Best apps like Plastiq

10+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated July 2026

Whether you want more options like Plastiq or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Plastiq

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Amex Business Blueprint™#2

Amex Business Blueprint™ by American Express

Efficient Cash Flow Management
Strong Contender
💰 Finance
4.8😞(8.5K ratings)
Free
Amex Business Blueprint™ screenshot 1
Amex Business Blueprint™ screenshot 2
Amex Business Blueprint™ screenshot 3
Amex Business Blueprint™ screenshot 4
Amex Business Blueprint™ screenshot 5
Amex Business Blueprint™ screenshot 6

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

What We Love

  • 🚀 Lightning-fast mobile check deposit
  • 👍 Simple and straightforward app
  • 💡 Convenient line of credit when needed

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔒 Lack of security features like Touch ID
  • 💸 High interest rates and short repayment periods
Backflip Real Estate Investing#3

Backflip Real Estate Investing by Backflip

Worth Considering
💰 Finance
4.2(53 ratings)
FreeAds
Backflip Real Estate Investing screenshot 1
Backflip Real Estate Investing screenshot 2
Backflip Real Estate Investing screenshot 3
Backflip Real Estate Investing screenshot 4
Backflip Real Estate Investing screenshot 5
Backflip Real Estate Investing screenshot 6

This platform provides real estate investors with tools to analyze properties, forecast profits, and access capital for fix and flip projects. It automates deal detection and filtering, offering a streamlined investment process.

More apps like Plastiq

4
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.3K)
free
5
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
💰 Finance
(12K)
free
6
Boom - Build credit with rent.
Boom - Build credit with rent.
Boom - Build credit with rent.
Build & track your credit.
Free

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

Report rent payments to credit bureausBuild credit historyTrack credit score progress
💰 Finance
(1.2K)
free with in-app purchases
7
DealCheck: Analyze Real Estate
DealCheck: Analyze Real Estate
DealCheck: Analyze Real Estate
Property Analysis, Simplified
Free

This app simplifies real estate investment analysis for investors and agents. It helps crunch numbers, perform due diligence on various property types, and generate detailed reports. Cloud syncing ensures data is accessible across devices.

Analyze rental properties, flips, and commercial buildingsImport property data from public recordsCalculate cash flow, ROI, and profit projections
💰 Finance
(1.7K)
free with in-app purchases
8
Bluevine
Bluevine
Bluevine
Bluevine
Free

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Digital business checking accountManage cash flow and transactionsPay bills and deposit checks
💰 Finance
(4.2K)
free
9
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
10
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
💰 Finance
(22K)
free with in-app purchases