Best apps like arc: AI Budget & Money Planner

10+ similar apps compared and reviewed

4.8 avg rating
10 free apps
Updated August 2026

arc is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to arc

Wealthfolio: Private Finance#1

Wealthfolio: Private Finance by Teymz Inc

Local-first Investment Tracker
Editor's Choice
💰 Finance
5.0(4 ratings)
Free
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Manage your investments, net worth, budget, spending, and financial goals in a private, beautifully designed personal finance tracker. Gain smart insights into your financial health with an AI assistant and an open-source, community-driven approach.

Envelope Budget - Kualia#2

Envelope Budget - Kualia by Kualia, Inc.

Personal Finance Planner
Strong Contender
💰 Finance
4.6(46 ratings)
FreeIn-App Purchases
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Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

Actual Budget Spendıng Tracker#3

Actual Budget Spendıng Tracker by Halim Ozturk

Smart Spending & Money Manager
Worth Considering
💰 Finance
4.6(73 ratings)
FreeIn-App Purchases
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Effortlessly manage your finances with this intuitive app. Track spending, set budgets, and achieve savings goals with a human-centered design. Enjoy real-time insights and secure, private data management.

More apps like arc

4
Lunch Money
Lunch Money
Lunch Money
by Lunchbag Labs Inc
Free

Track your income and spending with detailed statistics and charts. Review transactions, categorize them, and add notes on the go. This companion app requires an existing registration for the web application.

Detailed income and spending statsSpending breakdown by categoryQuick transaction review
💰 Finance
(42)
free
5
Budget & Expense Tracker Monee
Budget & Expense Tracker Monee
Budget & Expense Tracker Monee
Budget Planner & Money Tracker
Free

Easily track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits, organize finances by custom categories, and manage group budgets. Protect your data with biometric security and export your financial history.

Track income and expensesOrganize by custom categoriesManage group finances
💰 Finance
(297)
free with in-app purchases
6
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
Personal Accounting Software
Free

Manage all your financial accounts, including loans, savings, investments, and cryptocurrency, in one secure application. It offers automatic transaction downloads, cloud syncing, and advanced reporting to give you a comprehensive overview of your finances.

Account tracking (bank, loan, investment, crypto)Automatic transaction downloadsCloud backup and multi-device sync
💰 Finance
(2.1K)
freemium
7
Liquid Budget
Liquid Budget
Liquid Budget
Digital Envelope Budget
Free

Manage your finances with a digital envelope budgeting system. Track transactions, assign funds to categories, and monitor spending progress. Keep your accounts accurate and credit card debt clear with this intuitive finance tool.

Transaction managementEnvelope assignmentAccount reconciliation
💰 Finance
(25)
free
8
Moneko AI Expense Tracker
Moneko AI Expense Tracker
Moneko AI Expense Tracker
Shared Budget for Couples
Free

This app simplifies tracking and splitting shared expenses for groups like couples, roommates, and friends. It uses AI to automatically categorize spending, update budgets, and log expenses via text, voice, or photos, adapting to real-life spending habits.

AI-powered expense trackingAutomatic expense categorizationShared expense splitting
💰 Finance
(21)
free with in-app purchases
9
Budget Flow | Expense Tracker
Budget Flow | Expense Tracker
Budget Flow | Expense Tracker
Financial manager and planner
Free

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Track income and expensesManage multiple accounts and categoriesPlan budgets for categories
💰 Finance
(331)
free with in-app purchases
10
Money Lover: Money Manager
Money Lover: Money Manager
Money Lover: Money Manager
Money Manager Expense Tracker
Free

Effortlessly track expenses, create budgets, and manage your finances. This app offers automatic bill reminders, debt management, and multi-currency support. Secure your data with biometric protection and sync across devices.

Expense trackingBudget creationBill reminders
💰 Finance
(2.2K)
free with in-app purchases