Oportun: Savings & Loans

Oportun: Savings & Loans

Build savings, track your loan

289K ratings
528 reviews
Free

Details

  • Released
  • Updated
  • March 8, 2016
  • September 3, 2026
Oportun: Savings & Loans screenshot #1 for iPhone
Oportun: Savings & Loans screenshot #2 for iPhone
Oportun: Savings & Loans screenshot #3 for iPhone
Oportun: Savings & Loans screenshot #4 for iPhone
Oportun: Savings & Loans screenshot #5 for iPhone
Oportun: Savings & Loans screenshot #6 for iPhone
Oportun: Savings & Loans screenshot #7 for iPhone
Oportun: Savings & Loans screenshot #8 for iPhone
Oportun: Savings & Loans screenshot #9 for iPhone
🖼️Get Icon
Icons↘︎

About

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goals
Personalized savings based on spending
Pause or transfer savings anytime
FDIC-insured savings
Loan balance tracking
Payment management and autopay
Show original description

What users say

See all reviews

What's New in Oportun

4.163.0

September 3, 2026

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

More

User reviews

Will not let you cancel

I have tried to cancel multiple times, I’ve tried to pause saving multiple times. Yesterday I had $3000 in my account I knew after some bills were paid it would only leave me with $300. I tried to pause it 2 days in advance, did that sop it? No it still withdrew from my account $413 making my account negative $83. So now the only way to cancel with these jokers is to completely close my bank account. Such BS!
Show more

Was good until recent

The app is only logging me in with Face id and recently it keeps logging me out and disabling the face id when I dont have my log in memorized. Super inconvenient if you need deposit or withdraw. Please fix this

Kk

Best way to save money and thank you for all the help you’ve done for me

Love this app

i’ve had this app a couple years and i love it! helps me save when i’m terrible at it Thank you

Predatory lending

High interest rates on loans are a massive red flag. Do not engage.

User experience

🐞

Reported Bugs

2 issues

Connectivity issues with bank accounts

Bug

Incorrect account balance updates

Bug

Requested Features

5 requests

Instant transfers

Feature

Customizable withdrawal limits

Feature

Integration with other financial apps

Feature

Bill payment automation

Feature

Improved account monitoring

Feature

FAQ

What does the Oportun app do?

The Oportun app helps you reach your savings goals by automatically setting aside money based on your income and spending patterns. It also allows existing Oportun loan members to manage their loans, check balances, and make payments directly within the app.

How does the automated savings feature work?

The app's Set & Save™ feature learns your financial habits and identifies opportune moments to transfer funds towards your set savings goals. You can set limits, pause savings, and transfer money back to your bank account at any time.

What is the cost of using the Oportun app?

The app offers a 30-day free trial. After the trial, it costs $5.99 per month, or $3.99 per month when billed annually. The app is free for existing loan members to use for loan management purposes.

Is my money safe with Oportun?

Yes, your savings are protected and FDIC-insured up to $250,000 through partner banks. The app uses bank-level encryption, multi-factor authentication, and trusted partners like Plaid to ensure your information is secure.

Who is the Oportun app for?

This app is designed for individuals who want to automate their savings and make progress towards financial goals without constant manual effort. It's also beneficial for existing Oportun loan members who need a convenient way to manage their loan accounts.