Best apps like Kredivo - Paylater & Loans

21+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated July 2026

Kredivo is great, but it's not the only option. Explore 21+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Kredivo

Apple Wallet#1

Apple Wallet by Apple

Apple Pay, Apple Card and more
Editor's Choice
💰 Finance
4.8😊(6.7M ratings)
FreeAds
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Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#1in Finance
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Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Worth Considering
💰 Finance
4.7😞(39K ratings)
FreeAds
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This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More apps like Kredivo

4
Maya – savings, loans, cards
Maya – savings, loans, cards
Maya – savings, loans, cards
BSP-licensed banking and more
Free

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

High-interest savings accountsPersonal loans up to P250,000Credit cards with rewards
💰 Finance
(3.8K)
free with in-app purchases
5
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.3K)
free with in-app purchases
6
Freecharge UPI & Bill Payments
Freecharge UPI & Bill Payments
Freecharge UPI & Bill Payments
UPI, Recharge & Bill Payments
Free

This financial services app allows users to send money via UPI, pay bills, recharge mobile plans, and access loans and digital gold investments. It offers cashback rewards and secure transactions backed by Axis Bank.

BHIM UPI ID creationQR code paymentsPersonal loans up to 5 Lakhs
💰 Finance
(247K)
ad-supported
7
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
8
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
by PT. Bank Central Asia Tbk
Free

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

Domestic & International TransfersBill PaymentsQRIS Payments
💰 Finance
(61)
free
9
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
Easy Topup, Send Money, QRIS
Free

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

QRIS scanning for paymentsSend money to bank accounts with no admin feesTop up DANA balance without admin fees
💰 Finance
(6.3K)
free
10
BCA mobile
BCA mobile
BCA mobile
by PT Bank Central Asia Tbk.
Free

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Non-cash transactionsCard management (block/activate/PIN change)Cardless ATM transactions
💰 Finance
(276)
free