Best Borrow Apps

203+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good borrow apps. We benchmark 203+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Borrow Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8β˜… (531K)NoNoJul 2026
2Cash Advance – Quick BorrowCash Advance – Quick BorrowFreeβ€”YesNoJul 2026
3Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8β˜… (363K)YesNoJul 2026
4FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8β˜… (149K)NoNoJul 2026
5Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5β˜… (80K)YesYesJul 2026
6Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeβ€”YesNoJul 2026
7Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4β˜… (29K)NoNoJul 2026
8Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8β˜… (134K)NoNoJul 2026

Top Picks for Borrow

Brigit: Cash Advance & Credit#1

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Editor's Choice
πŸ’° Finance
4.8😐(531K ratings)
Free
#30in Finance
Brigit: Cash Advance & Credit screenshot 1
Brigit: Cash Advance & Credit screenshot 2
Brigit: Cash Advance & Credit screenshot 3
Brigit: Cash Advance & Credit screenshot 4
Brigit: Cash Advance & Credit screenshot 5
Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • πŸš€ Fast and easy to use
  • πŸ’° Helpful during financial emergencies
  • 🀝 Reliable and trustworthy service
  • πŸ”’ Secure account connection

Room to Improve

  • πŸ› Inconsistent app performance
  • πŸ€– Poor customer service and communication
  • πŸ’² Expensive subscription fees
Klover - Instant Cash Advance#3

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Worth Considering
πŸ’° Finance
4.8😐(363K ratings)
FreeAds
#45in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • πŸš€ Quick and easy setup
  • πŸ’° Helpful for financial emergencies
  • πŸ‘ Transparent and fair model
  • 🀝 Reliable and efficient

Room to Improve

  • πŸ” Confusing point system
  • ⏱️ Slow customer support response times
  • πŸ€” Inconsistent advance amounts

More Borrow apps to explore

4
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
πŸ’° Finance
(149K)
subscription
5
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
πŸ’° Finance
(80K)
subscription
6
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Payday Loans for Bad Credit
Free
πŸ’° Finance
(0)
7
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
πŸ’° Finance
(29K)
free with in-app purchases
8
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
πŸ’° Finance
(134K)
free with in-app purchases
9
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
πŸ’° Finance
(450K)
subscription
10
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
πŸ’° Finance
(861K)
freemium
11
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
πŸ’° Finance
(43K)
subscription
12
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms
πŸ’° Finance
(3K)
free
13
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
πŸ’° Finance
(194K)
free with in-app purchases
14
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
πŸ’° Finance
(441K)
free with in-app purchases
15
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
πŸ’° Finance
(36K)
free
16
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
πŸ’° Finance
(81K)
free with in-app purchases
17
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
πŸ’° Finance
(116K)
free with in-app purchases
18
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
πŸ’° Finance
(25K)
free with in-app purchases
19
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
πŸ’° Finance
(39K)
free with in-app purchases
20
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
πŸ’° Finance
(31K)
free with in-app purchases

FAQ about Borrow

What are the best borrow apps for iPhone?
Brigit: Cash Advance & Credit tops our borrow apps ranking as of July 2026, with a 4.8-star average from 531K App Store ratings, and it's free to download.
Yes β€” 20 of the top borrow apps we rank are free to download, including Brigit: Cash Advance & Credit and Cash Advance – Quick Borrow.
Brigit: Cash Advance & Credit has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 203+ borrow apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Brigit offers instant cash advances, helps users build credit history without a credit card, and provides tools for budgeting and financial management. It also connects users with personal loan offers and opportunities to earn or save money.
To get a cash advance, you need to download the Brigit app, connect your bank account, and request an advance. Advances range from $25 to $500, with no credit check, interest, tips, or late fees. Repayment is typically scheduled for your next payday.

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