1. Home
  2. 💰 Finance
  3. PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge

PhonePe UPI, Payment, Recharge

FASTag, Credit Card, Gold SIP

170K ratings
1036 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 16, 2017
  • August 31, 2026

Developer

PHONEPE PRIVATE LIMITED
✨Promote your app ✨
PhonePe UPI, Payment, Recharge screenshot #1 for iPhone
PhonePe UPI, Payment, Recharge screenshot #2 for iPhone
PhonePe UPI, Payment, Recharge screenshot #3 for iPhone
PhonePe UPI, Payment, Recharge screenshot #4 for iPhone
PhonePe UPI, Payment, Recharge screenshot #5 for iPhone
PhonePe UPI, Payment, Recharge screenshot #6 for iPhone
PhonePe UPI, Payment, Recharge screenshot #7 for iPhone
PhonePe UPI, Payment, Recharge screenshot #8 for iPhone
📌Ready
Reviews summary↘︎
⭐1K
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 4 days
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

✓BHIM UPI money transfers
✓Mobile and DTH recharges
✓Utility bill payments
✓Online and offline QR code payments
✓Mutual fund investments
✓Insurance policy purchases
✓Gift card purchases
Show original description

What users say

Summarized from real user reviews of PhonePe UPI, Payment, Recharge. Based on 170K reviews and a 4.7/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Instant payments
  • 👍User-friendly interface
  • 🔒Secure transactions
  • 💡Diverse payment options
  • 🚀Fast and convenient

Negative things

  • 🐛Transactions failing or pending
  • 🔍Lack of customer support
  • 🔍Difficult to resolve issues
  • 🔍Unreliable service
  • 🔍Inconsistent performance
See all reviews

What's New in PhonePe UPI, Payment, Recharge

26.0814.06

August 31, 2026

India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.

More

User reviews

Most RecentHighest RatedLowest Rated

No customer care

I am facing issues there is some glitch with my account unable to make any transactions but no one to speak to except for the dumb automated IVR with no solution
AnimagusthaAnimagustha

1 no

1
Prasad SutarPrasad Sutar

I dont take this app seriously

And never will
Shaad152Shaad152

Puck FonePay

The CEO is a belligerent liar and gaslighter. The new age begging by billionaires to let them make billions for their investors, isn’t the new low the world has seen, but it’s one that nobody should buy into.
EntryLevelNinjaEntryLevelNinja

Or krle govt ko support

Abbe agr charge lgenge to merchant switch krenge cash lene pr terko akl hai ki ni log phir cash carry krenge to tere jhatu app ko use kon krenga india isi chij pr to nam kama raha tha ki upi bhot convenient hai use krene mai abb dhire dhire sare merchant upi lena band kr denge likh kr lele
TimirMohantaTimirMohanta
See 1031 more reviews

Developer apps

PhonePe Business: Merchant App
PhonePe Business: Merchant App

Merchant UPI Payment, SME Loan

💼 Business

(3.1K)

Pincode by PhonePe: Shop Fresh
Pincode by PhonePe: Shop Fresh

A PhonePe Product

🍔 Food & Drink

(62)

Free
Share.Market: Stock Market App
Share.Market: Stock Market App

Demat Account, IPO, F&O Trade

💰 Finance

(2.5K)

See developer apps

User experience

🐞

Reported Bugs

5 issues

Unable to link bank accounts or cards

Bug

Verification issues with non-Indian phone numbers

Bug

Transactions getting stuck or not completing

Bug

Wallet balance not updating correctly

Bug

App crashes or freezes during use

Bug
✨

Requested Features

5 requests

Add support for international phone numbers

Feature

Improve transaction history and record-keeping

Feature

Provide more transparency on payment status

Feature

Enhance security measures for NRI accounts

Feature

Streamline the account verification process

Feature

FAQ

What can I do with the PhonePe app?

The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.

How does the UPI payment feature work?

You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.

What types of insurance can I buy through the app?

The app offers a range of insurance options including Health & Term Life Insurance, Car & Two Wheeler Insurance, Personal Accident Insurance, Travel Insurance, and Shop Insurance. You can compare policies and buy or renew them within the app.

Can I invest in mutual funds using this app?

Yes, the app functions as a mutual fund investment platform. You can explore and invest in various types of funds such as Liquid Funds, Tax-Saving Funds, Equity Funds, Debt Funds, and Hybrid Funds, as well as buy and sell 24K pure gold.

Is the app free to use?

The app is free to download and use for its core payment and recharge functionalities. While the app itself is free, there are in-app purchases available for services like buying insurance policies and investing in mutual funds.