Best Money Borrowing Apps

189+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good money borrowing apps. We benchmark 189+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Money Borrowing Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Grant Cash AdvanceGrant Cash AdvanceFree4.9★ (187K)YesNoJul 2026
2Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7★ (3K)NoNoJul 2026
3Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (531K)NoNoJul 2026
4FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (147K)YesNoJul 2026
5Lenme: Investing and BorrowingLenme: Investing and BorrowingFree4.4★ (73K)YesYesJul 2026
6True Finance: Cash AdvanceTrue Finance: Cash AdvanceFree4.8★ (43K)YesNoJul 2026
7Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (359K)YesNoJul 2026
8Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4★ (28K)NoNoJul 2026

Top Picks for Money Borrowing

Grant Cash Advance#1

Grant Cash Advance by Kikoff Inc.

Get Cash Fast, No Credit Check
Editor's Choice
💰 Finance
4.9😞(187K ratings)
FreeAds
#25in Finance
Grant Cash Advance screenshot 1
Grant Cash Advance screenshot 2
Grant Cash Advance screenshot 3
Grant Cash Advance screenshot 4
Grant Cash Advance screenshot 5
Grant Cash Advance screenshot 6

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

What We Love

  • 🚀 Easy and smooth process
  • 💡 Instant approval and cash advance
  • 👍 Quick and hassle-free

Room to Improve

  • 🐛 Inability to access account
  • 🔒 Concerns about security and fraud
  • 💰 Unexpected charges and fees
Brigit: Cash Advance & Credit#3

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Worth Considering
💰 Finance
4.8😐(531K ratings)
Free
#30in Finance
Brigit: Cash Advance & Credit screenshot 1
Brigit: Cash Advance & Credit screenshot 2
Brigit: Cash Advance & Credit screenshot 3
Brigit: Cash Advance & Credit screenshot 4
Brigit: Cash Advance & Credit screenshot 5
Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees

More Money Borrowing apps to explore

4
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(147K)
subscription
5
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(73K)
subscription
6
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(43K)
subscription
7
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(359K)
free with in-app purchases
8
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(28K)
free with in-app purchases
9
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(861K)
freemium
10
Easy Borrow: Cash Advance Loan
Easy Borrow: Cash Advance Loan
Easy Borrow: Cash Advance Loan
Get Money Instantly Same Day
Free
💰 Finance
(0)
11
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(449K)
subscription
12
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(439K)
free with in-app purchases
13
VANSi - Cash Advance
VANSi - Cash Advance
VANSi - Cash Advance
Access Future Income
Free

Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.

Financial wellness insightsInstant pay and transfersAvoid overdrafts
💰 Finance
(25K)
free with in-app purchases
14
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(25K)
free with in-app purchases
15
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
16
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(114K)
free with in-app purchases
17
Cash Boost: Cash Advance
Cash Boost: Cash Advance
Cash Boost: Cash Advance
Instant Money, Always Ready
Free

Quickly compare cash advances, personal loans up to $1,500, and credit cards in one place. Understand potential costs and key terms upfront to make informed financial decisions.

Compare cash advancesExplore personal loans up to $1,500Compare credit card options
💰 Finance
(2.3K)
free
18
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(244K)
freemium
19
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(34K)
free
20
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(318K)
free with in-app purchases

FAQ about Money Borrowing

What are the best money borrowing apps for iPhone?
Grant Cash Advance tops our money borrowing apps ranking as of July 2026, with a 4.9-star average from 187K App Store ratings, and it's free to download.
Yes — 20 of the top money borrowing apps we rank are free to download, including Grant Cash Advance and Cash Advance - Payday Brin.
Grant Cash Advance shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 189+ money borrowing apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Grant Cash Advance is a financial technology service that allows eligible customers to receive cash advances ranging from $25 to $500. It offers a way to get funds quickly without a credit check and with automated repayment tied to your next paycheck.
To get a cash advance, you'll need to connect your bank account within the app. Once connected, you can request your desired cash advance amount. You can then choose between standard delivery or an optional Express Delivery for a fee.

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