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indi – Smart Banking

indi – Smart Banking

For independent workers

1.3K ratings
52 reviews
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

Released
August 11, 2019
Updated
September 29, 2023

Developer

Tempus Technologies, Inc.
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indi – Smart Banking screenshot #1 for iPhone
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❓8 answered
FAQ↘︎
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About

This banking app is designed for independent workers, offering features to manage finances, save for taxes, and track expenses. It provides an FDIC-insured account and a debit card, simplifying tax preparation and expense deduction.

✓FDIC-insured account
✓Debit card for purchases
✓Automated tax savings
✓Expense tracking and receipt capture
✓Personalized tax savings goals
✓Fee-free ATM withdrawals
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What users say about indi

Reviews of indi are mostly negative: the Finance app is rated 4.6/5 from 1.3K App Store ratings. What users like most: great no fee business banking, works great with Zelle and Apple Pay. Top complaints: horrible business practices, account closures, communication issues, lack of support. Summarized from real user reviews.

Positive things

  • 💯Great no fee business banking
  • 🚀Works great with Zelle and Apple Pay
  • 👍Excellent so far

Negative things

  • 🚫Horrible business practices, account closures
  • 🤔Communication issues, lack of support
  • 🐛App login and functionality problems
  • 💰Failure to deliver promised bonuses
See all reviews

What's New in indi

2.0.2

September 29, 2023

indi is shutting down on September 27, 2023. Please see www.goindi.com for more information.

User reviews

Most RecentHighest RatedLowest Rated

Really ridiculous business practices

They close my account because i didn't use it for 3 weeks. And upon trying to open it back up or make a new one, they denied me for no reason . Theyre horrible
Lluketheg

There are thieves

Do not bank with them. They closed my account. They took my money and they won’t issue me a check with the balance that I have prior to closing my account. This is one of my worst experience with any bank. Please people do not bank with them. They won’t protect you.
IIzzy23$$

Horrible

Would not recommend using this
Use a real bank not pnc either
Aalexisimoneeeeee

Great

Great no fee business banking for self employed gif workers ! Thank you Indi
Nnancycallahan250

Ok

Good
RRemu3131
See 47 more reviews

Developer apps

iPaymentMate
iPaymentMate

by Tempus Technologies, Inc.

💼 Business

(11)

Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login screen issues

Bug

Mobile deposit not working

Bug

Account locking and restricted access

Bug
✨

Requested Features

3 requests

Improve account opening and sign-up process

Feature

Increase daily spending and transfer limits

Feature

Provide better transaction history and reporting

Feature

FAQ

Is indi safe to use for banking?

Yes, indi accounts are FDIC-insured up to the maximum amount permitted by law and are supported by PNC Bank. This means your funds are protected by the Federal Deposit Insurance Corporation.

What are the fees associated with indi?

indi offers a banking experience with no signup fee, no monthly service fee, no minimum balance requirement, and no overdraft fees. This makes it a cost-effective option for independent workers.

How does indi help with tax savings?

indi helps by allowing you to visualize your balance into 'Okay to Spend' and 'Tax Savings' categories. You can set up automatic transfers to designate a percentage of each deposit towards your tax savings goal.

Can I access my tax savings money anytime?

Yes, the money designated for Tax Savings is available to you anytime. indi will alert you if you dip into these funds and can adjust the percentage saved moving forward.

What devices does indi support?

indi is available on iPhone, iPad, and iPod. A supported mobile device is needed to use the mobile app.

How often is indi updated?

The latest version of indi is 2.0.2, and it was last updated on September 29, 2023. Updates typically include new features, bug fixes, and performance improvements.

What are the main pros and cons of indi according to user reviews?

Users praise indi for its great no-fee business banking and integration with services like Zelle and Apple Pay. However, some users have reported negative experiences with account closures, communication issues, and app login problems.

Does indi have ads?

The provided data does not indicate that indi contains advertisements. It is a free banking application focused on providing financial tools for independent workers.