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PNB Digital

PNB Digital

PNB Digital

544 ratings
265 reviews
💼 Business
💰 Finance
Free

Details

Released
February 18, 2021
Updated
October 5, 2026

Features

Developer

Philippine National Bank
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PNB Digital screenshot #1 for iPhone
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PNB Digital screenshot #8 for iPhone
iphone
ipad
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Reviews summary↘︎
⭐265
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❓5 answered
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About

Open a savings account, manage finances, and make payments easily. This app allows users to perform various banking transactions, including sending money, settling bills, and investing, all from their mobile device.

✓Open savings accounts
✓Manage deposit and credit card accounts
✓Send money via InstaPay and PESONet
✓Settle bills and top-up eWallets
✓Invest in UITFs
✓Cardless ATM withdrawals
✓Order checkbooks
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What users say about PNB Digital

Reviews of PNB Digital are mostly negative: the Finance app is rated 2.3/5 from 544 App Store ratings. What users like most: smooth banking experience, secure transactions. Top complaints: frequent crashes and errors, restrictive device registration. Summarized from real user reviews.

Positive things

  • 🚀Smooth banking experience
  • 🔒Secure transactions
  • 👍User-friendly interface
  • 💡Convenient bill payments

Negative things

  • 🐛Frequent crashes and errors
  • 🔒Restrictive device registration
  • 👎Poor customer support
  • 🕰️Slow response times
See all reviews

What's New in PNB Digital

11.6.2

October 5, 2026

What's New? PNB Digital: Add your PNB Card to Apple Pay! In this release, we made it easier for iOS users to add their active PNB Debit or Credit Cards to Apple Pay Digital Wallet. Once your PNB Card is added via PNB Digital, you can easily and securely pay anytime using your iPhone and Apple Watch.

More

User reviews

Most RecentHighest RatedLowest Rated

New iphone device and old device

Can’t even register my new devices or unregistered my device to my old iPhone.
BBhiyet

Mobile Apps is horrible.

Please try to improve the Apps, it is very slow… takes forever to log in.
MMajz23

Digital is worse

Mas okay pa ang services dati na may desktop compare sa digital portal na daming issue. Ang bagal pa ng digital.
Aahahueu

Online Transaction

Always experiencing issue sending money online
JJmS182…

Resetting passwords for new devices

I’m so frustrated I change my device and I can’t able to access my account, you can’t retrieve your password or any link nothing, to recover my password
Cchauncey21
See 260 more reviews

Developer apps

Xchanged Guam
Xchanged Guam

Guam's first mobile remittance

💰 Finance

(5)

Free
With Ads
Xchanged USA
Xchanged USA

by PHILIPPINE NATIONAL BANK

💰 Finance

(6)

Free
PNB CashNet+
PNB CashNet+

by PHILIPPINE NATIONAL BANK

💰 Finance

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Unable to sign up or register

Bug

Incorrect details error during login

Bug

Unresponsive app during maintenance

Bug
✨

Requested Features

4 requests

Password reset option

Feature

Multiple device registration

Feature

Improved transaction history

Feature

International remittance support

Feature

FAQ

What can I do with the PNB Digital app?

The PNB Digital app allows you to open a savings account, manage your PNB deposit and credit card accounts, send money to other accounts and eWallets, settle bills, top-up eWallets, invest in UITFs, and perform cardless ATM withdrawals. You can also order checkbooks and monitor your time deposits.

How do I sign up for PNB Digital?

You can sign up for PNB Digital without visiting a branch. You can enroll using an eligible PNB Savings or Checking account number, or your PNB Debit Card or Credit Card number.

Is PNB Digital free to use?

Yes, the PNB Digital app is free to download and use. There are no subscription fees or in-app purchases mentioned for the core banking functionalities.

Can I open a PNB savings account with this app?

Yes, Filipinos residing in the Philippines can easily open a PNB savings account with just one valid ID. Filipinos working in Hong Kong, Singapore, and Japan can also start their account application through the app, requiring a visit to an overseas PNB branch within 30 days for KYC verification and a remittance to fund the account.

What security features does PNB Digital offer?

The app offers robust security features to protect your accounts. You can access your account using Fingerprint/Touch ID or Face ID. Additionally, you can lock your principal credit card anytime to prevent unauthorized use and unlock it when needed.