Best Phonepe Upi Apps

192+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.3★, the phonepe upi category is one of the App Store's strongest. Browse all 192+ apps we track, sorted so the most loved ones surface first.

Top Picks for Phonepe Upi

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Editor's Choice
💰 Finance
4.7😐(164K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by PayTM Mobile Solutions Private Limited

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Phonepe Upi apps to explore

4
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

Manage all your Jio services, from telecom and entertainment to finance and shopping, in one place. Access music, movies, news, UPI payments, insurance, and healthcare services. Get support and order new connections easily.

Manage telecom services (mobile, fiber)Access music, movies, and newsUPI payments and banking services
📊 Productivity
(29K)
free
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(63K)
free
6
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
7
PNB ONE
PNB ONE
PNB ONE
by Punjab National Bank
Free

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Interactive dashboardAccount statement viewingFund transfers (NEFT/IMPS/UPI)
💰 Finance
(552)
free
8
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.2K)
free with in-app purchases
9
Vonage Home Extensions
Vonage Home Extensions
Vonage Home Extensions
by Vonage
Free

This app extends your home VoIP phone service to your smartphone. Make and receive calls using your home number, save on international calls, and avoid roaming charges. It integrates with your contacts for easy dialing and offers features like Do Not Disturb and call blocking.

Make/receive calls on iPhone using home numberCalls ring on multiple smartphones simultaneouslyVoIP for business and home phone service
🔧 Utilities
(4.6K)
free
10
Digivoice Mobile
Digivoice Mobile
Digivoice Mobile
Digital Voice Service
Free

This business communication tool offers a SIP softphone with HD voice and push notification support. It allows for free calling between app users, enhancing team collaboration.

SIP softphone functionalityPush notificationsHD voice quality
💼 Business
(115)
free
11
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Limited
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.3K)
free
12
MobileVOIP international calls
MobileVOIP international calls
MobileVOIP international calls
Cheap phone calls worldwide
Free

Make affordable national and international calls directly from your iPhone. Save on mobile costs by using this app over various internet connections, including Wi-Fi. Access your contacts and bypass VoIP blockades for seamless communication worldwide.

Make SIP phone callsFree calls to select destinationsCheap international calls
🌐 Social Networking
(16K)
free with in-app purchases
13
Vodia Phone
Vodia Phone
Vodia Phone
Softphone for the Vodia PBX
Free

Transform your iPhone into a fully functional extension of your Vodia PBX system. Make, receive, and manage calls, send messages, and access your PBX features from anywhere with an internet connection. Stay connected and manage your communications efficiently.

Send, receive, and transfer callsSend and receive text messages and imagesView extension status (available, DND, in call)
💼 Business
(162)
free
14
CrexendoVIP Mobile
CrexendoVIP Mobile
CrexendoVIP Mobile
by Crexendo, Inc
Free

Stay connected with your business on the go. This app allows you to make and receive calls, send texts, and share files using your existing business account. Enjoy free calling and texting between app users.

Make and receive callsSend and receive textsShare files
🔧 Utilities
(26)
free
15
Teligent Communicator
Teligent Communicator
Teligent Communicator
VoIP Softphone from Teligent
Free

This application enables TeligentIP customers to access their VoIP services on mobile devices. It supports voice, video calls, and instant messaging, with features like a corporate directory, call history, and voicemail access.

VoIP services on mobileVoice and video callsInstant messaging
💼 Business
(147)
free
16
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
17
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(103K)
free with in-app purchases
18
SmileVoice
SmileVoice
SmileVoice
by Smile Telecom Holdings Ltd
Free

This app allows users to make clear and reliable voice calls over their 4G LTE internet connection. It also enables voice, video, and conference calls, plus SMS messaging, when connected to any data network. Enjoy enhanced communication and value from your data bundle.

Clear and reliable voice callsVoice, video, and conference callsSMS messaging
🔧 Utilities
(76)
free
19
MyUnifi
MyUnifi
MyUnifi
by Telekom Malaysia Berhad
Free

Manage all your Unifi services from one app. View and pay bills, track usage, and access exclusive deals. Get quick support and stay updated on new offerings for both consumer and business accounts.

Manage all Unifi accounts in one placeView and pay bills easilyTrack usage and reload quota
🔧 Utilities
(162)
free
20
Ippi Messenger
Ippi Messenger
Ippi Messenger
by Worldline
Free

This app provides free voice and text communication to other users of the service. It also offers affordable international calling plans to landlines and mobile phones. Users can manage their accounts directly within the application.

Free calls and messages to ippi usersLow rates for landline and mobile callsUnlimited international calling plans
🌐 Social Networking
(2)
free with in-app purchases