Best Gpay Upi Apps

244+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated October 2026

With an average user rating of 4.2โ˜…, the gpay upi category is one of the App Store's strongest. Browse all 244+ apps we track, sorted so the most loved ones surface first.

Compare top Gpay Upi Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7โ˜… (174K)NoNoOct 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7โ˜… (40K)YesNoOct 2026
3GoogleGoogleFree4.6โ˜… (5.2M)YesYesOct 2026
4BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4โ˜… (1.4K)NoNoOct 2026
5gpaygpayFree4.3โ˜… (4)NoNoOct 2026
6YONO SBI: Banking, UPI & PayYONO SBI: Banking, UPI & PayFree3.3โ˜… (2.9K)NoNoOct 2026
7Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6โ˜… (7.4K)NoNoOct 2026
8Google ChromeGoogle ChromeFree4.7โ˜… (3.9M)YesYesOct 2026

Top Picks for Gpay Upi

PhonePe: UPI, Gold, Insurance#1
4.7๐Ÿ˜(174K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
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PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • ๐Ÿš€ Instant payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Diverse payment options
  • ๐Ÿš€ Fast and convenient

Room to Improve

  • ๐Ÿ› Transactions failing or pending
  • ๐Ÿ” Lack of customer support
  • ๐Ÿ” Difficult to resolve issues
  • ๐Ÿ” Unreliable service
  • ๐Ÿ” Inconsistent performance
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(40K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
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Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • ๐Ÿš€ Fast payments
  • ๐Ÿ“ฑ Good all-in-one app
  • ๐Ÿ’ณ Convenient payments

Room to Improve

  • ๐Ÿ”’ Security issues
  • ๐Ÿค– Poor customer service
  • ๐Ÿ›‘ Doesn't work internationally
  • ๐Ÿ› Buggy app and transactions
  • ๐Ÿ“ฑ Horrible user experience
  • ๐Ÿ”‘ KYC issues
Google#3

Google by Google

Search with AI, Images & Text
Worth Considering
๐Ÿ”ง Utilities
4.6๐Ÿ˜Š(5.2M ratings)
FreeAdsIn-App Purchases
#1in Utilities
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This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

What We Love

  • ๐Ÿš€ Reliable and feature-packed
  • ๐Ÿ‘ Seamless integration with other Google services
  • ๐Ÿ” Accurate and personalized search results
  • ๐Ÿ“ฑ Intuitive and smooth interface
  • ๐Ÿ” Helpful Google Assistant
  • ๐ŸŒ Worldwide accessibility

Room to Improve

  • ๐Ÿ› Occasional bugs and glitches
  • ๐Ÿ” Biased or irrelevant search results
  • ๐Ÿ“ฑ Slow performance and freezing issues
  • ๐Ÿ” Forced use of Google Lens
  • ๐Ÿ” Difficulty removing unwanted content from feed

More Gpay Upi apps to explore

FAQ about Gpay Upi

What are the best gpay upi apps for iPhone?
PhonePe: UPI, Gold, Insurance tops our gpay upi apps ranking as of October 2026, with a 4.7-star average from 174K App Store ratings, and it's free to download.
Yes โ€” 20 of the top gpay upi apps we rank are free to download, including PhonePe: UPI, Gold, Insurance and Paytm: Secure UPI Payments.
PhonePe: UPI, Gold, Insurance has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 244+ gpay upi apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.