Best Gpay India Apps

221+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated April 2026

Looking for free gpay india apps? 20 of our 221+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Gpay India

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Editor's Choice
💰 Finance
4.7😐(162K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
GPAY#2

GPAY by Grameenphone Limited

Strong Contender
💰 Finance
3.6(47 ratings)
Free
GPAY screenshot 1
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GPAY screenshot 6

This mobile wallet allows users to recharge Grameenphone numbers, pay utility bills, and buy train tickets. Registration is available via the app or a USSD code. Funds can be added through linked bank accounts or MobiCash outlets.

Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by PayTM Mobile Solutions Private Limited

UPI, Recharge & Pay Bills
Worth Considering
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Gpay India apps to explore

4
Google
Google
Google
Search with AI, Images & Text
Free

This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

AI Overviews for quick answersImage search with LensHum to Search for song identification
🔧 Utilities
(4.8M)
free with in-app purchases
5
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
6
Pages: Create Documents
Pages: Create Documents
Pages: Create Documents
Documents that stand apart
Free

Create visually appealing documents with a wide range of templates and editing tools. Enhance your work with multimedia, track changes, and collaborate seamlessly. Offers advanced features for writing, design, and presentation.

Apple-designed templatesAdd images, video, audioTrack changes and comments
📊 Productivity
(542K)
free
7
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Connect with friends and discover new content through photos, videos, and short-form entertainment. Share your daily moments and life's highlights, or dive into personalized feeds based on your interests.

Short-form video creation and discovery (Reels)Ephemeral content sharing (Stories & Notes)Private group chats (Close Friends)
📷 Photo & Video
(29M)
free with in-app purchases
8
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
9
Threads
Threads
Threads
Join the conversation
Free

Connect and share your thoughts on a platform designed for conversation. Discover trending topics, join communities based on your interests, and engage in discussions through text, images, and polls. You can also control your experience with privacy settings and direct messaging.

Start conversations with text, images, polls, and moreJoin discussions through repliesStay updated on trending topics
🌐 Social Networking
(2.1M)
free with in-app purchases
10
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(63K)
free
11
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
12
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
13
Google Chrome
Google Chrome
Google Chrome
Rapide et sécurisé, par Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
🔧 Utilities
(3.6M)
free with in-app purchases
14
DigiLocker
DigiLocker
DigiLocker
Simple &Secure document wallet
Free

A secure digital wallet for citizens to store and access important documents and certificates. This platform aims to reduce the need for physical paperwork by enabling digital issuance and verification.

Secure document storageDigital certificate issuanceDocument verification
📊 Productivity
(182)
free
15
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Limited
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.3K)
free
16
Swiggy: Food Instamart Dineout
Swiggy: Food Instamart Dineout
Swiggy: Food Instamart Dineout
Food, Grocery & Dining Out
Free

This app offers a comprehensive platform for ordering food from local restaurants, groceries from Instamart, and finding deals on dining out with Dineout. Enjoy real-time order tracking, diverse cuisine options, and convenient delivery services for all your needs.

Order food from local restaurantsGrocery delivery via InstamartDining out deals with Dineout
🍔 Food & Drink
(34K)
free with in-app purchases
17
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(103K)
free with in-app purchases
18
Ola: Book Cab, Auto, Bike Taxi
Ola: Book Cab, Auto, Bike Taxi
Ola: Book Cab, Auto, Bike Taxi
Book Rides & Order Food online
Free

Book affordable rides like bikes, autos, and taxis with just a few taps. This app also offers parcel delivery and food ordering services across many Indian cities.

Book various ride types (bike, auto, sedan, SUV)Outstation and rental cab optionsParcel delivery within city limits
✈️ Travel
(69K)
free with in-app purchases
19
Blinkit: Groceries & more
Blinkit: Groceries & more
Blinkit: Groceries & more
Fruits, vegetables & groceries
Free

This app provides rapid delivery of groceries, fresh produce, and a wide range of household items. It offers a convenient online shopping experience with doorstep delivery, covering daily essentials, beauty products, electronics, and even printouts. Enjoy competitive pricing and multiple secure payment options.

30,000+ daily groceries deliveredFresh fruits & vegetablesBeauty & skincare products
🍔 Food & Drink
(47K)
free with in-app purchases
20
CRED: Credit Cards, Bills, UPI
CRED: Credit Cards, Bills, UPI
CRED: Credit Cards, Bills, UPI
UPI payments, made rewarding
Free

This app offers a rewarding way to manage all your payments, from credit card bills to utility expenses. Earn rewards for good financial decisions and track your credit score. It supports a wide range of payment methods and bill types, making financial management convenient and beneficial.

Pay credit card billsUPI paymentsBill payment reminders
💰 Finance
(597K)
free with in-app purchases