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Lenme: Borrowing and Lending

Lenme: Borrowing and Lending

Quick Cash Advances and Loans

96K ratings
2090 reviews
With Ads#9 in top-grossing Finance
💼 Business
💰 Finance
Free
In-App PurchasesWith Ads

Details

Released
September 20, 2018
Updated
September 9, 2026

Features

Developer

Lenme Inc.
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Lenme: Borrowing and Lending screenshot #10 for iPhone
iphone
ipad
🧾$1.99
In-App Purchase↘︎
📊no. 9
Charts↘︎
📌Ready
Reviews summary↘︎
⭐2.1K
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📝40+ tags
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🔄6+ apps
Alternatives↘︎
🎪2 happening
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❓5 answered
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📦~ in 1 week
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About

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

✓Instant cash advances up to $200
✓Personal loans from $50 to $5,000
✓Crypto-backed loans up to $10,000
✓Lending opportunities for passive income
✓Balance Guard for overdraft protection
✓Marketplace for credit boosters and insurance
Show original description

What users say about Lenme

Reviews of Lenme are mostly negative: the Finance app is rated 4.5/5 from 96K App Store ratings. What users like most: smooth app experience, user-friendly interface. Top complaints: frequent app crashes, slow customer support response times. Summarized from real user reviews.

Positive things

  • 🚀Smooth app experience
  • 👍User-friendly interface
  • 💡Innovative peer-to-peer lending model
  • 🤝Helpful when in financial need

Negative things

  • 🐛Frequent app crashes
  • 🕰️Slow customer support response times
  • 💳Issues with bank account linking
  • 🤷‍♀️Unclear loan approval process
  • 🚫Inability to modify or cancel loan requests
See all reviews

What's New in Lenme

26.7.1

September 9, 2026

We're excited to introduce LenAI and Lenme Arcade, powerful new features designed to help lenders make smarter decisions and give users new ways to earn on Lenme. We're always working to improve your experience. Here's what's new in this update: - Introducing LenAI: An intelligent lender agent that helps you better understand borrower profiles with deeper insights, risk signals, and smarter decision support. - Lenme Arcade: You can now play games and earn real cash directly in the app. - Lenme Reward Survey: Share your feedback through quick surveys and earn rewards for helping us improve your Lenme experience. - Redesigned Login: We've refreshed the login page to make signing in faster and easier — the app now remembers your previous login method so you can jump right back in. - Bug Fixes & Improvements: We fixed several issues to make the app smoother and more reliable. Have feedback or questions? Reach out anytime at hello@lenme.com.

More
6

Subscriptions & In-App Purchases

LenmePredict Monthly

Subsc. to LenmePredict & improve your return

$49.991 Month
How to cancel Lenme subscription ⁉️

Charts

Top Grossing

📊 9

Finance

The app has maintained its position at 9 recently.

Last updated on October 26, 2026.

Top Free

📉 39-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on October 26, 2026.

Events

Read more about New Balance Guard Feature
Event EndedMajor Update

New Balance Guard Feature

No more overdraft fees with Lenme's new addition.

Oct 8, 2024 — Oct 15, 2024

Read More

Read more about Celebrating Hard Work!
Event EndedSpecial Event

Celebrating Hard Work!

Unlock Cash Access Easily on this Labor Day.

Sep 2, 2024 — Sep 6, 2024

Read More

Read more about Ready For a New Challenge?
Event EndedChallenge

Ready For a New Challenge?

Complete 3 Funded Loans and Score $40 Bonus Cash.

Jul 18, 2024 — Aug 1, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Misleading App

Not a cash advance app in any form and you literally pay them to apply for loans for you which is not what they tell you before you subscribe!
KKuni1302

The Truth

They can’t even work with half of the biggest credit unions in the country. All the other apps can. Save yourself time and trouble and just pass this app and go with a different one.
PPaulAThisNameIsntataken

Don’t

That put you through to get loan offers. And if you ever change your mind throughout that process until you get two offers, and then when you finally cancel it, they will automatically apply you for another one without your approval.
JJfosvdkshsnd

Easy to do- easier to get

Amazing app and easy to follow! They get your infor and assist you immediately giving you the top knotch ways to obtain what you need when you need it. 5 stars all the way thru
BBbop716

Don’t do it.

Absolute worst customer service experience you will ever have. It’s a nightmare trying to speak to their robots that don’t understand anything you tell them correctly.
Vvictorinfiniti
See 2085 more reviews

User experience

🐞

Reported Bugs

3 issues

App freezes when trying to add bank account

Bug

Loan requests not being processed or visible to lenders

Bug

Incorrect account information not easily fixable

Bug
✨

Requested Features

3 requests

Allow users to modify or cancel loan requests

Feature

Provide more transparency on loan status and transaction history

Feature

Improve customer support response times and effectiveness

Feature

FAQ

What is Lenme?

Lenme is a financial platform that connects individuals looking to borrow money with lenders, including financial institutions, businesses, and individual investors. It facilitates personal loans, instant cash advances, and offers opportunities for users to earn passive income by lending.

How can I get a cash advance with Lenme?

You can access instant cash advances, with options for up to $200, regardless of your credit score. The app aims to make personal loans simple and accessible for various needs, from unexpected bills to everyday expenses.

What are the costs associated with using Lenme?

Lenme offers monthly and annual subscription plans, which provide access to its network of lenders. The app emphasizes transparency with no hidden fees, tips, or surprise charges beyond the subscription cost.

Can I get a loan if I own cryptocurrency?

Yes, by connecting your crypto wallet, you can unlock exclusive access to personal loans up to $10,000. These crypto-backed loans use your digital assets as collateral.

How does Lenme help with managing my finances?

Lenme offers features like Balance Guard to automatically secure a cash advance and prevent overdraft fees. Additionally, its Marketplace provides access to money-saving tools such as credit score boosters, insurance plans, and side hustle programs.