Best Google Pay Upi Apps

246+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated October 2026

Finding the right google pay upi apps can be overwhelming with so many options. We've analyzed 246+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Google Pay Upi Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (174K)NoNoOct 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (40K)YesNoOct 2026
3GoogleGoogleFree4.6★ (5.2M)YesYesOct 2026
4Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6★ (7.4K)NoNoOct 2026
5PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.4K)NoNoOct 2026
6BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoOct 2026
7YONO SBI: Banking, UPI & PayYONO SBI: Banking, UPI & PayFree3.3★ (2.9K)NoNoOct 2026
8PNB ONEPNB ONEFree3.6★ (575)NoNoOct 2026

Top Picks for Google Pay Upi

PhonePe: UPI, Gold, Insurance#1

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Editor's Choice
💰 Finance
4.7😐(174K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(40K ratings)
FreeAds
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This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues
Google#3

Google by Google

Search with AI, Images & Text
Worth Considering
🔧 Utilities
4.6😊(5.2M ratings)
FreeAdsIn-App Purchases
#1in Utilities
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This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

What We Love

  • 🚀 Reliable and feature-packed
  • 👍 Seamless integration with other Google services
  • 🔍 Accurate and personalized search results
  • 📱 Intuitive and smooth interface
  • 🔍 Helpful Google Assistant
  • 🌍 Worldwide accessibility

Room to Improve

  • 🐛 Occasional bugs and glitches
  • 🔍 Biased or irrelevant search results
  • 📱 Slow performance and freezing issues
  • 🔍 Forced use of Google Lens
  • 🔍 Difficulty removing unwanted content from feed

More Google Pay Upi apps to explore

FAQ about Google Pay Upi

What are the best google pay upi apps for iPhone?
PhonePe: UPI, Gold, Insurance tops our google pay upi apps ranking as of October 2026, with a 4.7-star average from 174K App Store ratings, and it's free to download.
Yes — 20 of the top google pay upi apps we rank are free to download, including PhonePe: UPI, Gold, Insurance and Paytm: Secure UPI Payments.
PhonePe: UPI, Gold, Insurance has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 246+ google pay upi apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.