Manage your finances with a secure platform for saving, spending, and sending money. Earn high interest on savings, pay bills instantly, and transfer funds between banks with ease. Get started in minutes with a free account.
3.8(12 ratings)
Free
Best apps like JumiaPay
10+ similar apps compared and reviewed
3.8 avg rating
10 free apps
Updated July 2026
Whether you want more options like JumiaPay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.
Top Alternatives to JumiaPay
Kredi – Loan, Savings & Bills by KREDI MONEY MICROFINANCE BANK LIMITED
Save, pay bills, & get loanStrong Contender
💰 Finance
3.0😐(120 ratings)
Free
Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.
What We Love
- 🚀 Fast and reliable services
- 👍 User-friendly interface
- 💡 Easy to use
- ✅ Nice banking platform
Room to Improve
- ❌ Invalid account errors
- 📉 Loan eligibility issues
- 🚫 No customer care response
Sycamore - Save Invest Borrow by Sycamore Integrated Solutions Limited
Save, Invest & Get loansWorth Considering
💰 Finance
4.3(118 ratings)
FreeAds
Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.
More apps like JumiaPay
4
Sparkle – A Lifestyle Bank
A bank to save, earn, spend
Free
This digital bank offers a fast and easy way to manage your finances. Open an account in minutes, send money quickly, earn rewards on bills, and enjoy exclusive discounts. Save for your goals, control your card, and track your spending with transparent reporting.
Open account in minutesFast money transfersEarn points on bill payments
💰 Finance
(1.3K)
free with in-app purchases5
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free
Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.
High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases6
Aimtoget Wallet
Airtime to cash, data & bills
Free
Instantly convert airtime to cash and receive funds in your wallet or bank account. Purchase the cheapest data plans and pay bills like DSTV and electricity for free. Reward others with unique pins redeemable for cash.
Convert airtime to cashPurchase cheapest dataPay bills for free
💰 Finance
(1.1K)
free7
Paga - Send, Pay, and Bank
Borderless living
Free
Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.
Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.5K)
free with in-app purchases8
V by VFD
Powered by VFD MFB Ltd.
Free
This digital banking app offers 24/7 access to banking, lifestyle, and investment features. It simplifies financial management with tools for budgeting, account management, and instant transactions. Enjoy easy account opening, card management, and investment opportunities with high returns.
Easy account openingInstant transactions and bills paymentHigh-rate investments
💰 Finance
(967)
free9
Chipper Cash
Send or Request Cash in Africa
Free
Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.
Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free10
CreditCliq
Grow Your Credit Identity
Free
Monitor your credit score and report for free from leading bureaus. Protect yourself from fraud and identity theft by tracking changes in your credit history. Offers financial education to improve your financial health.
Free credit report accessCredit score monitoringFraud and identity theft protection
💰 Finance
(1)
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