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UCO mBanking Plus User Reviews

UCO mBanking Plus
💼 Business
💰 Finance

Customer Experience

Positive experience52.9% of reviews
Neutral8.8% of reviews
Negative experience38.2% of reviews

~ Based on 34 written reviews from the US App Store.

Is UCO mBanking Plus Safe?

UCO mBanking Plus appears safe based on user ratings. AppsHunter Safety Score for UCO mBanking Plus is 92/100.

This assessment is based on 8,042 user ratings, with an App Store average of 4.6/5.

Safety Analysis

77.4% of ratings point to a safe experience
6.0% of ratings suggest some concerns
16.7% of ratings point to a risky experience

~ Based on 84 App Store ratings for UCO mBanking Plus.

Is UCO mBanking Plus Legit?

UCO mBanking Plus appears to be a legitimate app. AppsHunter Legitimacy Score for UCO mBanking Plus is 90/100.

Based on 90 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Most RecentHighest RatedLowest Rated

Passbook

I’m using iPhone 17. When I open my passbook, I find that the first digit of the date of transaction is not visible. I’ve reduced the font size from the default font size. Still, the first digit of the transaction date is hidden. Please see if this issue can be resolved.
Malin (former UCOite)Malin (former UCOite)

Response from developer

We thank you for your interest in our app & the inconvenience is deeply regretted. For better assistance, please share the difficulties you are facing with uco.mbanking@uco.bank.in. If you like us, please encourage us with 5★ : )

UCO mBanking Plus

The UCO Mobile Banking app has been quite disappointing, especially for iPhone users. The app feels poorly optimized for iOS, with frequent glitches, slow performance, and an outdated interface that makes basic banking tasks more frustrating than convenient.

One major issue is its strict regional restriction. If your iPhone is not set to India as the country/region, you simply cannot install or access the app. This creates a serious problem for customers living or traveling outside India, as it makes managing a UCO Bank account unnecessarily difficult. In today’s global environment, where people frequently move across countries, such limitations are highly impractical.

Overall, the app lacks the flexibility and user experience expected from a modern banking platform. UCO Bank should improve compatibility, remove unnecessary regional barriers, and invest in better app development to ensure customers—regardless of their location—can access their accounts securely.
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Karnaiil singhKarnaiil singh

Response from developer

Dear Customer, We regret the inconvenience you had to face. Since, UCO Bank is providing Mobile Banking Services in India only, app doesn't work in case location is set to other than India in iOS devices.

Cannot open NRE deposits

App doesn’t allow opening of any FDs. Keeps giving an error of Session expired login again despite entering all details in 10-15 seconds. Tried all permutations of inr but that shouldn’t matter. Only good to check balance. Can’t perform transactions.
Subbbbbb!!!!!!!!Subbbbbb!!!!!!!!

Response from developer

We regret the inconvenience you had to face. For better assistance please share your information with uco.mbanking@uco.bank.in. We will be happy to assist you.

Needs improvement

The app covers basic banking needs but feels outdated compared to other bank apps. Frequent login issues, slow performance, and limited features affect the overall experience. Needs a major UI/UX revamp and more stability for smoother banking.
J OmkarJ Omkar

Response from developer

We highly regret the inconvenience. However, we could not understand the exact problem. Please send us a message at uco.mbanking@uco.bank.in with relevant details. We'll be more than happy to assist you.

Doesn’t open in higher iPhone versions

This app is incompatible with higher iPhone/IOS versions.It doesn’t recognise your faceID even after touch the face icon or does not allow you to enter passcode when you touch on it.Stays dumb forever.Whoever owns the IT division have to be woken up to stay current.
brain_erbrain_er

Response from developer

We regret the inconvenience you had to face. For better assistance please share your information with uco.mbanking@ucobank.co.in. We will be happy to assist you.

User friendly design

UCO mBanking app is designed in way to simplify mobile banking experience. The app is full of features yet feels so lightweight and seamless to navigate through interfaces. A must have mobile banking app for all UCO customers. Thank you.
omjhaomjha

Response from developer

Thanks for taking out time to rate us. It really helps us to keep going and delivering the best :)

Mbanking plus is the best app for financial services that I used

This app is really easy on the eye and the best part is that all the stuff are in one place. With this app, I never need to visit the branch. Other banks must aspire to develop their digital services in this way!! Thanks for the amazing service.
AC2594AC2594

Response from developer

Dear customer, It is delightful to hear such positive words and it’s always a pleasure to serve our users.

