Best Loan Apps No Credit Check

245+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

If you already know Lenme, this is the deeper bench. 245+ loan apps no credit check for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Loan Apps No Credit Check (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
2Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
3Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoSep 2026
4Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026
5Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
6Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (557K)NoNoSep 2026
7Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeYesNoSep 2026
8Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (458K)NoNoSep 2026

Top Picks for Loan Apps No Credit Check

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#8in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
Possible: Fast Cash & Credit#2

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Strong Contender
💰 Finance
4.8😐(134K ratings)
Free
#74in Finance
Possible: Fast Cash & Credit screenshot 1
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Possible: Fast Cash & Credit screenshot 3
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Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required
  • 🤝 Good customer service (in some cases)

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
  • 🤖 Outsourced/poor customer service
  • 🚫 Bank account issues (unlinked, unauthorized withdrawals)

More Loan Apps No Credit Check apps to explore

FAQ about Loan Apps No Credit Check

What are the best loan apps no credit check for iPhone?
Lenme: Borrowing and Lending tops our loan apps no credit check ranking as of September 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes — 20 of the top loan apps no credit check we rank are free to download, including Lenme: Borrowing and Lending and Possible: Fast Cash & Credit.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 245+ loan apps no credit check on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Lenme is a financial platform that connects individuals looking to borrow money with lenders, including financial institutions, businesses, and individual investors. It facilitates personal loans, instant cash advances, and offers opportunities for users to earn passive income by lending.
You can access instant cash advances, with options for up to $200, regardless of your credit score. The app aims to make personal loans simple and accessible for various needs, from unexpected bills to everyday expenses.