Best Monthly Payment Plan Apps

209+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our monthly payment plan list covers 209+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Monthly Payment Plan

Katapult | Shop & Lease to Own#1

Katapult | Shop & Lease to Own by Katapult Group Inc

Browse, shop, lease, and own.
Editor's Choice
💰 Finance
4.8😐(26K ratings)
Free
Katapult | Shop & Lease to Own screenshot 1
Katapult | Shop & Lease to Own screenshot 2
Katapult | Shop & Lease to Own screenshot 3
Katapult | Shop & Lease to Own screenshot 4
Katapult | Shop & Lease to Own screenshot 5

Discover a revolutionary shopping companion that uses cutting-edge technology to enhance your shopping experience. Find personalized recommendations, exclusive deals, and seamless checkout options all in one place. Elevate your shopping with Katapult today!

What We Love

  • 🚀 Easy financing
  • 💡 90-day early buyout option
  • 👍 Friendly customer service
  • 🚀 Quick approval process

Room to Improve

  • 🐛 App issues and glitches
  • 🔒 Security and privacy concerns
  • 💰 High interest rates after 90 days
Zip - Buy Now, Pay Later#2

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop & Pay in 4¹
Strong Contender
🛍️ Shopping
4.9😊(820K ratings)
FreeAds
#55in Shopping
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support
Tamara | Shop Now Pay Later#3

Tamara | Shop Now Pay Later by Tamara FZE

Pay in up to 24, No late fees
Worth Considering
💰 Finance
4.7😞(59K ratings)
Free
Tamara | Shop Now Pay Later screenshot 1
Tamara | Shop Now Pay Later screenshot 2
Tamara | Shop Now Pay Later screenshot 3
Tamara | Shop Now Pay Later screenshot 4
Tamara | Shop Now Pay Later screenshot 5
Tamara | Shop Now Pay Later screenshot 6

Discover new and trending fashion items from top brands curated just for you. Get personalized recommendations based on your style preferences and shop the latest trends effortlessly. Update your wardrobe with ease!

What We Love

  • 👍 Easy to use
  • 💡 Helpful payment splitting
  • 🚀 Smooth and fast transactions
  • 🙏 Excellent customer service

Room to Improve

  • 🐛 Unreliable payment processing
  • 🤬 Terrible customer support
  • ❌ Unauthorized charges

More Monthly Payment Plan apps to explore

4
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

🛍️ Shopping
(287K)
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

💰 Finance
(2.2M)
6
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

💰 Finance
(3K)
7
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

🛍️ Shopping
(384)
8
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

💰 Finance
(8.4K)
9
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
10
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

🛍️ Shopping
(106K)
11
Progressive Leasing
Progressive Leasing
Progressive Leasing
by Prog Leasing, LLC
Free

Access a mobile app that simplifies shopping with a lease-to-own purchase option, perfect for those with less-than-perfect credit. Shop at over 30,000 retail locations nationwide or from the comfort of your own home. Download the app today for an instant decision and get what you need now, with the ease of payment over time.

🛍️ Shopping
(34K)
12
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Pay rent on your own schedule
Free

An app that helps users pay their rent on a flexible schedule by splitting it into two payments, aiding in timely rent payments, cash flow management, and credit history improvement. Membership fee of $14.99/month plus 1% bill payment fee.

💰 Finance
(391K)
13
FlexWallet
FlexWallet
FlexWallet
Shop In Store & Lease to Own
Free

FlexWallet is a convenient shopping app that lets you easily track your expenses and manage your budget while browsing in-store. Take control of your spending with just a few taps!

🛍️ Shopping
(2.7K)
14
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

Get instant access to verified bank deposits and emergency funds with Beem. Subscribe for as low as $2.47/month to access features like early withdrawals, job loss protection, and more. Say goodbye to traditional cash advance apps and payday loans.

💰 Finance
(30K)
15
Mintpay | Pay Better.
Mintpay | Pay Better.
Mintpay | Pay Better.
Unlimited Cashback I Pay in 3
Free

Shop smarter and get rewarded with a payment app that offers unlimited cashback and interest-free instalments. Earn rewards, track payments, and spend easily at over 2,500+ partner brands, and start enjoying a financially fluent experience today.

🛍️ Shopping
(132)
16
Chronicle - Bill Organizer
Chronicle - Bill Organizer
Chronicle - Bill Organizer
Track bills & subscriptions
Free

Organize and track your bills easily with this app. Stay on top of due dates, manage payments, and maintain a clear overview of your finances. Never miss a bill payment again - download now!

💰 Finance
(3.6K)
17
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Easily calculate monthly car payments and compare leasing options with this mobile app. Take control of your vehicle finances today!

💰 Finance
(2.2K)
18
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
One Stop For All Your Bills
Free

Sahl سهل - Payments Made Easy is a convenient app for managing and paying bills, offering a variety of services like electricity, water, gas, mobile top-ups, and more. Enjoy secure transactions, various payment methods, and easy tracking of payment history. Contact support to switch to an NFC-enabled card for app access. Explore @sahlpayapp on social media and reach out at info@sahlpay.app for inquiries.

💰 Finance
(8.9K)
19
Bill Organizer + Reminders
Bill Organizer + Reminders
Bill Organizer + Reminders
Never miss a due date
Free
💰 Finance
(181)
20
Mint Mobile
Mint Mobile
Mint Mobile
Premium Wireless
Free

Experience premium wireless service without the unnecessary extras for just $15 a month with Mint Mobile. Enjoy everything you need, from unlimited talk to high-speed data, hassle-free. Sign up now for hassle-free wireless service.

🔧 Utilities
(243K)