Best apps like Up&Up - rent with benefits

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated August 2026

Whether you want more options like Up&Up or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Up&Up

Honeydue: Couples Finance#1

Honeydue: Couples Finance by WalletIQ, Inc.

Manage your money together
Editor's Choice
๐Ÿ’ฐ Finance
4.5๐Ÿ˜(10K ratings)
FreeAdsIn-App Purchases
Honeydue: Couples Finance screenshot 1
Honeydue: Couples Finance screenshot 2
Honeydue: Couples Finance screenshot 3
Honeydue: Couples Finance screenshot 4
Honeydue: Couples Finance screenshot 5
Honeydue: Couples Finance screenshot 6

This app helps couples manage their finances together by tracking balances, budgets, and bills. It allows for shared spending limits, bill reminders, and expense splitting, fostering better financial communication.

What We Love

  • ๐Ÿš€ Great concept
  • ๐Ÿ‘ Clean and organized interface
  • ๐Ÿ‘ Helpful for couples to manage finances together
  • ๐Ÿ‘ Customizable categories

Room to Improve

  • ๐Ÿ› Buggy and unreliable
  • ๐Ÿ› Slow to update balances and transactions
  • ๐Ÿ› Incorrect categorization of transactions
Build Credit & Fix It: Dovly#2

Build Credit & Fix It: Dovly by Dovly, Inc.

Fast AI Credit Score Boost
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(73K ratings)
FreeAdsIn-App Purchases
#7in Finance
Build Credit & Fix It: Dovly screenshot 1
Build Credit & Fix It: Dovly screenshot 2
Build Credit & Fix It: Dovly screenshot 3
Build Credit & Fix It: Dovly screenshot 4
Build Credit & Fix It: Dovly screenshot 5

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

What We Love

  • ๐Ÿš€ Powerful and convenient app
  • ๐Ÿ‘ Easy to use and navigate
  • ๐Ÿ’ก Helpful for tracking and improving credit
  • ๐Ÿš€ Quick dispute resolution

Room to Improve

  • ๐Ÿ› Frequent log-outs and login issues
  • ๐Ÿ› Disputed items not showing up
  • ๐Ÿ’ฐ Misleading about free services
Lemonade Insurance#3

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(86K ratings)
Free
#99in Finance
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

What We Love

  • ๐Ÿš€ Quick, seamless, and affordable
  • ๐Ÿ‘ Fully digital experience
  • ๐Ÿ’ก Charity donation option
  • ๐Ÿ‘ Easy setup and user-friendly app

Room to Improve

  • ๐Ÿ› Buggy app with crashes and login issues
  • ๐Ÿ‘Ž Poor customer service and communication
  • ๐Ÿ‘Ž Difficult claims process and lack of human support

More apps like Up&Up

4
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
๐Ÿ’ฐ Finance
(55K)
free
5
PayIt St. Louis
PayIt St. Louis
PayIt St. Louis
Water & Refuse and Tax Payment
Free

This app offers a streamlined way to pay your City of St. Louis bills, including Water & Refuse and various taxes. It allows for autopay, partial payments, and provides reminders to avoid late fees. Securely manage multiple city service payments and access receipts all in one place.

Pay Water & Refuse billsPay Personal Property & Real Estate TaxAutopay setup
๐Ÿ’ฐ Finance
(23)
free
6
cred.ai
cred.ai
cred.ai
youโ€™re better than your bankโ„ข
Free

This app offers a premium mobile spending experience with a free metal card. It ensures you never pay fees or interest, helps build credit automatically, and allows early access to your paycheck. Enjoy advanced features for secure and controlled spending.

Free metal cardNo fees or interestAutomatic credit building
๐Ÿ’ฐ Finance
(6.7K)
free with in-app purchases
7
Boom - Build credit with rent.
Boom - Build credit with rent.
Boom - Build credit with rent.
Build & track your credit.
Free

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

Report rent payments to credit bureausBuild credit historyTrack credit score progress
๐Ÿ’ฐ Finance
(1.2K)
free with in-app purchases
8
First Community CU (MO)
First Community CU (MO)
First Community CU (MO)
by FIRST COMMUNITY CREDIT UNION INC
Free

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

View account balances and transaction historyTransfer funds between accountsDeposit checks remotely
๐Ÿ’ฐ Finance
(24K)
free
9
Commerce Bank for iPhone
Commerce Bank for iPhone
Commerce Bank for iPhone
Challenge Acceptedยฎ
Free

Manage your finances conveniently on the go with this mobile banking application. It offers quick logins, check deposits, bill payments, and card management. Find nearby branches and receive personalized help.

Biometric loginMobile check depositFund transfers
๐Ÿ’ฐ Finance
(147K)
free
10
Nutiliti: Utilities Made Easy
Nutiliti: Utilities Made Easy
Nutiliti: Utilities Made Easy
Set Up & Split Your Utilities
Free

This app simplifies utility management for consumers, allowing users to set up, split, and monitor their home utilities. It handles bill retrieval, payment processing for roommates, and ensures billing accuracy. The service also assists with disconnecting utilities when moving out and monitoring energy consumption.

Utility connection for new homesSplit utility bills among roommatesAutomated bill retrieval from portals
๐Ÿ’ฐ Finance
(115)
free