Best Gpay Upi Apps

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.4★, the gpay upi category is one of the App Store's strongest. Browse all 248+ apps we track, sorted so the most loved ones surface first.

Compare top Gpay Upi Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
3GoogleGoogleFree4.6★ (4.9M)YesYesAug 2026
4BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoAug 2026
5Google ChromeGoogle ChromeFree4.7★ (3.7M)YesYesAug 2026
6YONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleFree3.3★ (2.9K)NoNoAug 2026
7iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (66K)NoNoAug 2026
8Apple WalletApple WalletFree4.8★ (6.7M)YesNoAug 2026

Top Picks for Gpay Upi

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Editor's Choice
💰 Finance
4.7😐(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
Google#3

Google by Google

Search with AI, Images & Text
Worth Considering
🔧 Utilities
4.6😊(4.9M ratings)
FreeAdsIn-App Purchases
#1in Utilities
Google screenshot 1
Google screenshot 2
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Google screenshot 4
Google screenshot 5

This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

What We Love

  • 🚀 Reliable and feature-packed
  • 👍 Seamless integration with other Google services
  • 🔍 Accurate and personalized search results
  • 📱 Intuitive and smooth interface

Room to Improve

  • 🐛 Occasional bugs and glitches
  • 🔍 Biased or irrelevant search results
  • 📱 Slow performance and freezing issues

More Gpay Upi apps to explore

4
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
5
Google Chrome
Google Chrome
Google Chrome
Fast & Secure, by Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
🔧 Utilities
(3.7M)
free with in-app purchases
6
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
7
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(66K)
free
8
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
9
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
10
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(105K)
free with in-app purchases
11
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Ltd
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.4K)
free
12
My UPCW
My UPCW
My UPCW
by GOVINDARAJ SELVAM
Free
🎬 Entertainment
(0)
13
SuperKalam: Crack UPSC IAS
SuperKalam: Crack UPSC IAS
SuperKalam: Crack UPSC IAS
Personal AI mentor for UPSC
Free

This app provides a comprehensive AI-powered platform for UPSC exam preparation. It offers daily study plans, answer evaluations, practice questions, and current affairs analysis to help aspirants achieve their goals.

AI-powered personal mentor60-second Mains answer evaluationUPSC Prelims PYQs & MCQs
📚 Education
(0)
ad-supported
14
BHIM SBIPay
BHIM SBIPay
BHIM SBIPay
by State Bank of India
Free

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

Send and receive money between banksPay for recharges (prepaid, postpaid, DTH)Order food from multiple restaurants
💰 Finance
(98)
free
15
EdiShorts
EdiShorts
EdiShorts
UPSC editorials, PYQs & plan
Free
📚 Education
(0)
16
PSB UnIC
PSB UnIC
PSB UnIC
PSB UnIC
Free

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

Fund transfers (UPI, NEFT, RTGS, IMPS)Account details and statement generationInvest in term deposits and social security schemes
💰 Finance
(4)
free
17
UPCL Consumer Self Service
UPCL Consumer Self Service
UPCL Consumer Self Service
Mobile App for UPCL Consumers
Free

Manage your electricity services with this app. Pay bills, view billing and payment history, register complaints, and update contact information. Stay informed about your account and receive important communications.

Pay electricity billsView billing detailsAccess payment history
🔧 Utilities
(0)
free
18
PrepAiro: Crack UPSC CSE
PrepAiro: Crack UPSC CSE
PrepAiro: Crack UPSC CSE
AI Voice Mentor & 2000+ Videos
Free

This app offers comprehensive preparation for the UPSC Civil Services Exam with AI-powered learning tools. It features voice-based doubt solving, extensive video lessons, mock tests, and AI-driven answer evaluation to help aspirants master Prelims and Mains.

AI Voice Mentor for doubt solving2000+ video lessons10 Lakh+ UPSC MCQs
📚 Education
(0)
free with in-app purchases
19
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.3K)
free with in-app purchases
20
My Ultranet
My Ultranet
My Ultranet
by Jaze Networks
Free
🔧 Utilities
(0)

FAQ about Gpay Upi

What are the best gpay upi apps for iPhone?
PhonePe: Secure Payments App tops our gpay upi apps ranking as of August 2026, with a 4.7-star average from 167K App Store ratings, and it's free to download.
Yes — 20 of the top gpay upi apps we rank are free to download, including PhonePe: Secure Payments App and Paytm: Secure UPI Payments.
PhonePe: Secure Payments App has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ gpay upi apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.