Best out there

The best mobile banking app out there in the market. User friendly, loads of insights, superb interface. Been using it since last 5 years. Not been disappointed since then.
ab_abhiab_abhi

Response from developer

Thanks for taking out time to rate us. It really helps us to keep going and delivering the best :)

M banking services

Uco m banking is really helpful.
It is user friendly and easy to understand.
I never faced any problems with the banking system and I have been using this app since it was launched.
Thanks for the excellent service to help us.
👍
Vinny raiVinny rai

Response from developer

Thank you for your five star ratings and feedback.

Thakur Prasad Panda

I’ve been using the UCO M Banking Application since long and it’s been an excellent experience. The app has a clean, intuitive design, making it easy to navigate even for someone who isn’t tech-savvy. From account management to payments, everything feels so easy and user friendly.

Main Highlights:
1.Ease of Use: The interface is well-organized, with essential features like transfers, bill payments, and account statements accessible within a few taps.
2.Security: Advanced security measures such as biometric login (fingerprint/face recognition) and two-factor authentication make me feel confident about my data’s safety.
3.Speed: Transactions are processed almost instantly, and the app rarely lags or crashes.
4.24/7 Availability: Having round-the-clock access to banking services is a game-changer.
5.Support: The in-app customer support is responsive and resolves issues quickly.

Thank You
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Perm143Perm143

Response from developer

Dear Customer, Thanks for taking out time to rate us. It really helps us to keep going and delivering the best :)

Weird steps on register

It asks to register in mobile app after an update. I’m not able to send SMS, it asks wifi to switch off, if its done, then says session invalid.

I can’t access my account for more than a year. I regret that I had started an account there
mcmqwertymcmqwerty

Good but needs to be better

Sometimes it takes time to start otherwise app has improved a lot over the past years
♾🏳️♾🏳️

Response from developer

Thank you for your five star ratings.

Perfect banking app

I use the banking app of 5 banks and hands down, this is the best one. Everything is so simple yet safe. Just at times, I have faced the ‘location on’ prompt but rest everything is picture perfect.
DrAbhiAwasthiDrAbhiAwasthi

Response from developer

Dear Customer, Thanks for your support all along. We will keep working to provide a good user experience. You can follow us on Facebook and Twitter to get the latest information.

Best service

It is useful and handy application It’s easy to use and we can use it anytime & any where
dalal ashokdalal ashok

Asking for location mode even when its on

Registered successfully on app but unable to login now as everytime app asks to enable location mode.. I have made setting to be always allowing location but stiml getting same error message..
etrerahuletrerahul

Response from developer

We highly regret the inconvenience. However, we could not understand the exact problem. Please send us a message at uco.mbanking@uco.bank.in with relevant details. We'll be more than happy to assist you.

Uco mBanking

it’s very easy to access like uneducated people also easy to access ,high security features ,no declining transaction,receiving or sent the money on correct time and it’s rating also very good compare to other bank mobile banking.
Aravinth CAravinth C

Response from developer

Thank you for your review. We look forward for your continuous support

Software for IOS has to be improved

Software for IOS has to be improved.
Shaji HShaji H

App developers not making needful minor improvements

In ios cant see holiday list, please update. Also it requires location permission every time we log into app. In ios it becomes hactic to turn location on /off again and again. Kindly allow app to operate with or without location access.
sanj143sanj143

Response from developer

Dear Customer, We regret the inconvenience caused. We are looking into the issue you faced regarding holiday list. We suggest you to kinldy use the Holiday list feature post login in the app. Regarding capturing location, it is required as per guidelines

Welcoming new interdace is not good enough

Changing interface wont create much changes if you are still providing faulty system with dead links. Many links i found are not working. About interface “quick transfer” option ahould be on first page but one will find this under “click hre for more” action. As a designer i dont think this updated interface is appealing. Other apps are giving QR widget then why not UCO BANK is giving it and making it handy tool. Form 16A is still ambiguous. Dont know if anybody is checking this software release before putting it on appstore. My rating down from 5 to 1.5/5
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metal-indimetal-indi

Response from developer

Dear Customer, Thank you very much for your feedback. We are providing regular updates as per industry best practice. We are taking feedback from customers to consider the same in new updates.

Fraud

Receiving messages from a bank where you don't have an account can be concerning and potentially indicative of a phishing attempt or a mistaken identity. It's crucial to remain vigilant and avoid sharing any personal or financial information. To ensure your security, it's advisable to contact the bank directly, explain the situation, and confirm that the messages were not intended for you. Additionally, consider reporting the incident to your mobile carrier or relevant authorities to help prevent any potential fraudulent activities.
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Garry12345652435253Garry12345652435253

Response from developer

Dear Customer, thank you very much for your feedback. Please write to us at uco.custcare@ucobank.co.in or reach us at 18001030123