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Kredivo - Paylater & Loans

Kredivo - Paylater & Loans

Installments & Cash Loans

811 ratings
34 reviews
With Ads
💰 Finance
🛍️ Shopping

Archived App (Last seen on 10 Mar 2025)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • October 5, 2017
  • March 6, 2025

Developer

FinAccel Pte. Ltd.
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📌Ready
Reviews summary↘︎
⭐34
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
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About

This app provides flexible payment options for online and offline purchases, allowing users to pay in installments without a credit card. It also offers quick cash loans for emergencies and allows for bill payments and voucher purchases directly within the app.

✓Installment payments up to 24 months
✓0% interest options
✓High credit limits
✓Cash loan advances
✓Bill payments and voucher purchases
✓No credit card required
✓Fast approval process
Show original description

What users say

Summarized from real user reviews of Kredivo. Based on 811 reviews and a 4.8/5 average, it highlights the 5 positives and 3 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 👍Helpful for financial management
  • 🚀Fast and responsive
  • 👍Convenient for shopping and paying bills
  • 👍Excellent service

Negative things

  • 🐛Unreliable app with issues
  • 💰High interest rates
  • 🔒Security concerns and potential scams
See all reviews

What's New in Kredivo

3.58.0

March 6, 2025

Ramadan is here, Ramadan is here~ Hold up, here’s something new on Kredivo! What is it? What's New - Play Ramadan Mission to win rewards, and flex them for Lebaran! - You can now request cancellation for 1-month installment transaction. Quick & easy. - Fresh design look for Excess Credit page. Enjoy the view! So, what are you waiting for? Update your app now!

More

User reviews

Most RecentHighest RatedLowest Rated

Great app

Easy to use and easy for applying as well…
basuki76basuki76

Response from developer

Hi Kak Basuki, Terima kasih telah menggunakan Kredivo. Semoga memberikan kemudahan dan kenyamanan pembayaran transaksi Kakak. Jika kedepannya ada kendala atau pertanyaan seputar Kredivo, tidak perlu sungkan menghubungi tim support Kredivo melalui nomor layanan 08041573348, email ke support@kredivo.com menggunakan email yang terdaftar dan layanan live chat pada aplikasi (Setiap hari Senin-Minggu pukul 08.00 - 22.00 WIB). Respon cepat dan solusi tepat, apapun itu #TanyaKredivoAja\ Salam hangat, Damian

sss

sangant membantu saat saat tanggal tanggung,,terumakasih kredivo
Arif WijayantoArif Wijayanto

Response from developer

Hi Kak Arif, Terima kasih telah menggunakan Kredivo. Semoga dapat memberikan kemudahan dan kenyamanan pembayaran transaksi Kak Arif. Jika memiliki kendala, tidak perlu sungkan hubungi tim support Kredivo melalui nomor layanan 08041573348, email ke support@kredivo.com menggunakan alamat email terdaftar dan layanan live chat pada aplikasi (Setiap hari Senin-Minggu pukul 08.00 - 22.00 WIB). Respons cepat dan solusi tepat, apapun itu #TanyaKredivoAja Salam hangat, Yana

Excellent

Make my life more easier
Mayumi99Mayumi99

Response from developer

Hi Kak Mayumi, Terima kasih telah menggunakan Kredivo. Semoga dapat memberikan kemudahan dan kenyamanan pembayaran transaksi Kak Mayumi. Jika memiliki kendala, tidak perlu sungkan hubungi tim support Kredivo di nomor 08041573348, email ke support@kredivo.com atau live chat pada aplikasi. Salam hangat, Bian

Pelayanan Terbaik

Tercepat 👍👍👍👍👍
AllTimeGaskarthAllTimeGaskarth

Response from developer

Hi Kredipal, Terima kasih telah menggunakan Kredivo. Semoga dapat memberikan kemudahan dan kenyamanan pembayaran transaksi Kakak. Jika memiliki kendala, tidak perlu sungkan hubungi tim support Kredivo di nomor 08041573348, email ke support@kredivo.com atau live chat pada aplikasi. :) Salam hangat, Darla

pendapat pribadi

bagi saya pribadi berguna dan membantu. bisa jadi mini kartu kredit dan mini bank
punya_omharipunya_omhari

Response from developer

Hi Kak Hari, Terima kasih telah menggunakan Kredivo. Semoga Kredivo dapat memberikan kemudahan dan kenyamanan transaksi Kak Hari. Apabila memiliki kendala, silakan hubungi Tim Support kami di 08071573348, email ke support@kredivo.com menggunakan email yang terdaftar dan layanan live chat pada aplikasi (Setiap hari Senin-Minggu pukul 08.00 - 22.00 WIB). Kami akan senantiasa membantu Kakak. Salam hangat, Elia :)

See 29 more reviews

User experience

🐞

Reported Bugs

2 issues

Voucher issues leading to unexpected charges

Bug

Difficulty in registering for premium membership

Bug
✨

Requested Features

2 requests

Faster approval process for premium membership

Feature

Improved app stability and reliability

Feature

FAQ

What can I do with this app?

This app allows you to shop online and offline using installment payments without needing a credit card. You can also access quick cash loans, pay utility bills, buy data packages, and purchase gaming or streaming vouchers directly through the application.

What are the interest rates and limits?

The app offers 0% interest for pay in 30 days and 3-month installments. For longer installments (6, 12, 18, 24 months), interest rates start from 1.99% per month for premium accounts. The maximum credit limit can go up to IDR 50,000,000.

How do I apply for credit?

The registration process is simple and takes about 5 minutes. You apply online by uploading your KTP, and approval is typically given within minutes. No salary slip is required, and there is no down payment.

Is this app safe to use?

Yes, all user data is encrypted for security. The app is licensed and regulated by OJK, ensuring its credibility and trustworthiness.

Where can I use this payment method?

You can use this payment method at over 4000 online and offline merchants, including popular platforms like Tokopedia, Shopee, Lazada, Indomaret, Alfamart, and brands like H&M and IKEA.