Best UnLock alternatives: apps like UnLock

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated November 2026
UnLock
UnLock
Marketlend Pty Ltd

UnLock is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to UnLock

Archa: Business credit cards#1

Archa: Business credit cards by Archa Pty Ltd

Smarter, trusted, secure
Editor's Choice
💰 Finance
1.0(1 ratings)
Free
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This platform offers business credit cards and spend management tools designed for growing companies. It simplifies spending, provides real-time transaction visibility, and integrates with accounting software. Enjoy no FX fees, complimentary travel insurance, and earn rewards on your purchases.

4.6😐(161 ratings)
Free
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Manage all your credit card accounts and finances in one secure app. Track spending, view statements, make payments, and receive important notifications. Access features like adding cards to your wallet, locking your card, and setting up direct debits.

What We Love

  • 🚀 Easy to use
  • 👍 User-friendly app
  • 🚀 Convenient for payments
  • 👍 Great customer service
  • 🚀 Efficient and straightforward
  • 👍 Helpful app
  • 🚀 Quick and easy to navigate

Room to Improve

  • 🐛 App crashes or doesn't work
  • 🐛 Login issues
  • 🐛 Unreliable app
  • 💰 Excessive fees and charges
  • 🐛 Delayed transaction updates
  • 🐛 Unable to make payments or access account
  • 🐛 Constant need to update app
Cash Lender - IOU & Loans#3

Cash Lender - IOU & Loans by Sockii Pty Ltd

IOU & Loans/Payments Manager
Worth Considering
💰 Finance
4.3😞(151 ratings)
FreeIn-App Purchases
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Easily track money lent and borrowed, ensuring you never forget debts. Manage multiple contacts, loans with interest, and partial payments. Secure your data with passcode and Touch ID, and receive timely reminders.

What We Love

  • 👍 Easy to use
  • 👍 Excellent technology
  • 👍 Great app
  • 👍 Wonderful app
  • 👍 Good program

Room to Improve

  • 💸 Not free, requires subscription
  • 💸 Misleading pricing
  • 💸 Subscription is ridiculous
  • 💸 No free option
  • 💸 Paid app
  • 💸 Unusable without paying
  • 💸 Expensive
  • 💸 Greedy developers

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Ubank: Digital Banking
Ubank: Digital Banking
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A digital banking app offering seamless management of daily finances, savings, travel expenses, and home loans. It provides smart tools for budgeting, instant transfers, and secure account access, making money management simple and personal.

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GWOP – Sell your content
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Monetize your exclusive photos and videos by setting your own prices and sharing pay-to-unlock links. Easily upload various media formats and receive payments quickly through popular platforms.

Monetize exclusive contentUpload photos and videosSet custom prices
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Up — Simplify Money
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This app simplifies personal finance with budgeting tools, savings goals, and easy bill splitting. It offers seamless overseas transactions and fast, human customer support. Manage your money effectively and achieve your financial goals with this intuitive platform.

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Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Take control of your bills
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Manage your bills and budget with flexibility. Upload any service bill and pay it in four smaller, manageable installments. The app also helps negotiate your bills and can report eligible on-time payments to credit bureaus to build your credit history.

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Revolut Business
Revolut Business
Revolut Business
Go beyond business as usual
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Manage your business finances efficiently with an all-in-one account. Track spending, issue corporate cards, and make global payments in multiple currencies. Automate expense management and gain insights to plan for your business's future.

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ChangeNOW: Crypto Exchange
ChangeNOW: Crypto Exchange
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Buy Bitcoin, Ethereum & Coins
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Securely exchange over 1400 cryptocurrencies with competitive rates and low fees. Buy crypto instantly with a credit card or bank transfer. This non-custodial service prioritizes user privacy and control over digital assets.

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Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
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Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

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