Best Phonepe Upi Apps

211+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated July 2026

With an average user rating of 4.4★, the phonepe upi category is one of the App Store's strongest. Browse all 211+ apps we track, sorted so the most loved ones surface first.

Compare top Phonepe Upi Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoAug 2026
4iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (66K)NoNoAug 2026
5MyJio: For Everything JioMyJio: For Everything JioFree4.7★ (29K)NoNoAug 2026
6PNB ONEPNB ONEFree3.6★ (557)NoNoAug 2026
7Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoAug 2026
8Alif: pay, transfer, shopAlif: pay, transfer, shopFree4.8★ (2.7K)YesNoAug 2026

Top Picks for Phonepe Upi

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Editor's Choice
💰 Finance
4.7😐(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Phonepe Upi apps to explore

4
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(66K)
free
5
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

Manage all your Jio services, from telecom and entertainment to finance and shopping, in one place. Access music, movies, news, UPI payments, insurance, and healthcare services. Get support and order new connections easily.

Manage telecom services (mobile, fiber)Access music, movies, and newsUPI payments and banking services
📊 Productivity
(29K)
free
6
PNB ONE
PNB ONE
PNB ONE
by PNB
Free

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Interactive dashboardAccount statement viewingFund transfers (NEFT/IMPS/UPI)
💰 Finance
(557)
free
7
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
8
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Instant Transfers & Payments
Free

Manage all your cards, make instant payments for services, and transfer money domestically and internationally. Enjoy cashback, installment options, and secure transactions with online identification and multilingual support.

Instant payments for servicesDomestic and international money transfersLink multiple bank cards
💰 Finance
(2.7K)
free
9
vMobileConnect
vMobileConnect
vMobileConnect
by Viirtue LLC
Free

This softphone application brings popular cloud PBX features to your iOS device. Make calls, send texts, and instant messages from anywhere. An account with a supported 5060.cloud dealer is required for functionality.

Cloud PBX features on iOSMake callsSend texts
🔧 Utilities
(15)
free
10
Vi: Recharges & Payments
Vi: Recharges & Payments
Vi: Recharges & Payments
Vi:Mobile Recharge,Data Top Up
Free

Manage your mobile services, recharge, and pay bills with this app. It offers exclusive benefits, entertainment options, and utility payments all in one place.

Mobile recharge and bill paymentsData top-up and net packsVi Caller tunes and Hello Tunes
🔧 Utilities
(29K)
free
11
Zoiper Premium voip soft phone
Zoiper Premium voip soft phone
Zoiper Premium voip soft phone
Call with any PBX or Provider
$4.99

This app allows users to make high-quality voice and video calls over Wi-Fi or 3G using any PBX or VoIP provider. It offers features like call waiting, transfer, recording, and instant messaging, with background optimization for battery life. A QR code scanner simplifies account setup.

High-quality voice and video callsConnects to any PBX or VoIP providerBackground operation with battery optimization
📊 Productivity
(132)
free with in-app purchases
12
SnapcomGo
SnapcomGo
SnapcomGo
Snapcom Mobile App
Free

This business communication app extends VoIP capabilities to mobile devices, offering a unified communications solution. Users can maintain a consistent identity across devices, seamlessly transfer calls, and manage contacts, voicemail, and call history in one place.

Unified Communications solutionMaintain same identity across devicesSeamless call transfer between devices
💼 Business
(188)
free
13
Onoff Business
Onoff Business
Onoff Business
Professional mobile numbers
Free

Manage all your business communications on a single device with a cloud-based professional mobile number. Supports calls, SMS/MMS, and visual voicemail without needing a second phone or SIM card.

Cloud-based professional mobile numbersManage business communications on one deviceSupports incoming/outgoing calls
🔧 Utilities
(9)
free with in-app purchases
14
1-VoIP Softphone
1-VoIP Softphone
1-VoIP Softphone
by 1-VoIP Enhanced Services, LLC
Free

This communication app allows users to make free calls and send texts to other users of the platform. It also supports free file sharing and offers HD voice and video capabilities. Push notifications ensure you never miss a message or call.

Free calling between app usersFree textingFree file sharing
🔧 Utilities
(55)
free
15
Yabb ESIM
Yabb ESIM
Yabb ESIM
Global eSIM and Calling
Free

This application provides a softphone solution for global communication. It enables free calls between app users with exceptional audio quality and a user-friendly interface, allowing effortless connection with friends and family worldwide.

Free calls between app usersExceptional audio qualityUser-friendly interface
🔧 Utilities
(93)
free with in-app purchases
16
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Ltd
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.4K)
free
17
EPB Hosted UC
EPB Hosted UC
EPB Hosted UC
by Electric Power Board
Free

This communication tool integrates voice calls and instant messaging with your business phone number. It allows you to see contact availability and message individuals or groups directly from your mobile device.

Presence indicatorsInstant messagingVoice calls via business number
📊 Productivity
(91)
free
18
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees
💰 Finance
(556)
free
19
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.3K)
free with in-app purchases
20
UNIVERGE 3C Mobile Client Plus
UNIVERGE 3C Mobile Client Plus
UNIVERGE 3C Mobile Client Plus
by NEC Corporation
Free

This application integrates with your workplace's unified communications system to manage real-time multimedia communications. It offers VoIP, instant messaging, presence, conferencing, and call control features across various devices.

VoIP and Soft Phone capabilitiesInstant messaging and group chatsReal-time presence information
💼 Business
(1)
free

FAQ about Phonepe Upi

What are the best phonepe upi apps for iPhone?
PhonePe: Secure Payments App tops our phonepe upi apps ranking as of July 2026, with a 4.7-star average from 167K App Store ratings, and it's free to download.
Yes — 19 of the top phonepe upi apps we rank are free to download, including PhonePe: Secure Payments App and Paytm: Secure UPI Payments.
PhonePe: Secure Payments App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 211+ phonepe upi apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.