Best apps like Up&Up - rent with benefits

10+ similar apps compared and reviewed

4.0 avg rating
10 free apps
Updated September 2026

Whether you want more options like Up&Up or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Up&Up

Nutiliti: Utilities Made Easy#1

Nutiliti: Utilities Made Easy by Nutiliti Inc

Set Up & Split Your Utilities
Editor's Choice
💰 Finance
4.3😞(117 ratings)
Free
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This app simplifies utility management for consumers, allowing users to set up, split, and monitor their home utilities. It handles bill retrieval, payment processing for roommates, and ensures billing accuracy. The service also assists with disconnecting utilities when moving out and monitoring energy consumption.

What We Love

  • 👍 Easy utility splitting with roommates
  • 👍 Simplifies managing multiple utility bills
  • 👍 Convenient for first-time renters
  • 👍 User-friendly interface
  • 👍 Responsive customer service
  • 👍 Quick and easy setup
  • 👍 Helps avoid awkward payment conversations

Room to Improve

  • 😠 Ridiculous fees charged
  • 😠 No bill due date notifications
  • 😠 Poor customer service
  • 😠 Inconsistent billing and overcharging
  • 😠 No direct history with utility vendors
  • 😠 Bills in landlord's name not ideal
  • 😠 Inconsistent payment processing
  • 😠 No manual payment option
  • 😠 Cannot pay before due date
  • 😠 Issues with updating payment methods
  • 😠 Bills show as paid but are not
  • 😠 Causes utility shut-offs
  • 😠 Address not able to be added
PayIt St. Louis#2

PayIt St. Louis by PayIt, LLC

Water & Refuse and Tax Payment
Strong Contender
💰 Finance
2.7(23 ratings)
Free
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This app offers a streamlined way to pay your City of St. Louis bills, including Water & Refuse and various taxes. It allows for autopay, partial payments, and provides reminders to avoid late fees. Securely manage multiple city service payments and access receipts all in one place.

Liberty Rent#3

Liberty Rent by Liberty Rent

Helping renters secure leases
Worth Considering
💰 Finance
0.0(0 ratings)
FreeAds
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This app assists renters who face housing rejections by providing a path to lease approval. It aims to help individuals secure their next home by connecting them with communities needing qualified residents.

More apps like Up&Up

4
Livble - Split your rent
Livble - Split your rent
Livble - Split your rent
Pay rent on your own schedule
Free

This app allows users to pay their rent in flexible installments throughout the month. It offers a convenient way to manage rent payments on your own schedule.

Pay rent in installmentsFlexible payment schedulesManage rent payments
💰 Finance
(2.5K)
free
5
Split Pay: Split Bills in Two
Split Pay: Split Bills in Two
Split Pay: Split Bills in Two
Rent, Mortgage & Car Payments
Free

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Split rent into two paymentsBuild credit historyImprove budgeting
💰 Finance
(16K)
free
6
Honeydue: Couples Finance
Honeydue: Couples Finance
Honeydue: Couples Finance
Manage your money together
Free

This app helps couples manage their finances together by tracking balances, budgets, and bills. It allows for shared spending limits, bill reminders, and expense splitting, fostering better financial communication.

Track joint bank account balancesSet household spending limitsReceive bill payment reminders
💰 Finance
(10K)
free with in-app purchases
7
Bridgecrest
Bridgecrest
Bridgecrest
by Bridgecrest Acceptance Corporation
Free

Manage your vehicle payments and finances conveniently on the go. Make one-time or scheduled payments, set up automatic payments, and view your account details and payment history.

Make one-time paymentsSchedule future paymentsSet up AutoPay
💰 Finance
(1.1K)
free
8
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Instant Paycheck, Earned Wages
Free

Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.

Access pay in real-timeNo loans, interest, or hidden feesInstant cash transfers
💰 Finance
(7.1K)
free
9
PayLater: Split Your Payments
PayLater: Split Your Payments
PayLater: Split Your Payments
Relax, PayLater
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(298)
free
10
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(26K)
free with in-app purchases