bob World:Banking & Experience

bob World:Banking & Experience

Save Invest Borrow Shop

2.2K ratings
325 reviews
Free

Details

  • Released
  • Updated
  • January 21, 2017
  • August 20, 2026
bob World:Banking & Experience screenshot #1 for iPhone
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About

This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.

✓Open digital savings account instantly
✓Track expenses with spend analyzer
✓Invest in government schemes
✓Apply for digital loans
✓Book travel and pay bills
✓Secure login with dual PIN
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What users say about bob World

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What's New in bob World

3.9.0

August 20, 2026

Fixes and Improvements.

User reviews

Amazing

10/10

Awful service

For many years you caid not resolve my OTP issue, app is very fragile and I struggled to login for months and finally managed to login last week now you have released a new app which is not available in App Store UK and only available in India I suppose now I could not login to my old mobile app as it redirects to download new app and then says not available in my country. I am not sure what the developers and testers who release this app do? How do you expect me to manage my NRE and NRO account from abroad if I could not download and install the new app!

Update on 3rd Oct:
How would I know about your phases of migration? I can’t open and use your mobile app as it forced me to download new app and then App Store says it’s not available in the UK. Fixit!
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Lack of Communication and Access Issues with New bob World 2.0 App

The customer service team appears to be unaware of the current status of the new bob World 2.0 app. When I contacted them, they were unable to provide any clear information regarding whether the app is currently available on ios, whether there are technical issues in particular countries, or what customers are expected to do. The response I received was simply that they "do not have any update."

The situation is similar at the branch, where there does not appear to be any clear information or communication regarding this issue.

I would like to highlight a particular concern regarding NRI customers. Whenever there is a data nigration, application upgrade, or other technical update, please ensure that the process does not unnecessarily affect customers who are residing abroad. NRI customers cannot simply visit their branch at short notice to resolve technical issues.

For example, I am currently in the UK, and the new bob World 2.0 app is not appearing/ available for me on iOS. This is something that needs to be addressed technically by the bank rather than requiring customers to repeatedly contact the branch or customer service for information that they themselves do not have.

I have also received an email stating that I need to wait until 3 October for further updates. I find this extremely disappointing, particularly when the issue is affecting access to banking services and there is still no clear
communication from the bank.
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Not working properly

Please check

Not supporting in UK

I am currently living Uk and new BOB app is not supporting in UK , it’s too difficult to manage my account now also I can’t send more for family or can’t track my account.

Developer apps

User experience

🐞

Reported Bugs

4 issues

App stuck on loading screen

Bug

Unable to add/delete beneficiaries

Bug

Incorrect account details displayed

Bug

OTP delivery failures

Bug
✨

Requested Features

4 requests

Ability to reset login PIN

Feature

Improved transaction history and statement access

Feature

Support for international phone numbers and NRI customers

Feature

Simplified UI and navigation

Feature

FAQ

What does bob World do?

bob World is the official mobile banking application from Bank of Baroda. It provides a comprehensive digital platform for users to manage their finances, offering over 220 services. This includes opening accounts, saving, investing, borrowing, and shopping, all accessible from a smartphone.

What are the key features of bob World?

Key features include instant digital savings account opening with video KYC, expense tracking, investment management with access to government schemes, hassle-free digital loans for various needs, and secure shopping and bill payment functionalities. The app also offers a dual PIN system for enhanced security.

Is bob World free to use?

Based on the provided information, the bob World app is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities, and it does not display advertisements.

What can I do with bob World for savings and investments?

For savings, you can track your expenses intelligently with the spend analyzer and manage your debit cards efficiently. For investments, the app provides access to Baroda Wealth for wealth management, allows one-click investment in government schemes like PPF and SSA, and offers affordable insurance options.

Can I get loans through bob World?

Yes, bob World facilitates hassle-free digital loans for various purposes. You can apply for products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, and Micro-Personal Loans. The app also includes tools like a Credit Score checker and an EMI calculator.