Best HI alternatives: apps like HI-Scot Credit Union

8+ similar apps compared and reviewed

3.9 avg rating

8 free apps

Updated October 2026

HI-Scot Credit Union

Western Isles Credit Union Limited

HI is great, but it's not the only option. Explore 8+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to HI

#1

LAPO Mobile App by LAPO MFB

Editor's Choice

2.4(35 ratings)

Free

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Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.

#2

P2Vest - Loan & Insurance App by p2Vest Technology Limited

P2P Lending | Buy Insurance

Strong Contender

3.5(166 ratings)

Free

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Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

#3

Paga - Send, Pay, and Bank by Paga Group LTD (UK)

Borderless living

Worth Considering

4.1😞(1.4K ratings)

Free

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Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

What We Love

🚀 Fast and reliable
👍 User-friendly interface
💳 Seamless transactions
🔒 Secure platform

Room to Improve

🐛 Frequent crashes and bugs
⏱️ Slow transaction processing
💰 High service charges
🔒 Account restrictions and verification issues

More apps like HI

Moniepoint Business Banking

Moniepoint Business Banking

Moniepoint Business Banking

Mobile bank account|POS|Loans

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests

free with in-app purchases

Compare with HI

Get access to loans on Monibac

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Collateral-free loansEarn interest on savingsLoans up to 150% of savings

free with in-app purchases

Compare with HI

FairMoney: Save, Spend, Credit

FairMoney: Save, Spend, Credit

FairMoney: Save, Spend, Credit

Instant Loan App For Fast Cash

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest

Compare with HI

Moniepoint Personal Banking

Moniepoint Personal Banking

Moniepoint Personal Banking

Savings account | Send money

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings

Compare with HI

Kuda - Free transfer & payment

Kuda - Free transfer & payment

Kuda - Free transfer & payment

Pay, save & invest money

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings

Compare with HI