Loving the app and credit limits applied
Nice and easy to manage
No affordability checks
Interest rate increases without informing me. Large credit limit increases 4 x one year. This is Newdays fault. I accepted them but when you’re struggling it’s a temptation
Transfer
Brilliant
Love love love
My Cardless Bip• Account
Account
Brilliant way of credit building easy to navigate and can adjust payment to pay off more than minimum payment
Error message
Since December I keep getting an error message once logged in that I can’t be connected right now, to try later. Tried restarting phone and uninstalled and reinstalled app twice to no avail. Help chat told me to ring a number I can’t see how they can help me over the phone and not via chat. I even updated my iPhone 16 to iOS 26 from iOS 18, still no joy.
Thanks for coming back to me, Steve. The issue seems to have resolved itself
Thanks for coming back to me, Steve. The issue seems to have resolved itself
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Thieves
I paid the remaining sum then all of a sudden £30 appear the following month then another £4 the following month and I haven’t been using it so I’m closing my account. Dirty rotten thieves after all I have done as well.
Easy to use
Never had any issues with this company, all done via the app A++
Crédit card use
Very easy to use , my best Card , I recommend it to anyone.
Interest rates
Weird amount of interest on my balance this month.Got no help from chat.No explanation.Fobbed off by chat spouting T&Cs.Balance transferred to other cards.Closed my account immediately.
Unsupportive suddenly reduces credit limit without warning or notice!!
I’ve had the card years and I’ve always paid most of it off monthly well above the average and as soon as I came into difficulty and made a couple of late payments, I went back to paying big amounts again which in this case was 1500 off my balance they all of a sudden without any notice just reduced my credit limit which then made me go over and get charges and I put a complaint in and I’m still yet to get it sorted, I don’t feel very happy with this company anymore. I think I’m gonna pay it off and delete the account.
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Emrah
They good patient and excellent service too. Thank you
Grabbing money
I suffered a lot with this app please don’t take any money with this app it’s much more rules and regulations to grab our own money
Super high interest rate
I had this card for quite a while but don’t really use it as the interest rate is a massive 58% a month !! which I think is absolutely wrong … will be closing it soon, I’ve never understood it because I have a few other cards and they are a lot lot lower
No wonder people are in so much debt , minimum payment trap is truly rife at the moment :(
No wonder people are in so much debt , minimum payment trap is truly rife at the moment :(
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Mr
Very happy with the card
Easy to use
Easy to use
Never again
Honestly biggest regrets using bit the charge you stupid charges mind you if you put in £100 on them Monday by a Tuesday because you spent 20 quid £60 charges may be incurred it’s just silly honestly I did not helpful at all never again
Great!
Excellent card, no issues, app easy to use, card kept on phone so easy to use too
Good Credit Card Bad App
I don’t logon often, so every time I do, I have to jump through hoops. Face ID doesn’t work. “To many login attempts” errors. It’s all a real hassle
Log in failed
The app has been working great for ages but my app is now down and I can’t log in!
Best credit card
The best credit card provider I’ve ever had. Fair fees and prices and regular and large credit limit increases if you use the card responsibly! 100% recommend!
