Best Scrella alternatives: apps like Scrella

10+ similar apps compared and reviewed

3.3 avg rating
10 free apps
Updated October 2026
Scrella
Scrella
Scrella Technologies Limited

Whether you want more options like Scrella or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Scrella

Ohere Credit#1

Ohere Credit by Ether Labs

Build credit with your card
Editor's Choice
💰 Finance
3.4(5 ratings)
Free
Ohere Credit screenshot 1
Ohere Credit screenshot 2
Ohere Credit screenshot 3
Ohere Credit screenshot 4
Ohere Credit screenshot 5
Ohere Credit screenshot 6

Access fairer credit, build a credit score, and manage repayments with greater control. Apply for credit, get approved for a card with a starting limit, and spend now to repay later. Extend due dates for a fee and track your credit score to grow your limit.

Credx Finance#3

Credx Finance by Credx Nigeria Ltd

Get salary advances
Worth Considering
💰 Finance
1.0(2 ratings)
Free
Credx Finance screenshot 1
Credx Finance screenshot 2
Credx Finance screenshot 3
Credx Finance screenshot 4

This app offers quick, affordable salary advances to employees of partner organizations. It provides a fully digital process for applications, approvals, and fund disbursement, with repayments linked to salary deductions. The service aims to offer financial flexibility without collateral or guarantors.

More apps like Scrella

4
InvestNaija
InvestNaija
InvestNaija
by Chapel Hill Denham
Free

Plan, save, and invest responsibly with an all-in-one money app. Access SEC-regulated investment options, set financial goals, and learn personal finance through courses and articles. Secure your future with tools for budgeting, saving, and investing.

Financial planning and goal settingAutomated savingsLong and short-term investments
💰 Finance
(53)
free
5
CTMFB
CTMFB
CTMFB
Make Banking Easy.
Free

This financial management app provides access to credit, payment solutions, and investment opportunities. It offers tools for personal finance management and allows users to open a digital bank account quickly. The service is licensed and insured in Nigeria.

Access to creditSimple payment solutionsHigh-yield investment opportunities
💰 Finance
(7)
free
6
Zedcrest Wealth
Zedcrest Wealth
Zedcrest Wealth
The fun side of money
Free

Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.

Flexible savings with early withdrawalTarget savings for financial goalsLocked savings for discipline
💰 Finance
(118)
free
7
Aella MFB
Aella MFB
Aella MFB
Seamless Digital Banking
Free

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

LoansInvestmentsBill payments
💰 Finance
(197)
free
8
Ladda: Save and invest
Ladda: Save and invest
Ladda: Save and invest
Automate saving and investment
Free

Automate your savings and investments to achieve your financial goals. Build personalized portfolios, make regular or one-time deposits, and earn competitive interest rates. Access your funds anytime and manage your money with ease for greater financial independence.

Automated and non-automated savingsShort and long-term goal planningEmergency fund creation
💰 Finance
(30)
free
9
Zap by Paystack
Zap by Paystack
Zap by Paystack
Fast & seamless bank transfers
Free

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

Seamless onboardingFast bank transfersSecure transactions
💰 Finance
(24)
ad-supported
10
Andray Finance
Andray Finance
Andray Finance
Borrow smart, Build strong
Free

This digital lending platform offers quick and transparent loans to salaried professionals, entrepreneurs, and gig workers in Nigeria. It provides instant access to funds, easy repeat borrowing, and loan growth opportunities based on responsible repayment. The service prioritizes privacy and automated, secure transactions.

Instant loan access up to ₦5,000,000Streamlined, paperwork-free applicationEasy repeat borrowing
💰 Finance
(5)
free