Good for tracking current spending, but reporting and account connections need improvement
In general, Frollo is ok and works well enough for tracking my current expenses and getting a quick view of where my money is going.
My main issues are with the historical spending reports and account connections. When I look at expenses for previous periods, the totals are often not accurate because not all transactions seem to be included in the category calculations. To get reliable figures, I usually have to export the data and do the calculations myself in a spreadsheet.
I also have to relink my AMEX credit card almost daily, which becomes quite frustrating and makes it difficult to rely on the app for an up-to-date view of my finances.
I’d also love to see more flexibility with categories. It would be much better to have categories and subcategories. For example, I’d like to track all my eating out expenses together while still being able to classify transactions as coffee, takeaway, restaurants, pubs, etc. At the moment, it feels too granular if I don’t want separate budgets for each of those.
My main issues are with the historical spending reports and account connections. When I look at expenses for previous periods, the totals are often not accurate because not all transactions seem to be included in the category calculations. To get reliable figures, I usually have to export the data and do the calculations myself in a spreadsheet.
I also have to relink my AMEX credit card almost daily, which becomes quite frustrating and makes it difficult to rely on the app for an up-to-date view of my finances.
I’d also love to see more flexibility with categories. It would be much better to have categories and subcategories. For example, I’d like to track all my eating out expenses together while still being able to classify transactions as coffee, takeaway, restaurants, pubs, etc. At the moment, it feels too granular if I don’t want separate budgets for each of those.
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Response from developer
Thanks for the detailed feedback, Laly. We're glad Frollo is helping you track your spending. We'd love to investigate the reporting issue, as transaction totals should be accurate, there might be some filters you have applied, please raise a ticket so we can assist you on this. Regarding AMEX, recurring verification is typically related to the security method (sessions) and provider requirements rather than Frollo itself. More information is available here: https://help.frollo.com.au/hc/en-au/articles/15605410482959-Troubleshooting-Recurring-Verification-for-Yodlee-Syncs We've also noted your suggestion for category hierarchies and subcategories, this is to let you know it's in our roadmap to improve. Team Frollo
Frollo is amazing budgeting tool
Tommy and Team are amazing. App is so cool and helps me with my budgeting across multiple banks
Simple and effective.
I have used this app for a couple of years now. I love the layout. I use it everyday to see an overall picture of my finances.
Awesome
Don’t really understand why some reviews are so harsh. People seem to forget this app is free.
It connects through Open Banking, no need to share passwords, and it actually works. I can categorise every transaction properly, set budgets, and see where my money goes in one place.
For a free app, this is seriously impressive. Clean interface, easy to use, and does exactly what I need.
If you just want to track spending without paying for fancy extras, this is more than enough.
It connects through Open Banking, no need to share passwords, and it actually works. I can categorise every transaction properly, set budgets, and see where my money goes in one place.
For a free app, this is seriously impressive. Clean interface, easy to use, and does exactly what I need.
If you just want to track spending without paying for fancy extras, this is more than enough.
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Very good!
This takes some initial setup (a few hours to go through and make sure everything is categorised correctly) but now that I’ve done that I think it will be a very useful app.
Some things I wish I had realised before I started setting it up:
- You can go into Settings > Security and change how much time passes before your password is required. It was very annoying to enter my password every single time I exited the app (e.g., to cross-reference a transaction in my bank account) so I wish I had changed this setting sooner!
- To select multiple transactions at once, go to Portfolio > Transactions, and click ‘Select’ (in the top-left corner). This makes things SO much faster!
- To delete or rename new categories you have made, go to Settings > Buckets & categories Also, definitely look things up on the Frollo website FAQ, this app has a lot more functionality than I realised because I didn’t think to look it up!
Some suggested improvements:
- The multi-select option could also be available under Cashflow when I click on a category (e.g., Transfer In)
- When I select a transaction and then exit it again, the “transactions” page seems to refresh and I lose my place. For example, if I scrolled down to April 2025 and selected a transaction to recategorise it, when I exit the transaction I am taken back up to February 2026. It is a relatively minor issue but it would be really nice if when I exited I kept my place on the Transactions page.
Some things I wish I had realised before I started setting it up:
- You can go into Settings > Security and change how much time passes before your password is required. It was very annoying to enter my password every single time I exited the app (e.g., to cross-reference a transaction in my bank account) so I wish I had changed this setting sooner!
- To select multiple transactions at once, go to Portfolio > Transactions, and click ‘Select’ (in the top-left corner). This makes things SO much faster!
- To delete or rename new categories you have made, go to Settings > Buckets & categories Also, definitely look things up on the Frollo website FAQ, this app has a lot more functionality than I realised because I didn’t think to look it up!
Some suggested improvements:
- The multi-select option could also be available under Cashflow when I click on a category (e.g., Transfer In)
- When I select a transaction and then exit it again, the “transactions” page seems to refresh and I lose my place. For example, if I scrolled down to April 2025 and selected a transaction to recategorise it, when I exit the transaction I am taken back up to February 2026. It is a relatively minor issue but it would be really nice if when I exited I kept my place on the Transactions page.
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