1. Home
  2. 💰 Finance
  3. FairMoney
FairMoney: Save, Spend, Credit

FairMoney: Save, Spend, Credit

Instant Loan App For Fast Cash

14K ratings
446 reviews
#208 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • November 27, 2023
  • September 25, 2026

Features

Background Location Access

Developer

FAIRMONEY MICROFINANCE BANK LIMITED
✨Promote your app ✨
FairMoney: Save, Spend, Credit screenshot #1 for iPhone
FairMoney: Save, Spend, Credit screenshot #2 for iPhone
FairMoney: Save, Spend, Credit screenshot #3 for iPhone
FairMoney: Save, Spend, Credit screenshot #4 for iPhone
FairMoney: Save, Spend, Credit screenshot #5 for iPhone
FairMoney: Save, Spend, Credit screenshot #6 for iPhone
FairMoney: Save, Spend, Credit screenshot #7 for iPhone
FairMoney: Save, Spend, Credit screenshot #8 for iPhone
📊no. 208
Charts↘︎
📌Ready
Reviews summary↘︎
⭐446
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 1 week
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

✓Instant cash loans up to NGN 3,000,000
✓Flexible repayment plans (30-180 days)
✓Savings with up to 30% interest
✓FairMoney ATM card for payments
✓Zero hidden charges on transactions
✓Advanced security features
Show original description

What users say

Summarized from real user reviews of FairMoney. Based on 14K reviews and a 4.6/5 average, it highlights the 3 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and easy loan process
  • 👍Reliable and trustworthy
  • 💯Smooth and seamless experience

Negative things

  • 💰High interest rates
  • 🔍Inconsistent loan offers
  • 📞Aggressive repayment reminders
  • 🔒Restricted access to account/funds
See all reviews

What's New in FairMoney

1.143.1

September 25, 2026

Welcome to FairMoney 1.143.1! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey!

More

Charts

Top Free

📊 208

Finance

The app has maintained its position at 208 recently.

Last updated on October 12, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Complain

I was unable to update my fair money app on my iPhone 7plus and it’s difficult to long in to my account
adebayo0571adebayo0571

Grateful

The fair money is my life saver
uzu jerryuzu jerry

Make life easier

This make life easier
JameszornesJameszornes

Useless people

Omo you people are just too useless for over two years now I have been unable to set up a new account. Where exactly do you want me to go and find my old mobile that I lost that you keep telling me that I can use a feature on the app except I log in with my previous phone. How exactly do you people think sef? Very useless app
Show more
Useless app_Useless app_

Poor unstable network

You guys have one of the worst network as an online banking app sometimes you will want to make urgent transactions on your app it won’t open always network not available we’re working on it. I’m even scared to leave my money on this app at this point
omowayomoway
See 441 more reviews

Developer apps

FairMoney Business
FairMoney Business

Digital & Financial services

💰 Finance

(15)

Free
With Ads
Fair Sales
Fair Sales

by FAIRMONEY MICROFINANCE BANK LIMITED

💼 Business
Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues on iOS devices

Bug

Failed transactions and payment problems

Bug

Verification and account upgrade failures

Bug
✨

Requested Features

4 requests

Reduce interest rates

Feature

Improve loan offer consistency

Feature

Provide more flexible repayment options

Feature

Allow access to account on any device

Feature

FAQ

What is FairMoney?

FairMoney is a leading online loan and finance app in Nigeria. It offers instant cash loans, flexible repayment plans, savings accounts with high interest rates, and a secure ATM card for transactions. The platform aims to provide a seamless and secure financial experience for its users.

How can I get a loan from FairMoney?

To get a loan, download the FairMoney app, register your account, and apply for a loan. The app facilitates quick approvals and instant disbursal of funds directly into your bank account, often within minutes, without requiring collateral or extensive paperwork.

What are the repayment terms for loans?

FairMoney offers flexible loan repayment plans ranging from 30 to 180 days. This allows users to choose a tenure that best suits their financial situation, whether they need a small personal loan or a larger business loan.

Does FairMoney offer savings options?

Yes, FairMoney provides savings features like FairSave and FairLock, which offer competitive interest rates of up to 30% on deposits. This allows users to earn more on their savings compared to traditional banking institutions.

Is FairMoney available on iOS?

Yes, the FairMoney loan app is available for download from the Apple App Store. Users can access all its features, including loan applications, savings, and transaction management, on their iOS devices.