Best ToKpay alternatives: apps like ToKpay - 이나인페이, 선불카드

10+ similar apps compared and reviewed

4.0 avg rating
10 free apps
Updated October 2026

Looking for something like ToKpay? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to ToKpay

CROSS: Global Remittance#1

CROSS: Global Remittance by CROSS ENF INC.

Essential App in Korea
Editor's Choice
💰 Finance
4.9😊(109 ratings)
Free
CROSS: Global Remittance screenshot 1
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CROSS: Global Remittance screenshot 3
CROSS: Global Remittance screenshot 4
CROSS: Global Remittance screenshot 5

Easily shop for Korean goods in your own language and send money globally with fixed low fees. Enjoy fast, secure, and convenient international remittances, even on weekends. Get rewarded with points for daily use and referrals.

What We Love

  • 🚀 Fast remittance speed
  • 👍 Easy to use interface
  • 💰 Competitive exchange rates
  • 🆓 Free or low fees
  • 🎁 Points and promotions
  • 💬 Responsive customer support
  • 🛒 Shopping features
  • ✅ Reliable service
  • ✨ User-friendly for beginners
  • 📱 Smooth transactions
  • 📈 High exchange rates
  • 💡 Frequent updates and improvements
  • 🛡️ Secure platform
  • ⏱️ Quick processing
  • 💯 High satisfaction

Room to Improve

  • 🐛 Initial screen issue
  • 🐌 Slow notification delivery
  • ⚠️ Point expiration confusion
Hanpass - Overseas Remittance#2

Hanpass - Overseas Remittance by HANPASS

Making finance borderless
Strong Contender
💰 Finance
3.6(59 ratings)
Free
Hanpass - Overseas Remittance screenshot 1
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Hanpass - Overseas Remittance screenshot 6

This app facilitates easy, fast, and affordable international money transfers with real-time exchange rates and multiple receiving options. It also offers a digital wallet, prepaid card, domestic remittances, ATM withdrawals, and various lifestyle services like transportation booking and bill payments.

GmoneyTrans#3

GmoneyTrans by GmoneyTrans

Global Remittance & Debit Card
Worth Considering
💰 Finance
4.2(33 ratings)
Free
GmoneyTrans screenshot 1
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Send money globally in minutes with competitive exchange rates and no hidden fees. This app also offers a debit card for payments in South Korea, with features like free transportation and rebate points. Additionally, users can recharge mobile phones and withdraw cash from ATMs.

More apps like ToKpay

4
GME Remit – Money Transfer
GME Remit – Money Transfer
GME Remit – Money Transfer
Send Money to and from Korea
Free

This app facilitates international money transfers and local transactions. It offers features like auto-debit, real-time exchange rates, and a digital wallet. Users can also access mobile top-ups, ATM withdrawals, and loan services.

Overseas remittanceAuto-debit transfersReal-time exchange rates
💰 Finance
(2.5K)
free with in-app purchases
5
Bravo Korea
Bravo Korea
Bravo Korea
by JEONBUK BANK
Free

This app serves as an all-in-one platform for foreigners, offering essential services for life in Korea. It provides tools for financial management, communication, and lifestyle tips, with global support in multiple languages.

Overseas transfer comparisonBudget phone comparisonFinancial services (accounts, debit cards, loans)
💰 Finance
(10)
free with in-app purchases
6
Hana EZ 하나은행 해외송금 전용 다국어 뱅킹
Hana EZ 하나은행 해외송금 전용 다국어 뱅킹
Hana EZ 하나은행 해외송금 전용 다국어 뱅킹
by Hana Bank
Free

Manage international money transfers, exchange rates, and other financial tasks remotely. This app offers a multi-language interface for services like utility bill payments and certificate issuance, with a loyalty program for added benefits.

International money transferExchange rate inquiryUtility bill payment
💰 Finance
(50)
free
7
신한 슈퍼SOL - 신한 유니버셜 금융 앱
신한 슈퍼SOL - 신한 유니버셜 금융 앱
신한 슈퍼SOL - 신한 유니버셜 금융 앱
by SHINHAN BANK CO. LTD
Free

Manage all your financial assets, including banking, cards, stocks, and real estate, in one place. This app offers easy transfers, personalized financial product comparisons, and tools for budgeting and saving. It also provides a unique space to create and share financial stories.

Simplified account openingEasy and customizable transfersIntegrated asset management (banking, cards, stocks, real estate)
💰 Finance
(805)
free with in-app purchases
8
MobileTmoney
MobileTmoney
MobileTmoney
by Tmoney Co., Ltd
Free

This app provides a convenient digital transit card for buses and subways throughout Korea. Users can easily tap their iPhone or Apple Watch to pay for rides without needing a physical card or signing up. Top-ups are simple using Apple Pay.

Digital transit card for KoreaTap to pay with iPhone/Apple WatchNo physical card needed
💰 Finance
(167)
free
9
Toss - Make finance easier
Toss - Make finance easier
Toss - Make finance easier
Find everything about finance
Free

Manage all your financial accounts, including banking, investments, loans, and insurance, in one place. Enjoy fee-free transfers, personalized financial advice, and easy access to loan and insurance options. Invest simply and track your spending effortlessly.

Consolidated account overviewFee-free money transfersInterest-earning bank accounts
💰 Finance
(638)
free with in-app purchases
10
카카오페이
카카오페이
카카오페이
결제, 포인트, 증권, 자산관리, 보험, 대출
Free
💰 Finance
(132)