Best Pay In Four Anywhere Apps

212+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Whether you're new to pay in four anywhere or looking for an upgrade, our curated collection of 212+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Pay In Four Anywhere

Four | Buy Now, Pay Later#1

Four | Buy Now, Pay Later by Four Technologies, Inc.

Flexible Shopping & Payments
Editor's Choice
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜ž(106K ratings)
Free
#60in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

What We Love

  • ๐Ÿ’ณ Convenient payment option
  • ๐Ÿ›’ Wide variety of stores
  • ๐Ÿค‘ Affordable payment plans
  • ๐Ÿ“ˆ Increasing spending limits

Room to Improve

  • ๐Ÿค– Poor customer service
  • โŒ Declined/canceled orders
  • ๐Ÿ’ฐ Unauthorized charges
Tamara | Shop Now Pay Later#2

Tamara | Shop Now Pay Later by Tamara FZE

Pay in up to 24, No late fees
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(59K ratings)
Free
Tamara | Shop Now Pay Later screenshot 1
Tamara | Shop Now Pay Later screenshot 2
Tamara | Shop Now Pay Later screenshot 3
Tamara | Shop Now Pay Later screenshot 4
Tamara | Shop Now Pay Later screenshot 5
Tamara | Shop Now Pay Later screenshot 6

Discover new and trending fashion items from top brands curated just for you. Get personalized recommendations based on your style preferences and shop the latest trends effortlessly. Update your wardrobe with ease!

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful payment splitting
  • ๐Ÿš€ Smooth and fast transactions
  • ๐Ÿ™ Excellent customer service

Room to Improve

  • ๐Ÿ› Unreliable payment processing
  • ๐Ÿคฌ Terrible customer support
  • โŒ Unauthorized charges
PayLater - Split in 4 payments#3

PayLater - Split in 4 payments by PAY LATER WEBSITE SERVICES WLL

The Only Way to Split Pay
Worth Considering
๐Ÿ’ฐ Finance
3.6๐Ÿ˜ž(253 ratings)
Free
PayLater - Split in 4 payments screenshot 1
PayLater - Split in 4 payments screenshot 2
PayLater - Split in 4 payments screenshot 3
PayLater - Split in 4 payments screenshot 4
PayLater - Split in 4 payments screenshot 5
PayLater - Split in 4 payments screenshot 6

What We Love

  • ๐Ÿ‘ Trusted
  • ๐Ÿ‘ Great experience

Room to Improve

  • ๐Ÿ’ก No Arabic language support
  • ๐Ÿ’ก Low spending limit
  • ๐Ÿ› Debit card not supported

More Pay In Four Anywhere apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

๐Ÿ›๏ธ Shopping
(384)
5
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

๐Ÿ›๏ธ Shopping
(287K)
6
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

๐Ÿ’ฐ Finance
(3K)
7
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

๐Ÿ’ฐ Finance
(2.2M)
8
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

๐Ÿ›๏ธ Shopping
(820K)
9
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

๐Ÿ’ฐ Finance
(8.4K)
10
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

๐Ÿ’ฐ Finance
(23K)
11
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

๐Ÿ›๏ธ Shopping
(1.7M)
12
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

๐Ÿ’ฐ Finance
(6.3M)
13
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

This application provides on-demand access to earned wages, allowing users to choose how much of their wages they'd like to receive instantly. It includes financial wellness tools, instant money transfers, flat fee access, and the option to boost spending power. To use the app, employers must have an agreement with the service. Visit the website to learn more.

๐Ÿ’ฐ Finance
(32K)
14
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Easy shopping.
Free

Shop with ease using Suave: Buy now, pay later. Get prequalified for flexible monthly payments and shop at your favorite stores stress-free. Start shopping smarter today!

๐Ÿ›๏ธ Shopping
(657)
15
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Get secure, on-the-go access to all your accounts with the rapid! Pay app. Manage your rapid! PayCard, view balances, transfer funds, and access earnings instantly. Experience cash back rewards, bill payment, personalized cards, and more.

๐Ÿ’ฐ Finance
(179K)
16
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earnings early, manage spending, savings, and get discounts effortlessly with our app. Enjoy early access to your paycheck, instant mobile payments, smart spending insights, and grow your savings with real-time advice. Experience convenient and secure banking without hidden fees. Join us at www.payactiv.com.

๐Ÿ’ฐ Finance
(77K)
17
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

Get instant access to verified bank deposits and emergency funds with Beem. Subscribe for as low as $2.47/month to access features like early withdrawals, job loss protection, and more. Say goodbye to traditional cash advance apps and payday loans.

๐Ÿ’ฐ Finance
(30K)
18
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Unlock early access to your paycheck with our on-demand wage app! Seamlessly transfer funds when needed, enjoy zero hidden fees or interest payments, and experience around-the-clock support. Join now for financial freedom and make everyday payday! Call us at (424) 369-7246 or visit Rainapp.com to learn more.

๐Ÿ’ผ Business
(40K)
19
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

๐Ÿ’ฐ Finance
(117K)
20
UKG Wallet
UKG Wallet
UKG Wallet
Live The Life You Earned
Free

Access your earned wages before payday with the UKG Walletโ„ข app. Get early access to your paycheck, easy mobile payments, tools for tracking spending, fee-free banking, and secure transactions. Stay financially fit on your life-work journey with convenience and security. Explore UKG Walletโ„ข now!

๐Ÿ’ฐ Finance
(17K)