Best Borrow Money Apps

245+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Finding the right borrow money apps can be overwhelming with so many options. We've analyzed 245+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Borrow Money Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5β˜… (88K)YesYesOct 2026
2Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeβ€”YesNoSep 2026
3Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8β˜… (387K)YesNoOct 2026
4FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8β˜… (156K)NoNoOct 2026
5Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8β˜… (567K)NoNoOct 2026
6EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8β˜… (459K)NoNoOct 2026
7Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8β˜… (908K)NoNoOct 2026
8Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8β˜… (463K)NoNoOct 2026

Top Picks for Borrow Money

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
πŸ’° Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#12in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • πŸš€ Smooth app experience
  • πŸ‘ User-friendly interface
  • πŸ’‘ Innovative peer-to-peer lending model
  • 🀝 Helpful when in financial need

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ•°οΈ Slow customer support response times
  • πŸ’³ Issues with bank account linking
  • πŸ€·β€β™€οΈ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
Klover - Instant Cash Advance#3

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Worth Considering
πŸ’° Finance
4.8😐(387K ratings)
FreeAds
#47in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • πŸš€ Quick and easy setup
  • πŸ’° Helpful for financial emergencies
  • πŸ‘ Transparent and fair model
  • 🀝 Reliable and efficient
  • πŸ’³ Seamless bank account integration

Room to Improve

  • πŸ” Confusing point system
  • ⏱️ Slow customer support response times
  • πŸ€” Inconsistent advance amounts
  • πŸ’° High fees for instant transfers
  • πŸ› Technical issues with receipt scanning and surveys

More Borrow Money apps to explore

FAQ about Borrow Money

What are the best borrow money apps for iPhone?
Lenme: Borrowing and Lending tops our borrow money apps ranking as of September 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes β€” 20 of the top borrow money apps we rank are free to download, including Lenme: Borrowing and Lending and Money Borrowing: Cash Advance.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 245+ borrow money apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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