Best Phonepe Business Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

PhonePe UPI, Payment, Recharge is the household name in phonepe business, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Phonepe Business Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoSep 2026
2WhatsApp MessengerWhatsApp MessengerFree4.7★ (19M)YesYesSep 2026
3Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoSep 2026
4FacebookFacebookFree4.5★ (28M)YesYesSep 2026
5WhatsApp BusinessWhatsApp BusinessFree4.7★ (1.5M)YesYesSep 2026
6InstagramInstagramFree4.7★ (29M)YesYesSep 2026
7Google ChromeGoogle ChromeFree4.7★ (3.8M)YesYesSep 2026
8Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoSep 2026

Top Picks for Phonepe Business

PhonePe UPI, Payment, Recharge#1

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Editor's Choice
💰 Finance
4.7😐(170K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
WhatsApp Messenger#2

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Strong Contender
🌐 Social Networking
4.7😊(19M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
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WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)
  • 🆓 Free to use

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)
  • 📤 Backup and restore issues
  • 🚫 Arbitrary account bans
Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Worth Considering
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
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This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues

More Phonepe Business apps to explore

FAQ about Phonepe Business

What are the best phonepe business apps for iPhone?
PhonePe UPI, Payment, Recharge tops our phonepe business apps ranking as of September 2026, with a 4.7-star average from 170K App Store ratings, and it's free to download.
Yes — 20 of the top phonepe business apps we rank are free to download, including PhonePe UPI, Payment, Recharge and WhatsApp Messenger.
PhonePe UPI, Payment, Recharge has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ phonepe business apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.