Best Phonepe Upi Apps

248+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated October 2026

With an average user rating of 4.2★, the phonepe upi category is one of the App Store's strongest. Browse all 248+ apps we track, sorted so the most loved ones surface first.

Compare top Phonepe Upi Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (174K)NoNoOct 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (40K)YesNoOct 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoOct 2026
4iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoOct 2026
5Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoOct 2026
6YONO SBI: Banking, UPI & PayYONO SBI: Banking, UPI & PayFree3.3★ (2.9K)NoNoOct 2026
7MyJio: For Everything JioMyJio: For Everything JioFree4.7★ (30K)NoNoOct 2026
8Utkarsh UPIUtkarsh UPIFree—NoNoOct 2026

Top Picks for Phonepe Upi

PhonePe: UPI, Gold, Insurance#1

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Editor's Choice
💰 Finance
4.7😐(174K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(40K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues

More Phonepe Upi apps to explore

FAQ about Phonepe Upi

What are the best phonepe upi apps for iPhone?
PhonePe: UPI, Gold, Insurance tops our phonepe upi apps ranking as of October 2026, with a 4.7-star average from 174K App Store ratings, and it's free to download.
Yes — 20 of the top phonepe upi apps we rank are free to download, including PhonePe: UPI, Gold, Insurance and Paytm: Secure UPI Payments.
PhonePe: UPI, Gold, Insurance has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ phonepe upi apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.