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Tamara | Own your Dream

Tamara | Own your Dream

Pay in up to 24, No late fees

59K ratings
413 reviews
๐Ÿ’ฐ Finance
๐Ÿ›๏ธ Shopping
Free

Details

  • Released
  • Updated
  • March 21, 2021
  • September 4, 2026

Features

Developer

Tamara FZE
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Tamara | Own your Dream screenshot #1 for iPhone
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Reviews summaryโ†˜๏ธŽ
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About

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

โœ“Pay in installments or in full
โœ“Sign up in minutes
โœ“Shop at thousands of partners
โœ“Exclusive deals and discounts
โœ“Cashback and rewards program
โœ“Buyer protection
โœ“Discover nearby stores
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What users say

Summarized from real user reviews of Tamara | Own your Dream. Based on 59K reviews and a 4.7/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • ๐Ÿ‘Easy to use
  • ๐Ÿ’กHelpful payment splitting
  • ๐Ÿš€Smooth and fast transactions
  • ๐Ÿ™Excellent customer service

Negative things

  • ๐Ÿ›Unreliable payment processing
  • ๐ŸคฌTerrible customer support
  • โŒUnauthorized charges
  • โš ๏ธLimited availability in certain regions
See all reviews
+1

What's New in Tamara | Own your Dream

6.17.0

September 4, 2026

Bug fixes and performance improvements to make your experience smoother and more reliable.

User reviews

Most RecentHighest RatedLowest Rated

Tamara

Tamara is tha best ๐Ÿ’œ
Mohammed11256Mohammed11256

Processing fees

Processing fees
TheLeaderInMarRTheLeaderInMarR

ุดูƒุฑ ูˆุนุฑูุงู†

ุงู„ุณู„ุงู… ุนู„ูŠูƒู… ูˆุฑุญู…ุฉ ุงู„ู„ู‡ ูˆุจุฑูƒุงุชู‡ ุจุนุฏ ุงู„ุชุญูŠู‡ ู„ูƒู… ุงู„ุงูุถู„ ุจุนุฏ ุงู„ู„ู‡ ู…ู†
ู…ุณุงุนุฏุชูƒู… ู„ู†ุง ูˆู„ุง ุงู„ู…ุณู„ู…ูŠู† ุงู† ุดุงุกู„ู„ู‡ ุงุดูˆููƒ ู…ู† ุงุนู„ู‰ ุงู„ูŠ ุงุนู„ู‰ ๐Ÿ™๐Ÿป๐Ÿ’š๐Ÿ’š๐Ÿ’š๐Ÿ’š๐Ÿ’š๐Ÿ’š๐Ÿ’š๐Ÿ’š
ู…ุงูŠุญุชุงุฌ ู…ุณุชุนุงุฑ๐Ÿ˜‚ู…ุงูŠุญุชุงุฌ ู…ุณุชุนุงุฑ๐Ÿ˜‚

EXTRA CHARGE WITHOUT NOTICE

beware of this app, they add extra amount on your purchases even without notice.and when you raise complaint they will not refund the amount.
Chris_9985Chris_9985

ู…ุฌู…ูˆุน ุงู„ุฏูุนุงุช

ููŠ ุงู„ุชุญุฏูŠุซ ุงู„ุฌุฏูŠุฏ ู„ุง ูŠุธู‡ุฑ ู…ุฌู…ูˆุน ุงู„ุฏูุนุงุช ูƒุงู…ู„ู‡
Wadiah kareemWadiah kareem
See 408 more reviews

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Free
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User experience

๐Ÿž

Reported Bugs

2 issues

App crashes frequently

Bug

Payment method issues

Bug
โœจ

Requested Features

2 requests

Longer payment plan options

Feature

Expand to more countries and stores

Feature

FAQ

What does Tamara do?

Tamara is a financial super-app that provides users with flexible payment options for their purchases. It allows you to shop now and pay later, either by splitting your payment into installments or paying in full. The app aims to give users more control over their finances and their shopping experience.

How does the installment payment work?

You can choose to pay for your purchases in installments, with options to split payments into 4 or more. This feature is available at thousands of partner stores, both online and in-store. The app emphasizes no late fees, ever, making it a predictable way to manage your spending.

Is there a cost to use Tamara?

Based on the provided information, the app is free to download and use. There are no late fees associated with installment payments. The app also offers a SMART membership program which provides perks like cashback and rewards, suggesting potential value-added benefits.

What are the benefits of using Tamara?

Tamara offers several benefits, including the freedom to shop your way with flexible payment options, secure and Sharia-compliant transactions, and exclusive deals and discounts. The SMART membership program further enhances the experience with cashback, buyer protection, and priority support.

Where can I use Tamara?

You can use Tamara at thousands of partner stores online and in-store across various categories like fashion, beauty, electronics, travel, and furniture. The app also features a tool to discover stores near you that accept Tamara, making it convenient for in-person shopping.