Oportun: Savings & Loans

Oportun: Savings & Loans

Build savings, track your loan

289K ratings
515 reviews
Free

Details

  • Released
  • Updated
  • March 8, 2016
  • August 11, 2026
Oportun: Savings & Loans screenshot #1 for iPhone
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About

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goals
Personalized savings based on spending
Pause or transfer savings anytime
FDIC-insured savings
Loan balance tracking
Payment management and autopay
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What users say

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+1

What's New in Oportun

4.160.0

August 11, 2026

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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User reviews

Disconnects frequently

I love the concept for set it and forget, I’ve saved a lot more without thinking or noticing which I love.

My gripe is that it frequently disconnects from my bank account, every few weeks. This has been going on the 1.5 years I’ve been using the app but the frequency seems to be more recently.

Thanks

Thanks

Fast and Easy Loan processor

They approved me $500 but then when i connected my bank account, they gave me $2500 and loan process was only for 30 minutes and boom money in your account

Great way to save

The way that the funds are removed makes it less painful

Best way to save money

I do not do reviews but this app has helped me so much money! I love it!! The only thing I wish I could do is open another account for my joint account that I have with my significant other.

I have not gotten along with them. I only use the portion of the app that helps me save money without me having to think about it. I’ve looked at other money, saving apps, and nothing compares to this one.
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User experience

🐞

Reported Bugs

2 issues

Connectivity issues with bank accounts

Bug

Incorrect account balance updates

Bug

Requested Features

5 requests

Instant transfers

Feature

Customizable withdrawal limits

Feature

Integration with other financial apps

Feature

Bill payment automation

Feature

Improved account monitoring

Feature

FAQ

What does the Oportun app do?

The Oportun app helps you reach your savings goals by automatically setting aside money based on your income and spending patterns. It also allows existing Oportun loan members to manage their loans, check balances, and make payments directly within the app.

How does the automated savings feature work?

The app's Set & Save™ feature learns your financial habits and identifies opportune moments to transfer funds towards your set savings goals. You can set limits, pause savings, and transfer money back to your bank account at any time.

What is the cost of using the Oportun app?

The app offers a 30-day free trial. After the trial, it costs $5.99 per month, or $3.99 per month when billed annually. The app is free for existing loan members to use for loan management purposes.

Is my money safe with Oportun?

Yes, your savings are protected and FDIC-insured up to $250,000 through partner banks. The app uses bank-level encryption, multi-factor authentication, and trusted partners like Plaid to ensure your information is secure.

Who is the Oportun app for?

This app is designed for individuals who want to automate their savings and make progress towards financial goals without constant manual effort. It's also beneficial for existing Oportun loan members who need a convenient way to manage their loan accounts.