Best BHIM UCO UPI alternatives: apps like BHIM UCO UPI

10+ similar apps compared and reviewed

4.2 avg rating

10 free apps

Updated October 2026

UCO BANK

BHIM UCO UPI is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to BHIM UCO UPI

#1

Utkarsh UPI by Utkarsh Small Finance Bank Ltd

UTKARSH SMALL FINANCE BANK

Editor's Choice

0.0(0 ratings)

Free

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Facilitate instant and secure financial transactions using various methods like QR codes, Virtual Payment Addresses (VPAs), and Account + IFSC. Supports UPI Lite for faster, smaller transactions and Tap & Pay for contactless payments.

#2

BHIM IOB UPI by IOB

Strong Contender

3.0(21 ratings)

Free

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This app allows users to make and receive payments using a virtual payment address linked to their bank account. It supports balance inquiries, QR code payments, and managing payees and VPAs. Registration requires a registered mobile number and SIM card for device binding.

#3

Yono Business SBI by State Bank of India

Payments, Deposits, Forex, IPO

Worth Considering

4.0(15 ratings)

Free

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This integrated mobile application provides SBI corporate customers with a unified platform for payments, account management, and various banking services. It allows for initiating and authorizing transactions, managing fixed deposits, and accessing other financial services on the go.

More apps like BHIM UCO UPI

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

Fund transfers (UPI, NEFT, RTGS, IMPS)Account details and statement generationInvest in term deposits and social security schemes

Compare with BHIM UCO UPI

AU 0101: Mobile Banking App

AU 0101: Mobile Banking App

AU 0101: Mobile Banking App

Savings Account,Credit Card,FD

This mobile banking app consolidates over 180 digital services, allowing users to open accounts, make payments, manage credit cards, invest, and apply for loans. It offers features like UPI payments, money transfers, bill payments, and 24/7 video banking for a comprehensive financial management experience.

Digital savings account openingUPI payments and money transfersBill payments and mobile recharge

Compare with BHIM UCO UPI

Bajaj Housing Finance

Bajaj Housing Finance

Bajaj Housing Finance

by Bajaj Housing Finance Limited

Manage your home loan, loan against property, and top-up loan accounts digitally. Track EMIs, make payments, download statements, and raise service requests securely and conveniently from your mobile device.

Loan account trackingEMI and repayment scheduleOnline payments and prepayments

Compare with BHIM UCO UPI

Kharcha Book - Expense Manager

Kharcha Book - Expense Manager

Kharcha Book - Expense Manager

Track your expenses easily

Effortlessly track personal or shared expenses with this comprehensive ledger. Manage budgets, split bills with family or roommates, and gain clear insights into your spending habits through visual reports. Supports offline use and real-time notifications for transparent financial management.

Multi-book managementCollaborative expense trackingQuick logging of cash in/out

free with in-app purchases

Compare with BHIM UCO UPI

Stable Money: FDs & Bonds

Stable Money: FDs & Bonds

Stable Money: FDs & Bonds

by Stable-Alpha Technologies Private Limited

Invest in fixed deposits and bonds from over 200 banks and NBFCs digitally. Securely manage your investments, compare interest rates, and access a credit card backed by your FDs.

Book FDs online in under 3 minutesCompare interest rates across 200+ banksInvest in Secured Bonds up to 12% interest

Compare with BHIM UCO UPI

OmniCard: UPI, Card & Rewards

OmniCard: UPI, Card & Rewards

OmniCard: UPI, Card & Rewards

Your Daily Payments UPI App

This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.

UPI payments without a bank accountCorporate card for business expensesExpense tracking and receipt uploads

Compare with BHIM UCO UPI

Bajaj Broking: Demat & Trading

Bajaj Broking: Demat & Trading

Bajaj Broking: Demat & Trading

Trading, SIP, MF, IPO, Stocks

Invest in mutual funds, trade stocks, and manage your demat account with this comprehensive financial platform. Access thousands of schemes, apply for IPOs, and utilize advanced trading tools. Open a paperless demat account for seamless investing.

Mutual Fund & SIP InvestmentStock & Share Market TradingIPO Applications

Compare with BHIM UCO UPI