Maya – savings, loans, cards

Maya – savings, loans, cards

BSP-licensed banking and more

3.8K ratings
563 reviews
Free

Details

  • Released
  • Updated
  • June 6, 2016
  • July 31, 2026
Maya – savings, loans, cards screenshot #1 for iPhone
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About

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

High-interest savings accounts
Personal loans up to P250,000
Credit cards with rewards
Cryptocurrency and fund investments
Bill payments and online shopping
QR Ph payments
Worldwide card transactions
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What users say

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What's New in Maya

2.142.0

July 31, 2026

Enjoy these helpful upgrades to make your experience with Maya easier and more secure: • If you’re using a trusted device, you may now verify some Send Money transactions with a quick fingerprint or face ID instead of an OTP. • You can now see pending credit card payments in your transaction history while merchants process them. • If your Maya Crypto portfolio includes USDC, you can now see it in the Savings tab. Crypto amounts also show more decimal places for added accuracy.

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User reviews

Keeps refunding Smart load purchase

The app wont let me buy Smart prepaid load even if I have more than enough funds!

Is there any upgrade of the system right now?

I can not do some payment.

Customer service bot and customer service

I have an issue on a duplicate account which is abnormal. Its been 2 years I haven’t used maya and post using maya again this werk l am notified of having a duplicate account which I am unaware of.

AI Bot wont transfer me to a live agent even though the bot cant help me further on my concern post the ticket has been created which takes 10 business days to complete the process.

Customer service rep wont confirm the details I am asking pointing out security concern/privaty etc. What can be breached or cause a security concern if you can just confirm me the last 2 digit of the number used on the duplicate account for me to confirm if its really me who opened the other account or not?
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Surprised and Dismayed

I received my reward as a new client around 2pm and the same rewards got “expired” as per the agent around 6pm. I am asking for a copy of the terms and conditions that I have to use it immediately (as per the agent). But insisted that they cannot tell exactly when a reward expires. Deleting my account because Maya is not transparent!!
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I love this maya

Its really help alot for easy sending money and accepting money

User experience

🐞

Reported Bugs

4 issues

Face authentication failures

Bug

Inability to transfer or withdraw funds

Bug

Persistent login and verification issues

Bug

Delayed or failed transactions

Bug

Requested Features

4 requests

Email or alternative OTP options

Feature

Improved account recovery process

Feature

Seamless integration with other services

Feature

More transparency on policies and fees

Feature

FAQ

What can I do with the Maya app?

The Maya app provides a full suite of digital banking services. You can open a savings account that earns high interest daily, apply for personal loans, get credit cards with rewards, invest in cryptocurrencies and funds, pay bills, shop online, and make QR Ph payments.

How can I earn money with Maya?

You can earn money by opening a Maya Savings account and depositing funds, which can earn up to 15% interest per annum, credited daily. Additionally, you can earn rewards like cashback or miles with Maya credit cards, and potentially profit from cryptocurrency or fund investments.

What are the loan options available?

Maya offers personal loans of up to P250,000 and Maya Easy Credit for smaller amounts up to P30,000. Loan applications are subject to credit evaluation, with terms varying based on the loan amount and chosen tenure.

Is Maya a safe and regulated app?

Yes, Maya is a BSP-licensed bank regulated by the Bangko Sentral ng Pilipinas. Your deposits are insured by PDIC up to P1,000,000 per depositor, ensuring the safety and security of your funds.

Can I use my Maya card internationally?

Yes, you can use your Maya Wallet Card or Credit Card worldwide for transactions and shopping at your favorite local shops. This allows for convenient global spending.