Best Gpay Upi Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.5★, the gpay upi category is one of the App Store's strongest. Browse all 249+ apps we track, sorted so the most loved ones surface first.

Compare top Gpay Upi Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoSep 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoSep 2026
3GoogleGoogleFree4.6★ (5.1M)YesYesSep 2026
4BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoSep 2026
5YONO SBI: Banking, UPI & PayYONO SBI: Banking, UPI & PayFree3.3★ (2.9K)NoNoSep 2026
6Google ChromeGoogle ChromeFree4.7★ (3.8M)YesYesSep 2026
7Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoSep 2026
8Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6★ (7.4K)NoNoSep 2026

Top Picks for Gpay Upi

PhonePe UPI, Payment, Recharge#1

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Editor's Choice
💰 Finance
4.7😐(170K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
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This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues
Google#3

Google by Google

Search with AI, Images & Text
Worth Considering
🔧 Utilities
4.6😊(5.1M ratings)
FreeAdsIn-App Purchases
#1in Utilities
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This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

What We Love

  • 🚀 Reliable and feature-packed
  • 👍 Seamless integration with other Google services
  • 🔍 Accurate and personalized search results
  • 📱 Intuitive and smooth interface
  • 🔍 Helpful Google Assistant
  • 🌍 Worldwide accessibility

Room to Improve

  • 🐛 Occasional bugs and glitches
  • 🔍 Biased or irrelevant search results
  • 📱 Slow performance and freezing issues
  • 🔍 Forced use of Google Lens
  • 🔍 Difficulty removing unwanted content from feed

More Gpay Upi apps to explore

FAQ about Gpay Upi

What are the best gpay upi apps for iPhone?
PhonePe UPI, Payment, Recharge tops our gpay upi apps ranking as of September 2026, with a 4.7-star average from 170K App Store ratings, and it's free to download.
Yes — 20 of the top gpay upi apps we rank are free to download, including PhonePe UPI, Payment, Recharge and Paytm: Secure UPI Payments.
PhonePe UPI, Payment, Recharge has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ gpay upi apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.