Best Borrow Apps

244+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good borrow apps. We benchmark 244+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Borrow Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesOct 2026
2FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (158K)NoNoOct 2026
3Borrow Money app - Velvet CashBorrow Money app - Velvet CashFree——NoSep 2026
4Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (572K)NoNoOct 2026
5Paycheck Advance Instant MoneyPaycheck Advance Instant MoneyFree—NoNoOct 2026
6Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (390K)YesNoOct 2026
7Grant Cash AdvanceGrant Cash AdvanceFree4.9★ (264K)NoNoOct 2026
8Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4★ (32K)NoNoOct 2026

Top Picks for Borrow

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
FloatMe: Fast Cash Advance App#2

FloatMe: Fast Cash Advance App by FloatMe

Instant Money Before Payday
Strong Contender
💰 Finance
4.8😞(158K ratings)
Free
#86in Finance
FloatMe: Fast Cash Advance App screenshot 1
FloatMe: Fast Cash Advance App screenshot 2
FloatMe: Fast Cash Advance App screenshot 3
FloatMe: Fast Cash Advance App screenshot 4
FloatMe: Fast Cash Advance App screenshot 5
FloatMe: Fast Cash Advance App screenshot 6

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • 🚀 Quick cash advance
  • 💳 Convenient for emergencies
  • 🔒 Reliable payment history

Room to Improve

  • 🔒 Strict eligibility requirements
  • 💰 High fees for small advances
  • 🤔 Inconsistent advance amounts
  • 🔍 Unclear subscription details
  • 🔍 Lack of transparency
  • 🔍 Poor customer service

More Borrow apps to explore

FAQ about Borrow

What are the best borrow apps for iPhone?
Lenme: Borrowing and Lending tops our borrow apps ranking as of October 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes — 20 of the top borrow apps we rank are free to download, including Lenme: Borrowing and Lending and FloatMe: Fast Cash Advance App.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 244+ borrow apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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