95%
This app fills a gap left by many calculators. Demonstrates the impact of many planning decisions in clear way. You can learn strategies available to you by playing around and comparing scenarios. Don’t know whether to covert to Roth or when to start, just run a comparison. Want to know if moving to smaller home can help, run a comparison.
It includes models of things that are enormously difficult to estimate like home insurance costs, property taxes, medical bills, Medicare income penalties.
It crashes when I try to delete a life event.
It would be even better with:
1. 401k multiple matching levels.
2 HSA, spending strategies: pay medical expense first, or use medical receipt banking to create a tax advantaged emergency fund..
3 Finer granularity on how excess money gets invested. Do I up my my 401k? Roth or pre tax? And so on. Can I save cash until HSA + cash = minimum emergency value, or just cash, and then do Roth conversions?
It includes models of things that are enormously difficult to estimate like home insurance costs, property taxes, medical bills, Medicare income penalties.
It crashes when I try to delete a life event.
It would be even better with:
1. 401k multiple matching levels.
2 HSA, spending strategies: pay medical expense first, or use medical receipt banking to create a tax advantaged emergency fund..
3 Finer granularity on how excess money gets invested. Do I up my my 401k? Roth or pre tax? And so on. Can I save cash until HSA + cash = minimum emergency value, or just cash, and then do Roth conversions?
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Response from developer
Wow thank you for the detailed feedback. Got lucky that I was nearing the next big release and I was able to fit in critical items from this list (including delete buttons in addition to swipe to deletes that I had before). New version is live, please update!
Very helpful!
Very useful for scenario planning and understanding how different changes can impact what finances look like later on.
Awesome app - recommend!
Just tried this new app, it’s a surprisingly realistic projection of my finances. Will be recommending to my friends.
