Clearcover Car Insurance User Reviews

Customer Experience

Positive experience45.2% of reviews
Neutral8.7% of reviews
Negative experience46.0% of reviews

~ Based on 126 written reviews from the US App Store.

What users say

Is Clearcover Car Insurance Safe?

Clearcover Car Insurance appears safe based on user ratings. AppsHunter Safety Score for Clearcover Car Insurance is 94/100.

This assessment is based on 16,969 user ratings, with an App Store average of 4.7/5.

Safety Analysis

93.3% of ratings point to a safe experience
2.5% of ratings suggest some concerns
4.2% of ratings point to a risky experience

~ Based on 16,969 App Store ratings for Clearcover Car Insurance.

Is Clearcover Car Insurance Legit?

Clearcover Car Insurance appears to be a legitimate app. AppsHunter Legitimacy Score for Clearcover Car Insurance is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Never got the signup email.

Never got signup email. Waste of time.

Low start price then doubles

More than doubled for liability only with no claims or tickets

Exceptional

Well advertising

Great Insurance, worth the switch

Roadside assistance is quick and thorough with their responses, great premium, overall good experience with this insurance

Facil de usar

Muito simples aceita qualquer cartão

Best car insurance ever

Affordable car insurance and great customer service

Great easy app

This is a great easy app to navigate through. Don’t get me wrong. The insurance price is higher than most around the corner however it’s very convenient and easy to pick, etc..

Happy Customer

I enjoy saving with Clearcover I have 3 vehicles and the price to cover them was ridiculous, that’s until I used this app called Jerry that lead me to Clearcover yay!!

Complete rip off

Does not acknowledge defensive driving certification issued by GOV AGENCY. Rate went up by $50 no valid reason. Definitely switching to another company ASAP

poor customer service

if you wanna work with a company that goes through great lengths to not have to actually talk to you in person or talk to a real person. Then Clearcover is the choice for you.

Love my insurance!!

This is an honorable company, with great prices. They have very friendly, knowledgeable employees. They help you quickly, when you need them. Highly recommended.

Simple,Easy,Reliable

Love this app

Great service

Great service

Partial Payment

It would be nice if there was a way to make a partial payment in between paychecks or when we’re in the grace period.

Excelente seguro

Un buen seguro ágil y rápido con una excelente atención a sus clientes

Can’t wait to change insurances

I got ClearCover because I was informed that my rate wouldn’t increase every renewal period. Come to learn that every renewal period, my rate has increased. My claim experience also is very slow and have been pending for nearly 3 years now, which has been handled by multiple attorneys. Lastly, you aren’t able to make split payments in the mobile app!
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DO NOT USE THEM AS AN INSURER

Sort of a long explanation coming up but to sum it up for you I am now paying 1/3rd of what I was with Clearcover with a better policy RUN FOR THE HILLS AND CANCEL YOUR POLICY!!!!!

When I first started my policy Clearcover it wasn’t that bad, and I was actually pretty content. Then they increased my premium by ~33% in a year, and seemingly had zero intention of slowing down. I had no claims, no tickets, no new vehicles or drivers my entire time with them. I just switched insurers and am literally paying A THIRD of what I was with Clearcover, not to mention I have more coverage now. I literally cannot comprehend how they were legally allowed to overcharge me by such an amount, I filed multiple complaints with my state’s department of insurance and am waiting on a response from them but there’s something weird going on with this company. I have literally never cared enough to type out a review before but my experience with Clearcover could not have been worse, and their customer service managers (not reps) were completely dismissive of my concerns. They are scammers and if you started a policy with them, I urge you to stop all payments and cancel as soon as possible.
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First Time

First time in my 66 years of life that an insurance company actually DECREASED my auto insurance premium.

Grimey

If I could give Clearcover zero stars, I would. Over the course of just five months, they increased my monthly premium by over $50 without a single claim, ticket, or any change on my end. No explanation, no warning—just a consistent drain on my wallet for absolutely nothing in return.

They lure you in with low rates, and once you're settled, they jack up your price like you won the lottery—except the only ones cashing in are them. Their so-called “smart insurance” is nothing more than a polished con job. Transparency? Nonexistent. Accountability? Forget it. Customer service? Robotic and unhelpful at best.

Clearcover, you're not just bad at business—you're predatory. I hope every dollar you’ve scammed out of hardworking people like me haunts you. You can take your algorithmic price-gouging and shove it where the sun doesn't shine.

Steer clear of Clearcover. You'll regret ever signing up.
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Poor Exclusive AI Customer Assistance

I have roadside assistance coverage with Clearcover but was required to provide my credit card to third party before assistance was authorized. I have been charged $93.00 for a battery recharge. Every AI option for customer service, via phone or chat, is with an AI bot and no one can answer my call despite long hold times. This is a very poor customer experience with no option to speak to a live person
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