Best Gpay India Apps

247+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Looking for free gpay india apps? 20 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Gpay India Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoAug 2026
4GoogleGoogleFree4.6★ (4.9M)YesYesAug 2026
5Google ChromeGoogle ChromeFree4.7★ (3.7M)YesYesAug 2026
6WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026
7Mercado Libre: Compras OnlineMercado Libre: Compras OnlineFree4.8★ (354K)NoNoAug 2026
8YONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleFree3.3★ (2.9K)NoNoAug 2026

Top Picks for Gpay India

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Editor's Choice
💰 Finance
4.7😐(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Gpay India apps to explore

4
Google
Google
Google
Search with AI, Images & Text
Free

This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

AI Overviews for quick answersImage search with LensHum to Search for song identification
🔧 Utilities
(4.9M)
free with in-app purchases
5
Google Chrome
Google Chrome
Google Chrome
Fast & Secure, by Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
🔧 Utilities
(3.7M)
free with in-app purchases
6
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
7
Mercado Libre: Compras Online
Mercado Libre: Compras Online
Mercado Libre: Compras Online
Cupons e grandes descontos!
Free

Easily search for prices and buy a wide variety of products online across numerous categories. Discover exclusive discounts, promotions, and enjoy fast, free shipping on your purchases. You can also stream free movies and series.

Search and compare pricesBrowse diverse product categoriesExclusive discounts and promotions
🛍️ Shopping
(354K)
free with in-app purchases
8
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
9
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(66K)
free
10
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
UPI, Payments, Loans & Offers
Free

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

Secure account access with fingerprint/facial recognitionOne-tap block/unblock for banking servicesTwo-step verification for faster transaction approvals
💰 Finance
(13K)
free
11
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
12
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Connect with friends and discover new content through photos, videos, and short-form entertainment. Share your daily moments and life's highlights, or dive into personalized feeds based on your interests.

Short-form video creation and discovery (Reels)Ephemeral content sharing (Stories & Notes)Private group chats (Close Friends)
📷 Photo & Video
(29M)
free with in-app purchases
13
Blinkit: Groceries & more
Blinkit: Groceries & more
Blinkit: Groceries & more
Fruits, vegetables & groceries
Free

This app provides rapid delivery of groceries, fresh produce, and a wide range of household items. It offers a convenient online shopping experience with doorstep delivery, covering daily essentials, beauty products, electronics, and even printouts. Enjoy competitive pricing and multiple secure payment options.

30,000+ daily groceries deliveredFresh fruits & vegetablesBeauty & skincare products
🍔 Food & Drink
(50K)
free with in-app purchases
14
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Ltd
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.4K)
free
15
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
🗺️ Navigation
(7.3M)
free with in-app purchases
16
Ola: Book Cab, Auto, Bike Taxi
Ola: Book Cab, Auto, Bike Taxi
Ola: Book Cab, Auto, Bike Taxi
Book Rides & Order Food online
Free

Book affordable rides like bikes, autos, and taxis with just a few taps. This app also offers parcel delivery and food ordering services across many Indian cities.

Book various ride types (bike, auto, sedan, SUV)Outstation and rental cab optionsParcel delivery within city limits
✈️ Travel
(68K)
free with in-app purchases
17
Amazon Shopping
Amazon Shopping
Amazon Shopping
More benefits, fewer steps
Free

Shop millions of products with app-exclusive benefits for a faster, easier experience. Track deliveries in real-time, view products in 360°, get sale alerts, and enjoy secure sign-in. Access 24/7 live chat support and find items by scanning them.

Real-time delivery tracking360° product viewView in your room (AR)
🛍️ Shopping
(8.4M)
free with in-app purchases
18
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(105K)
free with in-app purchases
19
Swiggy: Food Instamart Dineout
Swiggy: Food Instamart Dineout
Swiggy: Food Instamart Dineout
Food, Grocery & Dining Out
Free

This app offers a comprehensive platform for ordering food from local restaurants, groceries from Instamart, and finding deals on dining out with Dineout. Enjoy real-time order tracking, diverse cuisine options, and convenient delivery services for all your needs.

Order food from local restaurantsGrocery delivery via InstamartDining out deals with Dineout
🍔 Food & Drink
(35K)
free with in-app purchases
20
Indian Post Info
Indian Post Info
Indian Post Info
by RulTech Solutions Private Limited
Free

Find detailed information about Indian post offices, including division, district, and pin code. Discover nearby post offices using your current location and get directions.

Search by pin codeSearch by division nameSearch by district name
🔧 Utilities
(1)
free

FAQ about Gpay India

What are the best gpay india apps for iPhone?
PhonePe: Secure Payments App tops our gpay india apps ranking as of August 2026, with a 4.7-star average from 167K App Store ratings, and it's free to download.
Yes — 20 of the top gpay india apps we rank are free to download, including PhonePe: Secure Payments App and Paytm: Secure UPI Payments.
PhonePe: Secure Payments App has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ gpay india apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.