Best Phone Pay Business Apps

231+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our phone pay business list covers 231+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Phone Pay Business

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Editor's Choice
💰 Finance
4.7😐(162K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
PayPal Business#2

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Strong Contender
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service
WhatsApp Business#3

WhatsApp Business by WhatsApp Inc.

Worth Considering
💼 Business
4.7😐(1.5M ratings)
FreeAdsIn-App Purchases
#7in Business
WhatsApp Business screenshot 1
WhatsApp Business screenshot 2
WhatsApp Business screenshot 3
WhatsApp Business screenshot 4
WhatsApp Business screenshot 5
WhatsApp Business screenshot 6

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

What We Love

  • 🚀 Excellent communication tool
  • 👍 User-friendly interface
  • 🔒 Secure messaging
  • 💡 Helpful business features

Room to Improve

  • 🐛 Frequent app crashes and hangs
  • 🔍 Lack of customer support
  • 🔒 Privacy concerns with account suspensions

More Phone Pay Business apps to explore

4
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
5
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(601K)
free with in-app purchases
6
Fonepay Business
Fonepay Business
Fonepay Business
by Fonepay Payment Service Limited
Free

Manage all your digital payment transactions on a single platform. This app allows merchants to view payment details, initiate refunds, generate QR codes for contactless payments, and track transaction history. Streamline your business's payment management with enhanced control and visibility.

Manage digital payment transactionsView payment detailsInitiate refunds
💰 Finance
(18)
free
7
Arattai Messenger
Arattai Messenger
Arattai Messenger
Secure messaging app by Zoho
Free

This secure messaging app facilitates everyday conversations with family and friends, prioritizing privacy and trust. It offers features like end-to-end encryption, direct and group chats, stories, channels, live location sharing, and video meetings. User data is securely stored and never sold, with no advertisements.

End-to-end encrypted chatsDirect and group messagingStories for sharing moments
🌐 Social Networking
(1.7K)
free
8
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
9
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
10
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
11
GBWT Version 2026
GBWT Version 2026
GBWT Version 2026
Use Multiple WhatsApp Account
Free

Enhance your messaging experience with tools for multiple accounts, direct chats, and text customization. Create stylish fonts, repeat messages, and set full-size profile pictures without cropping.

Open multiple WhatsApp accountsDirect chat without saving contactsRepeat text messages
🌐 Social Networking
(2.4K)
free with in-app purchases
12
Myntra - Fashion Shopping App
Myntra - Fashion Shopping App
Myntra - Fashion Shopping App
by Myntra Designs Private Limited
Free

Shop for a wide range of clothing, footwear, accessories, and home furnishings for the entire family. Discover popular brands, latest trends, and exclusive deals with a seamless shopping experience.

Vast collection of fashion productsSort and filter search resultsExclusive discounts and offers
🛍️ Shopping
(20K)
free with in-app purchases
13
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(8.2K)
free with in-app purchases
14
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
15
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
16
Friendly Social Browser
Friendly Social Browser
Friendly Social Browser
for Facebook, Twitter & more
Free

Access all your social media accounts, including Facebook, Instagram, and Twitter, in one streamlined browser. Enjoy an ad-free experience with built-in privacy features, media controls, and customization options.

Access multiple social networks in one appBlock ads and trackersSave device space and battery
🌐 Social Networking
(84K)
free with in-app purchases
17
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
18
U Call Pay
U Call Pay
U Call Pay
by 3 Billionaires Corp
Free

Manage your phone number privately and make/receive calls without revealing your primary number. This app also offers a secure and user-friendly way to top up your prepaid mobile service.

Private phone number managementMake and receive calls privatelySecure prepaid mobile top-up
🔧 Utilities
(1K)
free
19
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
20
smrtPhone
smrtPhone
smrtPhone
Your CRM Phone System
Free

This mobile app integrates your cloud-based phone system with your CRM, enabling seamless calling, texting, and contact management from your device. It logs all communication, allows for call notes, and offers advanced sales features to accelerate your sales cycle and enhance customer relationships.

CRM contact list syncSMS/MMS messaging with CRM loggingCall logging and recording
💼 Business
(1.4K)
free with in-app purchases