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PNB Digital

PNB Digital

PNB Digital

523 ratings
260 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • February 18, 2021
  • June 8, 2026

Developer

PHILIPPINE NATIONAL BANK
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Reviews summary↘︎
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About

Open a savings account, manage finances, and make payments easily. This app allows users to perform various banking transactions, including sending money, settling bills, and investing, all from their mobile device.

✓Open savings accounts
✓Manage deposit and credit card accounts
✓Send money via InstaPay and PESONet
✓Settle bills and top-up eWallets
✓Invest in UITFs
✓Cardless ATM withdrawals
✓Order checkbooks
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What users say

Summarized from real user reviews of PNB Digital. Based on 523 reviews and a 2.3/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Smooth banking experience
  • 🔒Secure transactions
  • 👍User-friendly interface
  • 💡Convenient bill payments

Negative things

  • 🐛Frequent crashes and errors
  • 🔒Restrictive device registration
  • 👎Poor customer support
  • 🕰️Slow response times
See all reviews

What's New in PNB Digital

11.5.4

June 8, 2026

In this release, we have made some improvements to our digital banking service to make your experience better.

User reviews

Most RecentHighest RatedLowest Rated

LAGGING

EVERY NOW AND THEN IT IS LAGGING
keibisukeibisu

Not reliable

It could go for days when I can open the app but it wont allow me to do anything at all. When I click any button, it just shows a spinning wheel like it's loading for a minute then goes back to the home page. It's so frustrating because even the customer service doesnt know the issue.
Marji O'DMarji O'D

Can’t proceed to see my accounts

The loading seems to be just continuously appearing and nothing happens! Now I can’t see anything my balances and transactions won’t appear! What happened?
rageERrageER

Recent updates are so frustrating

Recent updates are so frustrating, very reliable even for the basic functionalities like accessing accounts, transferring and paying
N***********************N***********************

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Negative
Lau_1036Lau_1036
See 255 more reviews

Developer apps

Xchanged Guam
Xchanged Guam

Guam's first mobile remittance

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(5)

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With Ads
Xchanged USA
Xchanged USA

by PHILIPPINE NATIONAL BANK

💰 Finance

(6)

Free
PNB CashNet+
PNB CashNet+

by PHILIPPINE NATIONAL BANK

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(1)

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See developer apps

User experience

🐞

Reported Bugs

3 issues

Unable to sign up or register

Bug

Incorrect details error during login

Bug

Unresponsive app during maintenance

Bug
✨

Requested Features

4 requests

Password reset option

Feature

Multiple device registration

Feature

Improved transaction history

Feature

International remittance support

Feature

FAQ

What can I do with the PNB Digital app?

The PNB Digital app allows you to open a savings account, manage your PNB deposit and credit card accounts, send money to other accounts and eWallets, settle bills, top-up eWallets, invest in UITFs, and perform cardless ATM withdrawals. You can also order checkbooks and monitor your time deposits.

How do I sign up for PNB Digital?

You can sign up for PNB Digital without visiting a branch. You can enroll using an eligible PNB Savings or Checking account number, or your PNB Debit Card or Credit Card number.

Is PNB Digital free to use?

Yes, the PNB Digital app is free to download and use. There are no subscription fees or in-app purchases mentioned for the core banking functionalities.

Can I open a PNB savings account with this app?

Yes, Filipinos residing in the Philippines can easily open a PNB savings account with just one valid ID. Filipinos working in Hong Kong, Singapore, and Japan can also start their account application through the app, requiring a visit to an overseas PNB branch within 30 days for KYC verification and a remittance to fund the account.

What security features does PNB Digital offer?

The app offers robust security features to protect your accounts. You can access your account using Fingerprint/Touch ID or Face ID. Additionally, you can lock your principal credit card anytime to prevent unauthorized use and unlock it when needed.