This app helps you manage and pay off debts by tracking loans and credit cards. It offers two popular payoff strategies and provides insights into your progress and estimated debt-free date. Your financial data is kept private and stored only on your device.
1.1.9
November 8, 2026
Full support for iPhone Duo.
Debt Tracker Premium – Unlimited Access
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Debt Payoff Planner allows you to enter all your debts, then compare the snowball and avalanche payoff methods. It provides an estimated debt-free date and helps you track each payment, visualizing your progress towards becoming debt-free.
The snowball method prioritizes paying off debts with the smallest balances first for quick wins. The avalanche method focuses on debts with the highest interest rates first to minimize the total interest paid over time. You can compare both strategies within the app.
Yes, your data is highly secure as Debt Payoff Planner does not connect to your bank or access financial accounts. All your debt information and payment records are stored exclusively on your device, ensuring privacy.
The free version allows you to track up to 3 debts, log payments, receive due date reminders, and get a basic debt-free estimate and statistics. It provides essential tools for starting your debt payoff journey.
Premium unlocks unlimited debt tracking, detailed strategy comparison with exact payoff orders, advanced statistics and charts, debt-free date forecasts, payment streak tracking, global achievement badges, and PDF report export.
The Premium subscription is available for $4.99 per month or $29.99 per year. The yearly plan includes a 7-day free trial before the subscription begins.
Yes, Debt Payoff Planner is designed to work offline. You can enter your debts, log payments, and view your progress without needing an internet connection, making it convenient for managing finances anywhere.
The app was last updated on November 8, 2026, with version 1.1.9. This indicates a commitment to ongoing development and improvements based on user feedback and evolving financial management needs.
