249+ iOS apps curated and reviewed
The best pay in payments apps on iPhone average 4.8★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 |  | Free | 4.7★ (59K) | No | No | Oct 2026 | |
| 2 |  | Free | 4.9★ (22K) | No | No | Oct 2026 | |
| 3 |  | Free | 4.9★ (1.8M) | No | No | Oct 2026 | |
| 4 |  | Free | 4.9★ (872K) | No | No | Oct 2026 | |
| 5 |  | Free | 4.9★ (304K) | No | No | Oct 2026 | |
| 6 |  | Free | 4.8★ (121K) | No | No | Oct 2026 | |
| 7 |  | Free | 4.9★ (753K) | No | No | Oct 2026 | |
| 8 |  | Free | 4.9★ (2.4M) | Yes | No | Oct 2026 |
This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.
Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.
This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.
