Best Borrow Apps

203+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good borrow apps. We benchmark 203+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Borrow Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (560K)NoNoSep 2026
2Cash Advance – Quick BorrowCash Advance – Quick BorrowFree3.7★ (22)YesNoSep 2026
3Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (379K)YesNoSep 2026
4FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (154K)NoNoSep 2026
5Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
6Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeYesNoSep 2026
7Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4★ (31K)NoNoSep 2026
8Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026

Top Picks for Borrow

Brigit: Cash Advance & Credit#1

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Editor's Choice
💰 Finance
4.8😐(560K ratings)
Free
#42in Finance
Brigit: Cash Advance & Credit screenshot 1
Brigit: Cash Advance & Credit screenshot 2
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Brigit: Cash Advance & Credit screenshot 5
Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees
  • 🚫 Difficulty canceling subscription
  • ❌ Unreliable approval process
Klover - Instant Cash Advance#3

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Worth Considering
💰 Finance
4.8😐(379K ratings)
FreeAds
#45in Finance
Klover - Instant Cash Advance screenshot 1
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Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • 🚀 Quick and easy setup
  • 💰 Helpful for financial emergencies
  • 👍 Transparent and fair model
  • 🤝 Reliable and efficient
  • 💳 Seamless bank account integration

Room to Improve

  • 🔍 Confusing point system
  • ⏱️ Slow customer support response times
  • 🤔 Inconsistent advance amounts
  • 💰 High fees for instant transfers
  • 🐛 Technical issues with receipt scanning and surveys

More Borrow apps to explore

FAQ about Borrow

What are the best borrow apps for iPhone?
Brigit: Cash Advance & Credit tops our borrow apps ranking as of July 2026, with a 4.8-star average from 560K App Store ratings, and it's free to download.
Yes — 20 of the top borrow apps we rank are free to download, including Brigit: Cash Advance & Credit and Cash Advance – Quick Borrow.
Brigit: Cash Advance & Credit has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 203+ borrow apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Brigit offers instant cash advances, helps users build credit history without a credit card, and provides tools for budgeting and financial management. It also connects users with personal loan offers and opportunities to earn or save money.
To get a cash advance, you need to download the Brigit app, connect your bank account, and request an advance. Advances range from $25 to $500, with no credit check, interest, tips, or late fees. Repayment is typically scheduled for your next payday.

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