. R.I.P. Debt!
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Changed: FAQ

Can Changed be used on iPad devices?

Yes, Changed is iPad-friendly.
Changed was released by Changed Inc..
The minimum supported iOS version for the Changed app is iOS 15.0.
The Changed app has a consumer rating of 4.6 and gets a lot of positive feedback.
The App Category Of Changed Is Finance.
4.46 is the latest released Changed version.
The latest Changed update was released on July 6, 2024.
The Changed app originally came out on February 5, 2023.
{{ name}} doesn’t contain potentially objectionable material and is rated Changed Inc..
Currently, Changed supports English.
Sorry, Changed is not part of Apple Arcade.
Sorry, there are no in-app purchases available in Changed.
Sorry, Changed is not designed for integration with Apple Vision Pro.

ASO: Keywords of Changed

Screenshots of Changed

iphone
ipad

Alternatives to Changed

Reviews of Changed

  • Trying so hard to be patient

    I have been using the app for almost two years. I am usually patient and empathetic when things happen that are out of a company’s control. I can only imagine the stress the people in charge are under right now. But I relied on this app to help me with my debt. The app is marketed to students taking out debt, some of the most financially vulnerable and naive people.

    I have a good bit of money that I have been saving up for two years that I cannot access. I have been patient for a while now but there’s only so much I can do when I can’t access my own money. I’m at a loss, like genuinely have no idea what to do because having faith in an app is so stressful.

    I feel dumb when I was only ever trying to be responsible.

    Developer Response

    Hi Yvyvyvyvy, We appreciate your review and understanding of the situation. We understand that you did put your trust in our platform and we intend to maintain it. We're hoping to get this resolved soon and will have your funds back to you. We are sharing updates on the situation on our status page where you can view and track the progress. This can now be accessed in app. RIP Debt, The Changed Team
  • App difficult to navigate

    I have never had this hard of a time using any app. In order to have your debt paid, you need to know your interest rate, length of loan, address of where the money is going ect…. I’ve tried calling to get help and I get email responses with no help or resolution to my problem. I have money sitting in this app I can’t do anything with. I’ve tried every credit card and loan I have and nothing connects. I have asked the company to refund the money to the account it took the money from and nothing. I’ve been so frustrated I’ve given up for now with Changed has several hundred of my dollars sitting in the account I can’t access or speak to an actual human over the phone about. They need to simplify the app big time! I don’t recommend and regret signing up for it:(

    Developer Response

    Hi JLHRDH, Debts can be normally linked via our Quick link process which should not ask you for these things but to verify the info. In regards to money movements, we are working to resolve an ACH issue with our banking partner and will provide updates once we can. We want to get this resolved as soon as we can. We did launch a status page to update all users. Please ask support for the link and you can stay up to date. RIP Debt, The Changed Team
  • Chip away at your debt

    I recommend this app to all my friends and post on social media. I was like the rest of the wide eyed kids hoping to make it big after college during the recession only to have a huge 100k bill at the end of it. Over the past 3 years I’ve used this platform to chip away at my debt to make those extra payments when I can. It should take a few years off my loans and save me almost 10k in interest.

    Developer Response

    Hi Tyefighter72, Thanks for the amazing feedback! We're glad Changed is making a difference with your debt! RIP Debt, The Changed Team