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Oportun: Savings & Loans

Oportun: Savings & Loans

Save money automatically

289K ratings
553 reviews
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • March 8, 2016
  • October 14, 2026

Developer

Oportun, Inc.
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About

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

✓Automated savings towards goals
✓Personalized savings based on spending
✓Pause or transfer savings anytime
✓FDIC-insured savings
✓Loan balance tracking
✓Payment management and autopay
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What users say about Oportun

Reviews of Oportun are mixed: the Finance app is rated 4.7/5 from 289K App Store ratings. What users like most: helps save money, automated savings. Top complaints: excessive/random withdrawals, slow transfer times. Summarized from real user reviews.

Positive things

  • 💰Helps save money
  • 🤖Automated savings
  • 📊Provides financial insights
  • 🤝Good customer service
  • 🎉Reached savings goals

Negative things

  • 💸Excessive/random withdrawals
  • 🕰️Slow transfer times
  • 🚫Difficulty closing account
  • 💳Overdraft fees
  • 💰Monthly subscription fee
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+1

What's New in Oportun

4.167.0

October 14, 2026

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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User reviews

Most RecentHighest RatedLowest Rated

Continued to charge my account years after cancellation

I canceled my Oportun account years ago, back when it was called acorn or something like that. Little did I know that the cancellation never went through and they continued to charge my account five dollars and then $5.99 a month for well over three years without a bank account connected or any usage on the account. Untrustworthy.
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TheRedWillBarrowTheRedWillBarrow

Awesome

It’s really Amazing helping me with saving money never thought it would be so easy
JannatttsJannattts

$$$ money my life saver

This is the best. YES IT IS.
Linn 746Linn 746

App is not the same

Keep disconnecting my bank account and won’t reconnect. I’ve been using this app when it was saving and been saving me a huge amount of money but since it change to Oportun, it has been a headache where it just randomly disconnect my bank and i can spend a whole hour trying to reconnect where it won’t even work. They need to fix this technical issue.
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Fearless_Antwi15Fearless_Antwi15

Get this app if you wanna save money

I save a ton of money with this app and it has saved us so many times. I don’t even notice the money coming out. Highly recommend.
DockmattDockmatt
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User experience

🐞

Reported Bugs

2 issues

Connectivity issues with bank accounts

Bug

Incorrect account balance updates

Bug
✨

Requested Features

5 requests

Instant transfers

Feature

Customizable withdrawal limits

Feature

Integration with other financial apps

Feature

Bill payment automation

Feature

Improved account monitoring

Feature

FAQ

What does the Oportun app do?

The Oportun app helps you reach your savings goals by automatically setting aside money based on your income and spending patterns. It also allows existing Oportun loan members to manage their loans, check balances, and make payments directly within the app.

How does the automated savings feature work?

The app's Set & Save™ feature learns your financial habits and identifies opportune moments to transfer funds towards your set savings goals. You can set limits, pause savings, and transfer money back to your bank account at any time.

What is the cost of using the Oportun app?

The app offers a 30-day free trial. After the trial, it costs $5.99 per month, or $3.99 per month when billed annually. The app is free for existing loan members to use for loan management purposes.

Is my money safe with Oportun?

Yes, your savings are protected and FDIC-insured up to $250,000 through partner banks. The app uses bank-level encryption, multi-factor authentication, and trusted partners like Plaid to ensure your information is secure.

Who is the Oportun app for?

This app is designed for individuals who want to automate their savings and make progress towards financial goals without constant manual effort. It's also beneficial for existing Oportun loan members who need a convenient way to manage their loan accounts.