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Tamara | Shop Now Pay Later

Tamara | Shop Now Pay Later

Pay in up to 24, No late fees

59K ratings
411 reviews
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • March 21, 2021
  • July 17, 2026

Features

Developer

Tamara FZE
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About

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

✓Pay in installments or in full
✓Sign up in minutes
✓Shop at thousands of partners
✓Exclusive deals and discounts
✓Cashback and rewards program
✓Buyer protection
✓Discover nearby stores
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What users say

Summarized from real user reviews of Tamara | Shop Now Pay Later. Based on 59K reviews and a 4.7/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 💡Helpful payment splitting
  • 🚀Smooth and fast transactions
  • 🙏Excellent customer service

Negative things

  • 🐛Unreliable payment processing
  • 🤬Terrible customer support
  • ❌Unauthorized charges
  • ⚠️Limited availability in certain regions
See all reviews
+1

What's New in Tamara | Shop Now Pay Later

6.13.2

July 17, 2026

Meet your new Tamara experience. Enjoy a simpler interface, bold new design and the same seamless Tamara shopping experience you love.

User reviews

Most RecentHighest RatedLowest Rated

شكر وعرفان

السلام عليكم ورحمة الله وبركاته بعد التحيه لكم الافضل بعد الله من
مساعدتكم لنا ولا المسلمين ان شاءلله اشوفك من اعلى الي اعلى 🙏🏻💚💚💚💚💚💚💚💚
مايحتاج مستعار😂مايحتاج مستعار😂

EXTRA CHARGE WITHOUT NOTICE

beware of this app, they add extra amount on your purchases even without notice.and when you raise complaint they will not refund the amount.
Chris_9985Chris_9985

مجموع الدفعات

في التحديث الجديد لا يظهر مجموع الدفعات كامله
Wadiah kareemWadiah kareem

سيء

اخر دفعة رفض يظهرها لي بالتطبيق
al3abrrrrrrr12al3abrrrrrrr12

…

التطبيق يعلق ولا اقدر اسدد ولافيه خدمة عملاء ولايردون
AlamalaaaaaaaaaaAlamalaaaaaaaaaa
See 406 more reviews

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Tamara Business
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User experience

🐞

Reported Bugs

2 issues

App crashes frequently

Bug

Payment method issues

Bug
✨

Requested Features

2 requests

Longer payment plan options

Feature

Expand to more countries and stores

Feature

FAQ

What does Tamara do?

Tamara is a financial super-app that provides users with flexible payment options for their purchases. It allows you to shop now and pay later, either by splitting your payment into installments or paying in full. The app aims to give users more control over their finances and their shopping experience.

How does the installment payment work?

You can choose to pay for your purchases in installments, with options to split payments into 4 or more. This feature is available at thousands of partner stores, both online and in-store. The app emphasizes no late fees, ever, making it a predictable way to manage your spending.

Is there a cost to use Tamara?

Based on the provided information, the app is free to download and use. There are no late fees associated with installment payments. The app also offers a SMART membership program which provides perks like cashback and rewards, suggesting potential value-added benefits.

What are the benefits of using Tamara?

Tamara offers several benefits, including the freedom to shop your way with flexible payment options, secure and Sharia-compliant transactions, and exclusive deals and discounts. The SMART membership program further enhances the experience with cashback, buyer protection, and priority support.

Where can I use Tamara?

You can use Tamara at thousands of partner stores online and in-store across various categories like fashion, beauty, electronics, travel, and furniture. The app also features a tool to discover stores near you that accept Tamara, making it convenient for in-person shopping.